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Revenue (Tables)
 9 Months Ended
Sep. 30, 2022
Revenue from Contract with Customer [Abstract]  
Disaggregation of revenue by type of service
The Company disaggregates revenue from fees by type of service for the periods presented as follows:
Three Months Ended
September 30,		Nine Months Ended
September 30,
2021202220212022
Revenue from fees, net:
Platform and referral fees, net$191,442 $134,786 $467,476 $618,208 
Servicing and other fees, net18,979 44,562 46,412 133,467 
Total revenue from fees, net$210,421 $179,348 $513,888 $751,675 
Customers accounting for greater than 10% of accounts receivable
Customers accounting for greater than 10% of total revenue were as follows:

Three Months Ended
September 30,		Nine Months Ended
September 30,
2021202220212022
Customer A56%45%59%47%
Customer B28%26%25%29%

Customers accounting for greater than 10% of accounts receivable were as follows:
December 31,September 30,
20212022
Customer C25%27%
Customer D33%*
* Less than 10%
Gain (loss) on loan servicing rights The Company recognized a net gain related to loan servicing rights upon loan sales for the periods presented as follows:
Three Months Ended
September 30,		Nine Months Ended
September 30,
2021202220212022
Net gain related to loan servicing rights$2,121 $6,038 $4,223 $23,770 
Schedule of collection agency and borrower fees
The Company recognized collection agency fees and borrower fees, which are included in servicing and other fees, net for the periods presented as follows:

Three Months Ended
September 30,		Nine Months Ended
September 30,
2021202220212022
Collection agency fees$1,214 $2,790 $3,068 $7,345 
Borrower fees$2,062 $7,005 $4,043 $18,125 
Components of interest income and fair value adjustments, net
The following table presents components of the interest income and fair value adjustments, net presented in the Company’s condensed consolidated statements of operations and comprehensive income (loss):

Three Months Ended
September 30,		Nine Months Ended
September 30,
2021202220212022
Interest income$5,070 $22,180 $12,020 $66,288 
Interest expense(269)(3,050)(2,796)(6,322)
Fair value and other adjustments
Unrealized gain (loss) and other adjustments, net(1)
11,360 (20,069)14,470 (70,855)
Realized gain (loss) on sale of loans, net1,868 (21,176)6,159 (45,255)
Total fair value and other adjustments13,228 (41,245)20,629 (116,110)
Total interest income and fair value adjustments, net$18,029 $(22,115)$29,853 $(56,144)
_________
1.Includes $12.7 million and $15.2 million of income from capital market programs, net for the three and nine months ended September 30, 2021, respectively. Income from capital market programs was immaterial for both the three and nine months ended September 30, 2022.