X0202 SCHEDULE 13G/A 0001172661-26-001094 0001525234 XXXXXXXX LIVE 1 Common Stock, par value $0.0001 per share 03/31/2026 0001647639 Upstart Holdings, INC. 91680M107 2950 S. Delaware Street, Suite 410 San Mateo CA 94403 Rule 13d-1(b) Jericho Capital Asset Management L.P. DE 0.00 0.00 0.00 0.00 0.00 N 0 IA PN Josh Resnick X1 0.00 0.00 0.00 0.00 0.00 N 0 HC IN Upstart Holdings, INC. 2950 S. Delaware Street, Suite 410, San Mateo, CA 94403 Jericho Capital Asset Management L.P. Josh Resnick Jericho Capital Asset Management L.P. - 1999 Avenue of the Stars, Suite 2045, Los Angeles, CA 90067 Josh Resnick - c/o Jericho Capital Asset Management, L.P., 1999 Avenue of the Stars, Suite 2045, Los Angeles, CA 90067 Please refer to Item 4 on each cover sheet for each reporting person. N IA HC Jericho Capital Asset Management LP: 0 Josh Resnick: 0 Jericho Capital Asset Management LP: 0.0% Josh Resnick: 0.0% Jericho Capital Asset Management LP: 0 Josh Resnick: 0 Jericho Capital Asset Management LP: 0 Josh Resnick: 0 Jericho Capital Asset Management LP: 0 Josh Resnick: 0 Jericho Capital Asset Management LP: 0 Josh Resnick: 0 N Y Y Y Y Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11. Jericho Capital Asset Management L.P. Josh Resnick 07/13/2026 Josh Resnick Josh Resnick 07/13/2026