Balance Sheet Components (Tables)

9 Months Ended

Sep. 30, 2022

Other Assets [Abstract]

Schedule of Other Assets

Other assets consisted of the following:

	December 31,		September 30,
	2021		2022
Servicing fees and other receivables	$	55,518	$	49,878
Loan servicing assets (at fair value)	18,388		37,037
Prepaid expenses	30,012		23,564
Other assets	8,809		8,968
Deposits	8,377		8,796
Notes receivable and residual certificates (at fair value)	8,288		3,459
Total other assets	$	129,392	$	131,702

Schedule of Property, Equipment, and Software

Property, equipment, and software, net consisted of the following:

	December 31,		September 30,
	2021		2022
Internally developed software	$	17,735	$	33,124
Leasehold improvements	7,450		12,145
Computer and networking equipment	3,796		6,049
Furniture and fixtures	3,199		4,246
Total property, equipment, and software	32,180		55,564
Accumulated depreciation and amortization	(7,921)		(14,574)
Total property, equipment, and software, net	$	24,259	$	40,990

Accrued Expenses and Other Liabilities

Accrued expenses and other liabilities consisted of the following:

	December 31,		September 30,
	2021		2022
Accrued expenses	$	48,207	$	30,598
Accrued payroll	37,293		19,168
Other liabilities	4,823		13,870
Trailing fee liability (at fair value)	4,315		5,201
Loan servicing liabilities (at fair value)	8,780		4,810
Total accrued expenses and other liabilities	$	103,418	$	73,647