The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 508,092 4,470 SH   SOLE   0 0 4,470
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 835,636 4,589 SH   SOLE   0 0 4,589
ABSCI CORPORATION COM 00091E109 BBG011N54DC3 159,040 28,000 SH   SOLE   0 0 28,000
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 1,668,234 4,813 SH   SOLE   0 0 4,813
ADOBE INC COM 00724F101 BBG001S5NCQ5 686,256 1,360 SH   SOLE   0 0 1,360
ADVANCED MICRO DEVICES INC COM 007903107 BBG001S5NN36 408,991 2,266 SH   SOLE   0 0 2,266
AFLAC INC COM 001055102 BBG001S5NGJ4 266,596 3,105 SH   SOLE   0 0 3,105
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,738,563 11,519 SH   SOLE   0 0 11,519
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,821,487 11,963 SH   SOLE   0 0 11,963
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 408,004 9,354 SH   SOLE   0 0 9,354
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,944,884 16,326 SH   SOLE   0 0 16,326
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 BBG00Q6ZDXT0 1,348,935 23,274 SH   SOLE   0 0 23,274
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 47,947 728 SH   SOLE   0 0 728
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 BBG00Q9MR7Z1 9,386,572 142,523 SH   SOLE   0 0 142,523
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 14,895,797 158,956 SH   SOLE   0 0 158,956
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 35,142 375 SH   SOLE   0 0 375
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 201,842 1,022 SH   SOLE   0 0 1,022
AMGEN INC COM 031162100 BBG001S5NNL6 872,276 3,068 SH   SOLE   0 0 3,068
ANSYS INC COM 03662Q105 BBG001S926L8 1,889,245 5,442 SH   SOLE   0 0 5,442
AON PLC SHS CL A G0403H108 BBG00SSQFPR9 226,596 679 SH   SOLE   0 0 679
APPLE INC COM 037833100 BBG001S5N8V8 6,791,554 39,606 SH   SOLE   0 0 39,606
APPLIED MATLS INC COM 038222105 BBG001S5NMM7 214,892 1,042 SH   SOLE   0 0 1,042
ARCH CAP GROUP LTD ORD G0450A105 BBG001S9HZ74 516,463 5,587 SH   SOLE   0 0 5,587
AT&T INC COM 00206R102 BBG001S5VWH2 228,108 12,961 SH   SOLE   0 0 12,961
ATLANTIC UN BANKSHARES CORP COM 04911A107 BBG001S7GJV8 788,473 22,330 SH   SOLE   0 0 22,330
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 544,184 2,179 SH   SOLE   0 0 2,179
AUTOZONE INC COM 053332102 BBG001S6Q5D9 217,464 69 SH   SOLE   0 0 69
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 BBG001S5XP76 435,547 36,786 SH   SOLE   0 0 36,786
BANCO SANTANDER S.A. ADR 05964H105 BBG001S5WCX7 81,037 16,743 SH   SOLE   0 0 16,743
BARCLAYS PLC ADR 06738E204 BBG001S5P2T2 153,157 16,207 SH   SOLE   0 0 16,207
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 31,911,581 75,886 SH   SOLE   0 0 75,886
BLACKROCK INC COM 09247X101 BBG001SDBP55 354,894 426 SH   SOLE   0 0 426
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 326,560 90 SH   SOLE   0 0 90
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 BBG001T91S76 100,887,651 679,653 SH   SOLE   0 0 679,653
BP PLC SPONSORED ADR 055622104 BBG001S5W4F5 297,597 7,898 SH   SOLE   0 0 7,898
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,126,599 850 SH   SOLE   0 0 850
BUILDERS FIRSTSOURCE INC COM 12008R107 BBG001S9CFC7 582,898 2,795 SH   SOLE   0 0 2,795
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 206,820 664 SH   SOLE   0 0 664
CANADIAN NATL RY CO COM 136375102 BBG001S8WVQ7 306,490 2,327 SH   SOLE   0 0 2,327
CARDINAL HEALTH INC COM 14149Y108 BBG001S7PC34 415,261 3,711 SH   SOLE   0 0 3,711
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HZM1 235,078 4,044 SH   SOLE   0 0 4,044
CATERPILLAR INC COM 149123101 BBG001S5PJ06 306,015 835 SH   SOLE   0 0 835
CBOE GLOBAL MKTS INC COM 12503M108 BBG001T71BP7 211,657 1,152 SH   SOLE   0 0 1,152
CELESTICA INC SUB VTG SHS 15101Q108 BBG001S9CXM7 520,316 11,578 SH   SOLE   0 0 11,578
CEMEX SAB DE CV SPON ADR NEW 151290889 BBG001SD8F15 121,987 13,539 SH   SOLE   0 0 13,539
CGI INC CL A SUB VTG 12532H104 BBG001S5YY67 361,192 3,269 SH   SOLE   0 0 3,269
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 889,147 5,637 SH   SOLE   0 0 5,637
CHIPOTLE MEXICAN GRILL INC COM 169656105 BBG001SP50B3 212,195 73 SH   SOLE   0 0 73
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502 BBG001S66W15 215,153 5,497 SH   SOLE   0 0 5,497
CINTAS CORP COM 172908105 BBG001S7CRG1 368,936 537 SH   SOLE   0 0 537
CISCO SYS INC COM 17275R102 BBG001S6HC62 517,879 10,376 SH   SOLE   0 0 10,376
CITIGROUP INC COM NEW 172967424 BBG001S72ZG4 246,337 3,895 SH   SOLE   0 0 3,895
COCA COLA CO COM 191216100 BBG001S5SMQ8 495,294 8,096 SH   SOLE   0 0 8,096
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108 BBG001S6R487 247,083 2,542 SH   SOLE   0 0 2,542
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 359,669 8,297 SH   SOLE   0 0 8,297
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 257,488 2,023 SH   SOLE   0 0 2,023
CONSOLIDATED EDISON INC COM 209115104 BBG001S5QRL4 259,389 2,856 SH   SOLE   0 0 2,856
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,015,245 1,386 SH   SOLE   0 0 1,386
CRH PLC ORD G25508105 BBG001S61NK9 467,185 5,416 SH   SOLE   0 0 5,416
DELL TECHNOLOGIES INC CL C 24703L202 BBG00DW3SZT0 401,668 3,520 SH   SOLE   0 0 3,520
DEXCOM INC COM 252131107 BBG001SKZG99 1,717,800 12,385 SH   SOLE   0 0 12,385
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 639,308 15,631 SH   SOLE   0 0 15,631
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 216,795 3,983 SH   SOLE   0 0 3,983
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 203,743 2,107 SH   SOLE   0 0 2,107
EA SERIES TRUST STRIVE US SEMICO 02072L672 BBG019T923G2 241,218 5,400 SH   SOLE   0 0 5,400
EATON CORP PLC SHS G29183103 BBG001S5QZ45 307,052 982 SH   SOLE   0 0 982
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,506,416 1,936 SH   SOLE   0 0 1,936
EMCOR GROUP INC COM 29084Q100 BBG001S5QVG1 311,328 889 SH   SOLE   0 0 889
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 287,860 2,538 SH   SOLE   0 0 2,538
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,351,919 11,630 SH   SOLE   0 0 11,630
FAIR ISAAC CORP COM 303250104 BBG001S8ZT61 544,830 436 SH   SOLE   0 0 436
FERROGLOBE PLC SHS G33856108 BBG00B6BGDB6 74,720 15,004 SH   SOLE   0 0 15,004
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 BBG005FHVV56 219,142 3,141 SH   SOLE   0 0 3,141
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 BBG005FHWBL1 394,546 2,532 SH   SOLE   0 0 2,532
FINVOLUTION GROUP SPONSORED ADS 31810T101 BBG00HZ6P0Q4 112,483 22,318 SH   SOLE   0 0 22,318
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 138,221 10,408 SH   SOLE   0 0 10,408
FORTINET INC COM 34959E109 BBG001S77BL6 301,931 4,420 SH   SOLE   0 0 4,420
GARTNER INC COM 366651107 BBG001S5SD60 269,796 566 SH   SOLE   0 0 566
GENERAL DYNAMICS CORP COM 369550108 BBG001S5RHP1 230,795 817 SH   SOLE   0 0 817
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 320,167 1,824 SH   SOLE   0 0 1,824
GILEAD SCIENCES INC COM 375558103 BBG001S6Y1X7 215,648 2,944 SH   SOLE   0 0 2,944
HARTFORD FINL SVCS GROUP INC COM 416515104 BBG001S8PXF3 318,734 3,093 SH   SOLE   0 0 3,093
HEARTBEAM INC COM 42238H108 BBG012F6HZY1 71,912 32,987 SH   SOLE   0 0 32,987
HELLO GROUP INC ADS 423403104 BBG007HTCQV7 75,918 12,225 SH   SOLE   0 0 12,225
HEWLETT PACKARD ENTERPRISE C COM 42824C109 BBG0078W3NP4 177,602 10,017 SH   SOLE   0 0 10,017
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,098,781 2,864 SH   SOLE   0 0 2,864
HONDA MOTOR LTD ADR ECH CNV IN 3 438128308 BBG001S5RXR4 361,094 9,699 SH   SOLE   0 0 9,699
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 922,599 4,495 SH   SOLE   0 0 4,495
HOST HOTELS & RESORTS INC COM 44107P104 BBG001S5RY83 213,415 10,320 SH   SOLE   0 0 10,320
HOVNANIAN ENTERPRISES INC CL A NEW 442487401 BBG001S5RZM4 385,759 2,458 SH   SOLE   0 0 2,458
HP INC COM 40434L105 BBG001S6W7N7 230,552 7,629 SH   SOLE   0 0 7,629
HUBBELL INC COM 443510607 BBG001S5S1L9 330,380 796 SH   SOLE   0 0 796
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 305,092 1,137 SH   SOLE   0 0 1,137
INFOSYS LTD SPONSORED ADR 456788108 BBG001S6ZLV4 253,531 14,140 SH   SOLE   0 0 14,140
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 543,517 2,846 SH   SOLE   0 0 2,846
INTUIT COM 461202103 BBG001S6TWR2 348,434 536 SH   SOLE   0 0 536
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 BBG00XS6PBW6 20,296,150 111,096 SH   SOLE   0 0 111,096
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 BBG00XS6PBW6 168,075 920 SH   SOLE   0 0 920
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 25,207,404 236,711 SH   SOLE   0 0 236,711
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 BBG001V28DF5 129,705 1,218 SH   SOLE   0 0 1,218
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 21,238,672 47,834 SH   SOLE   0 0 47,834
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 41,859,004 720,961 SH   SOLE   0 0 720,961
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 1,305,989 11,850 SH   SOLE   0 0 11,850
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 428,682 5,776 SH   SOLE   0 0 5,776
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 37,295,463 940,380 SH   SOLE   0 0 940,380
ISHARES TR MSCI INTL QUALTY 46434V456 BBG007WGM3H4 134,408 3,389 SH   SOLE   0 0 3,389
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 3,781,598 65,358 SH   SOLE   0 0 65,358
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 BBG0130Y3986 28,625,470 628,303 SH   SOLE   0 0 628,303
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 BBG016NKZFF7 1,920,313 35,404 SH   SOLE   0 0 35,404
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 5,589,916 105,729 SH   SOLE   0 0 105,729
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 BBG00J5DPW97 104,419 1,975 SH   SOLE   0 0 1,975
JABIL INC COM 466313103 BBG001S7RB70 232,002 1,732 SH   SOLE   0 0 1,732
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,022,080 6,461 SH   SOLE   0 0 6,461
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,071,579 5,350 SH   SOLE   0 0 5,350
KKR & CO INC COM 48251W104 BBG001S6PW05 240,387 2,390 SH   SOLE   0 0 2,390
KLA CORP COM NEW 482480100 BBG001S5SLM4 370,243 530 SH   SOLE   0 0 530
LIMBACH HLDGS INC COM 53263P105 BBG006G0NGD3 225,864 5,453 SH   SOLE   0 0 5,453
LINDE PLC SHS G54950103 BBG01FND0CH6 355,205 765 SH   SOLE   0 0 765
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 BBG001SDX252 40,096 15,481 SH   SOLE   0 0 15,481
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 5,157,091 11,338 SH   SOLE   0 0 11,338
LOWES COS INC COM 548661107 BBG001S5SVL3 1,098,223 4,311 SH   SOLE   0 0 4,311
MARATHON PETE CORP COM 56585A102 BBG001S169P1 381,641 1,894 SH   SOLE   0 0 1,894
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 2,326,592 9,221 SH   SOLE   0 0 9,221
MARSH & MCLENNAN COS INC COM 571748102 BBG001S5T7M4 435,442 2,114 SH   SOLE   0 0 2,114
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 651,565 1,353 SH   SOLE   0 0 1,353
MCDONALDS CORP COM 580135101 BBG001S5T110 763,409 2,708 SH   SOLE   0 0 2,708
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 555,103 1,034 SH   SOLE   0 0 1,034
MERCK & CO INC COM 58933Y105 BBG001S5TC52 584,407 4,429 SH   SOLE   0 0 4,429
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,713,654 3,529 SH   SOLE   0 0 3,529
MICRON TECHNOLOGY INC COM 595112103 BBG001S6P675 296,022 2,511 SH   SOLE   0 0 2,511
MICROSOFT CORP COM 594918104 BBG001S5TD05 9,533,406 22,660 SH   SOLE   0 0 22,660
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 334,134 4,773 SH   SOLE   0 0 4,773
MUELLER INDS INC COM 624756102 BBG001S6PVC4 227,909 4,226 SH   SOLE   0 0 4,226
NATWEST GROUP PLC SPONS ADR 639057207 BBG001T03WR2 118,694 17,455 SH   SOLE   0 0 17,455
NETFLIX INC COM 64110L106 BBG001SF6L46 521,697 859 SH   SOLE   0 0 859
NIKE INC CL B 654106103 BBG001S6NTK2 304,123 3,236 SH   SOLE   0 0 3,236
NORFOLK SOUTHN CORP COM 655844108 BBG001S5TQJ6 387,059 1,519 SH   SOLE   0 0 1,519
NOVARTIS AG SPONSORED ADR 66987V109 BBG001SF5LW6 363,899 3,762 SH   SOLE   0 0 3,762
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 1,111,302 8,655 SH   SOLE   0 0 8,655
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 3,133,954 3,468 SH   SOLE   0 0 3,468
NVR INC COM 62944T105 BBG001S5TSM8 242,999 30 SH   SOLE   0 0 30
ORACLE CORP COM 68389X105 BBG001S5SJG6 893,304 7,112 SH   SOLE   0 0 7,112
OREILLY AUTOMOTIVE INC COM 67103H107 BBG001S78TL6 326,247 289 SH   SOLE   0 0 289
OVERSEAS SHIPHOLDING GROUP I CL A NEW 69036R863 BBG0071D5RR0 81,479 12,731 SH   SOLE   0 0 12,731
PAYCHEX INC COM 704326107 BBG001S5V135 289,317 2,356 SH   SOLE   0 0 2,356
PEPSICO INC COM 713448108 BBG001S695T1 634,347 3,625 SH   SOLE   0 0 3,625
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 BBG001SF6W88 219,131 14,407 SH   SOLE   0 0 14,407
PFIZER INC COM 717081103 BBG001S5V466 211,771 7,631 SH   SOLE   0 0 7,631
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 726,323 7,928 SH   SOLE   0 0 7,928
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 3,824,328 41,632 SH   SOLE   0 0 41,632
PLANET LABS PBC COM CL A 72703X106 BBG00ZCV3Q27 42,491 16,663 SH   SOLE   0 0 16,663
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,038,200 6,399 SH   SOLE   0 0 6,399
PROGRESSIVE CORP COM 743315103 BBG001S5V509 281,519 1,361 SH   SOLE   0 0 1,361
PULTE GROUP INC COM 745867101 BBG001S5V5K7 329,655 2,733 SH   SOLE   0 0 2,733
QUAD / GRAPHICS INC COM CL A 747301109 BBG001SG6LT7 114,627 21,587 SH   SOLE   0 0 21,587
QUALCOMM INC COM 747525103 BBG001S6VS70 324,323 1,916 SH   SOLE   0 0 1,916
RELX PLC SPONSORED ADR 759530108 BBG001S898V8 684,589 15,814 SH   SOLE   0 0 15,814
REPUBLIC SVCS INC COM 760759100 BBG001S9DL33 206,756 1,080 SH   SOLE   0 0 1,080
ROPER TECHNOLOGIES INC COM 776696106 BBG001S9B362 204,411 364 SH   SOLE   0 0 364
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 244,077 2,503 SH   SOLE   0 0 2,503
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 253,018 595 SH   SOLE   0 0 595
SALESFORCE INC COM 79466L302 BBG001SDLP09 592,368 1,967 SH   SOLE   0 0 1,967
SAP SE SPON ADR 803054204 BBG001S6RD41 248,664 1,275 SH   SOLE   0 0 1,275
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 BBG00Z60CHB2 742,677 30,613 SH   SOLE   0 0 30,613
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 BBG0051K49J8 351,103 9,860 SH   SOLE   0 0 9,860
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 1,006,703 16,490 SH   SOLE   0 0 16,490
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 1,170,895 14,522 SH   SOLE   0 0 14,522
SERVICENOW INC COM 81762P102 BBG001T4JFC0 259,216 340 SH   SOLE   0 0 340
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 1,394,576 6,779 SH   SOLE   0 0 6,779
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 629,880 1,204 SH   SOLE   0 0 1,204
SPDR SER TR BLOOMBERG SHT TE 78468R408 BBG002QLYD04 643,085 25,499 SH   SOLE   0 0 25,499
SPIRIT AEROSYSTEMS HLDGS INC COM CL A 848574109 BBG001SKF1N8 1,203,079 33,354 SH   SOLE   0 0 33,354
STARBUCKS CORP COM 855244109 BBG001S72KH6 390,881 4,277 SH   SOLE   0 0 4,277
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 BBG001SLH608 118,477 10,066 SH   SOLE   0 0 10,066
TELEFONICA S A SPONSORED ADR 879382208 BBG001S5WMH3 45,080 10,222 SH   SOLE   0 0 10,222
TESLA INC COM 88160R101 BBG001SQKGD7 1,252,153 7,123 SH   SOLE   0 0 7,123
TETRA TECH INC NEW COM 88162G103 BBG001S5YYH5 3,017,792 16,338 SH   SOLE   0 0 16,338
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 222,651 1,278 SH   SOLE   0 0 1,278
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 284,741 784 SH   SOLE   0 0 784
TRUIST FINL CORP COM 89832Q109 BBG001S5YYC0 225,305 5,780 SH   SOLE   0 0 5,780
TURKCELL ILETISIM HIZMETLERI SPON ADR NEW 900111204 BBG001SFMFS5 71,316 13,741 SH   SOLE   0 0 13,741
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 208,027 2,702 SH   SOLE   0 0 2,702
UBS GROUP AG SHS H42097107 BBG007936GX0 346,031 11,264 SH   SOLE   0 0 11,264
ULTRAPAR PARTICIPACOES SA SP ADR REP COM 90400P101 BBG001S8C8S8 66,055 11,548 SH   SOLE   0 0 11,548
UNION PAC CORP COM 907818108 BBG001S5X2M0 250,849 1,020 SH   SOLE   0 0 1,020
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 25,917,448 52,390 SH   SOLE   0 0 52,390
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 372,272 1,082 SH   SOLE   0 0 1,082
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 5,818,571 12,104 SH   SOLE   0 0 12,104
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 5,818,520 25,454 SH   SOLE   0 0 25,454
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 75,152,384 289,159 SH   SOLE   0 0 289,159
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 374,256 1,440 SH   SOLE   0 0 1,440
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 6,650,734 159,223 SH   SOLE   0 0 159,223
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 232,008 3,001 SH   SOLE   0 0 3,001
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 5,596,597 30,648 SH   SOLE   0 0 30,648
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 95,424 1,902 SH   SOLE   0 0 1,902
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 27,217,236 542,500 SH   SOLE   0 0 542,500
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 2,813,852 40,899 SH   SOLE   0 0 40,899
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 BBG001SHVR32 578,913 2,140 SH   SOLE   0 0 2,140
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 BBG001SHVTX5 427,995 1,753 SH   SOLE   0 0 1,753
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 554,060 1,057 SH   SOLE   0 0 1,057
VERA BRADLEY INC COM 92335C106 BBG001T94V30 109,052 16,037 SH   SOLE   0 0 16,037
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 485,550 11,572 SH   SOLE   0 0 11,572
VIATRIS INC COM 92556V106 BBG00Y52JV51 164,892 13,810 SH   SOLE   0 0 13,810
VIPSHOP HLDGS LTD SPONSORED ADS A 92763W103 BBG002NLDML7 308,360 18,632 SH   SOLE   0 0 18,632
VISA INC COM CL A 92826C839 BBG001SRCFY3 1,642,698 5,886 SH   SOLE   0 0 5,886
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 BBG001S6MDB8 110,725 12,441 SH   SOLE   0 0 12,441
WALMART INC COM 931142103 BBG001S5XH92 1,050,848 17,465 SH   SOLE   0 0 17,465
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 308,540 1,448 SH   SOLE   0 0 1,448
WISDOMTREE TR INTL QULTY DIV 97717X131 BBG00CMD6MV1 627,469 16,486 SH   SOLE   0 0 16,486
WISDOMTREE TR INTL SMCAP DIV 97717W760 BBG001SHLB38 461,796 7,082 SH   SOLE   0 0 7,082
WISDOMTREE TR US QUALITY GROW 97717Y477 BBG01BY3ZP60 247,863 6,031 SH   SOLE   0 0 6,031