Condensed Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands		Mar. 31, 2022	Dec. 31, 2021
Assets
Cash		$ 757,828	$ 986,608
Restricted cash		254,866	204,633
Loans (at fair value)		597,981	252,477
Other assets (includes $26,676 and $34,344 at fair value as of December 31, 2021 and March 31, 2022, respectively)		126,982	129,392
Total assets	[1]	1,987,591	1,820,455
Liabilities:
Borrowings		769,222	695,432
Accrued expenses and other liabilities (includes $13,095 and $13,531 at fair value as of December 31, 2021 and March 31, 2022, respectively)		91,723	103,418
Total liabilities	[1]	1,111,087	1,013,377
Accrued expenses and other liabilities at fair value		$ 13,531	$ 13,095
Common stock, par value (in dollars per share)		$ 0.0001	$ 0.0001
Common stock, authorized (in shares)		700,000,000	700,000,000
Common stock, issued (in shares)		84,676,746	83,659,665
Common stock, outstanding (in shares)		84,676,746	83,659,665
Other assets at fair value		$ 34,344	$ 26,676
Variable Interest Entity, Primary Beneficiary
Assets
Cash		407	7,700
Restricted cash		75,527	79,561
Loans (at fair value)		591,554	245,972
Other assets (includes $26,676 and $34,344 at fair value as of December 31, 2021 and March 31, 2022, respectively)		8,485	8,792
Total assets		675,973	342,025
Liabilities:
Borrowings		121,551	48,536
Accrued expenses and other liabilities (includes $13,095 and $13,531 at fair value as of December 31, 2021 and March 31, 2022, respectively)		677	778
Total liabilities		122,228	49,314
Other assets at fair value		$ 5,840	$ 7,571

[1] The following table presents information on assets and liabilities related to variable interest entities (“VIEs”) that are consolidated by Upstart Holdings, Inc. at December 31, 2021 and March 31, 2022. The assets in the table below may only be used to settle obligations of consolidated VIEs and are in excess of those obligations. The holders of the beneficial interests do not have recourse to the general credit of Upstart Holdings, Inc. The assets and liabilities in the table below include third-party assets and liabilities of consolidated VIEs and exclude intercompany balances that eliminate in consolidation. December 31,March 31,20212022AssetsCash $7,700 $407 Restricted cash79,561 75,527 Loans (at fair value)245,972 591,554  Other assets (includes $7,571 and $5,840 at fair value as of December 31, 2021 and March 31, 2022, respectively) 8,792 8,485 Total assets$342,025 $675,973 LiabilitiesBorrowings48,536 121,551 Other liabilities 778 677 Total liabilities$49,314 $122,228