EXHIBIT 99.13

AMC RATING AGENCY GRADES REPORT

Rating Agency Grades

Run Date - 7/14/2016 1:00:45 PM

LOAN INFORMATION

INITIAL CREDIT GRADES

INITIAL COMPLIANCE GRADES

AMC Loan ID

Customer Loan ID

Seller Loan ID

Deal Number

Original Loan Amount

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

XXXXXXXX

353637774

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

CC

D

D

D

D

RD

XXXXXXXX

353635383

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

CC

C

D

C

C

RC

XXXXXXXX

353648546

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

CC

C

C

C

C

RC

XXXXXXXX

353648596

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353636191

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

CC

B

B

B

B

RB

XXXXXXXX

353648912

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

C

D

C

C

RC

XXXXXXXX

353664059

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353674182

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353685848

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

CC

C

D

C

C

RC

XXXXXXXX

353686930

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353675404

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

B

B

B

B

CB

C

D

C

C

RC

XXXXXXXX

353685096

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

C

D

C

C

RC

XXXXXXXX

353684256

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353677445

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

C

C

C

C

RC

XXXXXXXX

353694742

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353684257

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353688073

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353680878

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353692346

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353686926

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353688892

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353700183

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353685846

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

C

D

C

C

RC

XXXXXXXX

353702191

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353702803

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353709540

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353703451

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353726498

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353677771

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

D

D

D

D

RD

XXXXXXXX

353708061

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353692584

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353707433

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353747275

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

Rating Agency Grades

Run Date - 7/14/2016 1:00:45 PM

LOAN INFORMATION

INITIAL CREDIT GRADES

INITIAL COMPLIANCE GRADES

AMC Loan ID

Customer Loan ID

Seller Loan ID

Deal Number

Original Loan Amount

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

XXXXXXXX

353760644

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

C

D

C

C

RC

XXXXXXXX

353709603

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353747293

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353697829

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

A

A

A

A

RA

XXXXXXXX

353708418

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353700620

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353742368

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

C

C

C

RC

XXXXXXXX

353727653

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353697828

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353788371

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

D

D

D

D

RD

XXXXXXXX

353778682

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353767429

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

C

D

C

C

RC

XXXXXXXX

353750824

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

C

D

C

C

RC

XXXXXXXX

353788338

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

A

A

A

A

RA

XXXXXXXX

353758043

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

A

A

A

A

RA

XXXXXXXX

353740815

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353768026

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

C

D

C

C

RC

XXXXXXXX

353744786

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

C

D

C

C

RC

XXXXXXXX

353758635

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

C

D

C

C

RC

XXXXXXXX

353760645

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

D

D

D

D

CD

B

B

B

B

RB

XXXXXXXX

353760655

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

CC

C

D

C

C

RC

XXXXXXXX

353758046

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

CC

C

D

C

C

RC

XXXXXXXX

353763235

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

CC

C

D

C

C

RC

XXXXXXXX

353758577

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

CC

C

D

C

C

RC

Rating Agency Grades

Run Date - 7/14/2016 1:00:45 PM

LOAN INFORMATION

INITIAL PROPERTY GRADES

INITIAL OVERALL GRADES

AMC Loan ID

Customer Loan ID

Seller Loan ID

Deal Number

Original Loan Amount

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

XXXXXXXX

353637774

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353635383

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353648546

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

XXXXXXXX

353648596

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353636191

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

C

C

C

C

XXXXXXXX

353648912

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353664059

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353674182

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353685848

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353686930

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

C

C

C

C

XXXXXXXX

353675404

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353685096

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353684256

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

D

C

C

C

XXXXXXXX

353677445

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353694742

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353684257

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

XXXXXXXX

353688073

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

XXXXXXXX

353680878

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

C

C

C

C

XXXXXXXX

353692346

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353686926

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

XXXXXXXX

353688892

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

C

C

C

C

XXXXXXXX

353700183

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

XXXXXXXX

353685846

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

D

D

D

D

D

XXXXXXXX

353702191

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

C

C

C

C

XXXXXXXX

353702803

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

D

C

C

C

XXXXXXXX

353709540

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

XXXXXXXX

353703451

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353726498

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

XXXXXXXX

353677771

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353708061

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

C

C

C

C

XXXXXXXX

353692584

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

C

C

C

C

XXXXXXXX

353707433

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

XXXXXXXX

353747275

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

Rating Agency Grades

Run Date - 7/14/2016 1:00:45 PM

LOAN INFORMATION

INITIAL PROPERTY GRADES

INITIAL OVERALL GRADES

AMC Loan ID

Customer Loan ID

Seller Loan ID

Deal Number

Original Loan Amount

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

XXXXXXXX

353760644

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353709603

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

D

C

C

C

XXXXXXXX

353747293

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

C

C

C

C

XXXXXXXX

353697829

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353708418

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

C

C

C

C

XXXXXXXX

353700620

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

XXXXXXXX

353742368

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

C

C

C

C

XXXXXXXX

353727653

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

C

C

C

C

C

XXXXXXXX

353697828

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353788371

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

C

C

C

C

VC

D

D

D

D

D

XXXXXXXX

353778682

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353767429

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353750824

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353788338

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353758043

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353740815

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353768026

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353744786

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353758635

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353760645

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

D

D

D

D

D

XXXXXXXX

353760655

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353758046

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353763235

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

XXXXXXXX

353758577

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

C

D

C

C

C

Rating Agency Grades

Run Date - 7/14/2016 1:00:45 PM

LOAN INFORMATION

FINAL CREDIT GRADES

FINAL COMPLIANCE GRADES

AMC Loan ID

Customer Loan ID

Seller Loan ID

Deal Number

Original Loan Amount

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

XXXXXXXX

353637774

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353635383

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353648546

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353648596

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353636191

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353648912

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353664059

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353674182

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353685848

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353686930

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353675404

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353685096

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353684256

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353677445

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353694742

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353684257

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353688073

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353680878

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353692346

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353686926

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353688892

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353700183

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353685846

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353702191

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353702803

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353709540

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353703451

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353726498

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353677771

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353708061

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353692584

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353707433

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353747275

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

Rating Agency Grades

Run Date - 7/14/2016 1:00:45 PM

LOAN INFORMATION

FINAL CREDIT GRADES

FINAL COMPLIANCE GRADES

AMC Loan ID

Customer Loan ID

Seller Loan ID

Deal Number

Original Loan Amount

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

XXXXXXXX

353760644

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353709603

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353747293

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353697829

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353708418

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353700620

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353742368

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353727653

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353697828

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353788371

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353778682

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353767429

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353750824

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353788338

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353758043

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353740815

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

B

BW

B

B

CB

B

B

B

B

RB

XXXXXXXX

353768026

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353744786

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353758635

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353760645

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353760655

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353758046

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

A

A

A

A

RA

XXXXXXXX

353763235

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

XXXXXXXX

353758577

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

CA

B

B

B

B

RB

Rating Agency Grades

Run Date - 7/14/2016 1:00:45 PM

LOAN INFORMATION

FINAL PROPERTY GRADES

FINAL OVERALL GRADES

AMC Loan ID

Customer Loan ID

Seller Loan ID

Deal Number

Original Loan Amount

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

XXXXXXXX

353637774

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353635383

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353648546

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353648596

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353636191

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353648912

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353664059

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353674182

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353685848

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353686930

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353675404

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353685096

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353684256

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353677445

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353694742

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353684257

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353688073

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353680878

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353692346

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353686926

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353688892

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353700183

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353685846

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353702191

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353702803

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353709540

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353703451

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353726498

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353677771

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353708061

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353692584

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353707433

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353747275

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

Rating Agency Grades

Run Date - 7/14/2016 1:00:45 PM

LOAN INFORMATION

FINAL PROPERTY GRADES

FINAL OVERALL GRADES

AMC Loan ID

Customer Loan ID

Seller Loan ID

Deal Number

Original Loan Amount

DBRS

Fitch

Kroll

Moody's

S&P

DBRS

Fitch

Kroll

Moody's

S&P

XXXXXXXX

353760644

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353709603

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353747293

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353697829

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353708418

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353700620

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353742368

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353727653

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353697828

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353788371

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353778682

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353767429

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353750824

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353788338

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353758043

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353740815

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

BW

B

B

B

XXXXXXXX

353768026

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353744786

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353758635

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353760645

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353760655

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353758046

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

A

A

A

A

A

XXXXXXXX

353763235

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B

XXXXXXXX

353758577

XXXXXXXX

XXXXXXXX

$XXX,XXX.XX

A

A

A

A

VA

B

B

B

B

B