Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands		Jun. 30, 2022	Dec. 31, 2021
Other assets at fair value		$ 39,869	$ 26,676
Accrued expenses and other liabilities at fair value		$ 11,812	$ 13,095
Common stock, par value (in dollars per share)		$ 0.0001	$ 0.0001
Common stock, authorized (in shares)		700,000,000	700,000,000
Common stock, issued (in shares)		82,188,372	83,659,665
Common stock, outstanding (in shares)		82,188,372	83,659,665
Assets
Cash		$ 790,431	$ 986,608
Restricted cash		123,990	204,633
Loans (at fair value)		623,763	252,477
Other assets (includes $26,676 and $39,869 at fair value as of December 31, 2021 and June 30, 2022, respectively)		126,598	129,392
Total assets	[1]	1,917,018	1,820,455
Other assets at fair value		39,869	26,676
Liabilities:
Borrowings		856,555	695,432
Accrued expenses and other liabilities (includes $13,095 and $11,812 at fair value as of December 31, 2021 and June 30, 2022, respectively)		75,785	103,418
Total liabilities	[1]	1,159,947	1,013,377
Total stockholders’ equity		757,071	807,078
Variable Interest Entity, Primary Beneficiary
Other assets at fair value		4,310	7,571
Assets
Cash		1,326	7,700
Restricted cash		11,460	79,561
Loans (at fair value)		607,830	245,972
Other assets (includes $26,676 and $39,869 at fair value as of December 31, 2021 and June 30, 2022, respectively)		7,253	8,792
Total assets		627,869	342,025
Other assets at fair value		4,310	7,571
Liabilities:
Borrowings		208,123	48,536
Accrued expenses and other liabilities (includes $13,095 and $11,812 at fair value as of December 31, 2021 and June 30, 2022, respectively)		3,890	778
Total liabilities		212,013	49,314
Total stockholders’ equity		$ 415,856	$ 292,711

[1] The following table presents information on assets and liabilities related to variable interest entities (“VIEs”) that are consolidated by Upstart Holdings, Inc. at December 31, 2021 and June 30, 2022. The assets in the table below may only be used to settle obligations of consolidated VIEs and are in excess of those obligations. The holders of the beneficial interests do not have recourse to the general credit of Upstart Holdings, Inc. The assets and liabilities in the table below include third-party assets and liabilities of consolidated VIEs and exclude intercompany balances that eliminate in consolidation. December 31,June 30,20212022AssetsCash $7,700 $1,326 Restricted cash79,561 11,460 Loans (at fair value)245,972 607,830  Other assets (includes $7,571 and $4,310 at fair value as of December 31, 2021 and June 30, 2022, respectively) 8,792 7,253 Total assets$342,025 $627,869 LiabilitiesBorrowings48,536 208,123 Other liabilities 778 3,890 Total liabilities49,314 212,013 Total net assets$292,711 $415,856