The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GABELLI EQUITY TR INC RIGHT 07/14/2021 362397218 1 11,900 SH   SOLE   0 0 11,900
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 79,653 2,422,525 SH   SOLE   0 0 2,422,525
DISNEY WALT CO COM 254687106 1,108 6,301 SH   SOLE   0 0 6,301
MASTERCARD INCORPORATED CL A 57636Q104 498 1,365 SH   SOLE   0 0 1,365
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,394 5,592 SH   SOLE   0 0 5,592
ABBOTT LABS COM 002824100 815 7,027 SH   SOLE   0 0 7,027
PEPSICO INC COM 713448108 262 1,769 SH   SOLE   0 0 1,769
ISHARES TR TIPS BD ETF 464287176 506 3,955 SH   SOLE   0 0 3,955
SELECT SECTOR SPDR TR ENERGY 81369Y506 180,221 3,345,485 SH   SOLE   0 0 3,345,485
HUNTINGTON BANCSHARES INC COM 446150104 266 18,659 SH   SOLE   0 0 18,659
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 343 1,165 SH   SOLE   0 0 1,165
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 813 21,529 SH   SOLE   0 0 21,529
APPLE INC COM 037833100 2,804 20,471 SH   SOLE   0 0 20,471
AMAZON COM INC COM 023135106 2,377 691 SH   SOLE   0 0 691
PACCAR INC COM 693718108 216 2,421 SH   SOLE   0 0 2,421
DELTA AIR LINES INC DEL COM NEW 247361702 227 5,239 SH   SOLE   0 0 5,239
ORACLE CORP COM 68389X105 278 3,571 SH   SOLE   0 0 3,571
WISDOMTREE TR JAPN HEDGE EQT 97717W851 290 4,746 SH   SOLE   0 0 4,746
SPDR SER TR S&P 600 SMCP VAL 78464A300 69,424 809,984 SH   SOLE   0 0 809,984
JPMORGAN CHASE & CO COM 46625H100 287 1,845 SH   SOLE   0 0 1,845
COMCAST CORP NEW CL A 20030N101 304 5,333 SH   SOLE   0 0 5,333
ABBVIE INC COM 00287Y109 663 5,888 SH   SOLE   0 0 5,888
THERATECHNOLOGIES INC COM 88338H100 684 176,291 SH   SOLE   0 0 176,291
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 560 2,015 SH   SOLE   0 0 2,015
ISHARES INC CORE MSCI EMKT 46434G103 110,912 1,655,644 SH   SOLE   0 0 1,655,644
ISHARES TR CORE S&P TTL STK 464287150 1,742 17,635 SH   SOLE   0 0 17,635
ILLINOIS TOOL WKS INC COM 452308109 327 1,461 SH   SOLE   0 0 1,461
ISHARES TR CORE MSCI INTL 46435G326 275 4,076 SH   SOLE   0 0 4,076
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 694 1,413 SH   SOLE   0 0 1,413
ISHARES GOLD TR ISHARES NEW 464285204 682 20,236 SH   SOLE   0 0 20,236
LANCASTER COLONY CORP COM 513847103 2,333 12,056 SH   SOLE   0 0 12,056
INVESCO QQQ TR UNIT SER 1 46090E103 371 1,046 SH   SOLE   0 0 1,046
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 972 2,469 SH   SOLE   0 0 2,469
SIRIUS XM HOLDINGS INC COM 82968B103 72 11,000 SH   SOLE   0 0 11,000
VERIZON COMMUNICATIONS INC COM 92343V104 807 14,405 SH   SOLE   0 0 14,405
TESLA INC COM 88160R101 340 500 SH   SOLE   0 0 500
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,531 56,494 SH   SOLE   0 0 56,494
MICROSOFT CORP COM 594918104 1,259 4,649 SH   SOLE   0 0 4,649
ISHARES TR RUS 1000 ETF 464287622 9,533 39,381 SH   SOLE   0 0 39,381
MERCK & CO INC COM 58933Y105 234 3,009 SH   SOLE   0 0 3,009
MCDONALDS CORP COM 580135101 271 1,172 SH   SOLE   0 0 1,172
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 38,921 759,882 SH   SOLE   0 0 759,882
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 221 7,527 SH   SOLE   0 0 7,527
MORGAN STANLEY COM NEW 617446448 288 3,144 SH   SOLE   0 0 3,144
ALMADEN MINERALS LTD COM CL B 020283305 8 15,000 SH   SOLE   0 0 15,000
SPDR SER TR PRTFLO S&P500 VL 78464A508 511,434 12,934,594 SH   SOLE   0 0 12,934,594
ISHARES TR CORE S&P500 ETF 464287200 697 1,622 SH   SOLE   0 0 1,622
ISHARES TR SHORT TREAS BD 464288679 2,050 18,554 SH   SOLE   0 0 18,554
GABELLI EQUITY TR INC COM 362397101 84 12,158 SH   SOLE   0 0 12,158
SPDR SER TR S&P 600 SML CAP 78464A813 809 8,274 SH   SOLE   0 0 8,274
LULULEMON ATHLETICA INC COM 550021109 211 578 SH   SOLE   0 0 578
JOHNSON & JOHNSON COM 478160104 289 1,755 SH   SOLE   0 0 1,755
AIR PRODS & CHEMS INC COM 009158106 330 1,146 SH   SOLE   0 0 1,146
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 963 9,615 SH   SOLE   0 0 9,615