The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,336 6,431 SH   SOLE   0 0 6,431
ABBOTT LABS COM 002824100 802 10,029 SH   SOLE   0 0 10,029
ABBVIE INC COM 00287Y109 921 11,430 SH   SOLE   0 0 11,430
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 841 4,776 SH   SOLE   0 0 4,776
ACTIVISION BLIZZARD INC COM 00507V109 282 6,204 SH   SOLE   0 0 6,204
ADOBE INC COM 00724F101 472 1,773 SH   SOLE   0 0 1,773
AGILENT TECHNOLOGIES INC COM 00846U101 748 9,311 SH   SOLE   0 0 9,311
AKOUSTIS TECHNOLOGIES INC COM 00973N102 1,627 279,987 SH   SOLE   0 0 279,987
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 392 2,148 SH   SOLE   0 0 2,148
ALLEGION PUB LTD CO ORD SHS G0176J109 281 3,103 SH   SOLE   0 0 3,103
ALPHABET INC CAP STK CL C 02079K107 1,969 1,678 SH   SOLE   0 0 1,678
ALPHABET INC CAP STK CL A 02079K305 1,082 919 SH   SOLE   0 0 919
ALPS ETF TR ALERIAN MLP 00162Q866 354 35,318 SH   SOLE   0 0 35,318
ALTRIA GROUP INC COM 02209S103 1,316 22,908 SH   SOLE   0 0 22,908
AMAZON COM INC COM 023135106 7,109 3,992 SH   SOLE   0 0 3,992
AMAZON COM INC COM 023135106 712 400 SH Put SOLE   0 0 400
AMERICAN ELEC PWR CO INC COM 025537101 429 5,124 SH   SOLE   0 0 5,124
AMERICAN EXPRESS CO COM 025816109 321 2,934 SH   SOLE   0 0 2,934
AMERICAN FIN TR INC COM CLASS A 02607T109 250 23,139 PRN   SOLE   0 0 23,139
AMERICAN TOWER CORP NEW COM 03027X100 224 1,139 SH   SOLE   0 0 1,139
AMGEN INC COM 031162100 1,084 5,707 SH   SOLE   0 0 5,707
ANALOG DEVICES INC COM 032654105 212 2,015 SH   SOLE   0 0 2,015
AON PLC SHS CL A G0408V102 587 3,438 SH   SOLE   0 0 3,438
APERGY CORP COM 03755L104 389 9,481 SH   SOLE   0 0 9,481
APPLE INC COM 037833100 19,790 104,184 SH   SOLE   0 0 104,184
APPLIED MATLS INC COM 038222105 3,326 83,862 SH   SOLE   0 0 83,862
AT&T INC COM 00206R102 1,301 41,476 SH   SOLE   0 0 41,476
AUDENTES THERAPEUTICS INC COM 05070R104 1,372 35,154 SH   SOLE   0 0 35,154
AUTODESK INC COM 052769106 506 3,246 SH   SOLE   0 0 3,246
AUTOMATIC DATA PROCESSING IN COM 053015103 236 1,478 SH   SOLE   0 0 1,478
AVON PRODS INC COM 054303102 63 21,408 SH   SOLE   0 0 21,408
BAIN CAP SPECIALTY FIN INC COM 05684B107 408 21,150 SH   SOLE   0 0 21,150
BAKER HUGHES A GE CO CL A 05722G100 222 8,017 SH   SOLE   0 0 8,017
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101 161 28,171 SH   SOLE   0 0 28,171
BANK AMER CORP COM 060505104 652 23,646 SH   SOLE   0 0 23,646
BAXTER INTL INC COM 071813109 661 8,126 SH   SOLE   0 0 8,126
BECTON DICKINSON & CO COM 075887109 391 1,566 SH   SOLE   0 0 1,566
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,051 30,120 SH   SOLE   0 0 30,120
BEST BUY INC COM 086516101 432 6,081 SH   SOLE   0 0 6,081
BLACKROCK INC COM 09247X101 343 802 SH   SOLE   0 0 802
BOEING CO COM 097023105 1,472 3,859 SH   SOLE   0 0 3,859
BOINGO WIRELESS INC COM 09739C102 240 10,328 SH   SOLE   0 0 10,328
BOOKING HLDGS INC COM 09857L108 248 142 SH   SOLE   0 0 142
BRISTOL MYERS SQUIBB CO COM 110122108 521 10,910 SH   SOLE   0 0 10,910
BROADCOM INC COM 11135F101 2,300 7,649 SH   SOLE   0 0 7,649
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 256 2,464 SH   SOLE   0 0 2,464
CADENCE DESIGN SYSTEM INC COM 127387108 223 3,519 SH   SOLE   0 0 3,519
CALIFORNIA WTR SVC GROUP COM 130788102 270 4,968 SH   SOLE   0 0 4,968
CANADIAN PAC RY LTD COM 13645T100 268 1,300 SH   SOLE   0 0 1,300
CATHAY GEN BANCORP COM 149150104 1,043 30,757 SH   SOLE   0 0 30,757
CHARTER COMMUNICATIONS INC N CL A 16119P108 309 891 SH   SOLE   0 0 891
CHEVRON CORP NEW COM 166764100 2,269 18,421 SH   SOLE   0 0 18,421
CHURCH & DWIGHT INC COM 171340102 621 8,717 SH   SOLE   0 0 8,717
CINEMARK HOLDINGS INC COM 17243V102 373 9,333 SH   SOLE   0 0 9,333
CISCO SYS INC COM 17275R102 1,756 32,523 SH   SOLE   0 0 32,523
CLOROX CO DEL COM 189054109 640 3,990 SH   SOLE   0 0 3,990
CME GROUP INC COM CL A 12572Q105 2,889 17,554 SH   SOLE   0 0 17,554
CNH INDL N V SHS N20944109 121 11,845 SH   SOLE   0 0 11,845
COCA COLA CO COM 191216100 1,151 24,555 SH   SOLE   0 0 24,555
COLGATE PALMOLIVE CO COM 194162103 272 3,966 SH   SOLE   0 0 3,966
COMCAST CORP NEW CL A 20030N101 688 17,203 SH   SOLE   0 0 17,203
COMERICA INC COM 200340107 221 3,015 SH   SOLE   0 0 3,015
CONOCOPHILLIPS COM 20825C104 742 11,123 SH   SOLE   0 0 11,123
CONSOLIDATED EDISON INC COM 209115104 271 3,199 SH   SOLE   0 0 3,199
CORNING INC COM 219350105 456 13,777 SH   SOLE   0 0 13,777
COSTCO WHSL CORP NEW COM 22160K105 980 4,049 SH   SOLE   0 0 4,049
CULLEN FROST BANKERS INC COM 229899109 204 2,101 SH   SOLE   0 0 2,101
CUMMINS INC COM 231021106 816 5,166 SH   SOLE   0 0 5,166
CVS HEALTH CORP COM 126650100 238 4,408 SH   SOLE   0 0 4,408
D R HORTON INC COM 23331A109 663 16,022 SH   SOLE   0 0 16,022
DANAHER CORPORATION COM 235851102 1,391 10,540 SH   SOLE   0 0 10,540
DBX ETF TR XTRACK MSCI EAFE 233051200 1,533 49,091 SH   SOLE   0 0 49,091
DBX ETF TR XTRACK USD HIGH 233051432 1,077 21,669 SH   SOLE   0 0 21,669
DECKERS OUTDOOR CORP COM 243537107 313 2,128 SH   SOLE   0 0 2,128
DIAGEO P L C SPON ADR NEW 25243Q205 237 1,450 SH   SOLE   0 0 1,450
DISNEY WALT CO COM DISNEY 254687106 712 6,413 SH   SOLE   0 0 6,413
DOVER CORP COM 260003108 1,585 16,895 SH   SOLE   0 0 16,895
DOWDUPONT INC COM 26078J100 765 14,349 SH   SOLE   0 0 14,349
EATON VANCE TAX MNGD GBL DV COM 27829F108 224 27,464 SH   SOLE   0 0 27,464
EATON VANCE TX MGD DIV EQ IN COM 27828N102 186 16,499 SH   SOLE   0 0 16,499
ECOLAB INC COM 278865100 436 2,472 SH   SOLE   0 0 2,472
EDWARDS LIFESCIENCES CORP COM 28176E108 10,165 53,129 SH   SOLE   0 0 53,129
EMCOR GROUP INC COM 29084Q100 223 3,049 SH   SOLE   0 0 3,049
EMERSON ELEC CO COM 291011104 253 3,697 SH   SOLE   0 0 3,697
ENTERPRISE PRODS PARTNERS L COM 293792107 259 8,893 PRN   SOLE   0 0 8,893
EQUINIX INC COM 29444U700 517 1,140 PRN   SOLE   0 0 1,140
EXPEDITORS INTL WASH INC COM 302130109 582 7,662 SH   SOLE   0 0 7,662
EXXON MOBIL CORP COM 30231G102 3,113 38,533 SH   SOLE   0 0 38,533
FACEBOOK INC CL A 30303M102 1,597 9,580 SH   SOLE   0 0 9,580
FACTSET RESH SYS INC COM 303075105 463 1,865 SH   SOLE   0 0 1,865
FEDEX CORP COM 31428X106 322 1,776 SH   SOLE   0 0 1,776
FIDELITY MSCI RL EST ETF 316092857 2,679 103,170 SH   SOLE   0 0 103,170
FIDELITY NATL INFORMATION SV COM 31620M106 238 2,101 SH   SOLE   0 0 2,101
FIFTH THIRD BANCORP COM 316773100 2,888 114,513 SH   SOLE   0 0 114,513
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 274 3,590 SH   SOLE   0 0 3,590
FISERV INC COM 337738108 298 3,373 SH   SOLE   0 0 3,373
FORTIVE CORP COM 34959J108 209 2,491 SH   SOLE   0 0 2,491
GANNETT CO INC COM 36473H104 249 23,583 SH   SOLE   0 0 23,583
GENERAL ELECTRIC CO COM 369604103 506 50,674 SH   SOLE   0 0 50,674
GENUINE PARTS CO COM 372460105 240 2,143 SH   SOLE   0 0 2,143
GILEAD SCIENCES INC COM 375558103 1,173 18,044 SH   SOLE   0 0 18,044
GLOBAL X FDS GLBL X MLP ETF 37950E473 119 13,376 SH   SOLE   0 0 13,376
HENRY SCHEIN INC COM 806407102 294 4,899 SH   SOLE   0 0 4,899
HESS CORP COM 42809H107 277 4,596 SH   SOLE   0 0 4,596
HEWLETT PACKARD ENTERPRISE C COM 42824C109 385 24,929 SH   SOLE   0 0 24,929
HOME DEPOT INC COM 437076102 5,754 29,985 SH   SOLE   0 0 29,985
HONEYWELL INTL INC COM 438516106 316 1,987 SH   SOLE   0 0 1,987
HP INC COM 40434L105 556 28,627 SH   SOLE   0 0 28,627
HUNTINGTON BANCSHARES INC COM 446150104 264 20,781 SH   SOLE   0 0 20,781
IDEXX LABS INC COM 45168D104 268 1,200 SH   SOLE   0 0 1,200
ILLINOIS TOOL WKS INC COM 452308109 294 2,045 SH   SOLE   0 0 2,045
ILLUMINA INC COM 452327109 2,266 7,294 SH   SOLE   0 0 7,294
IMAX CORP COM 45245E109 237 10,433 SH   SOLE   0 0 10,433
INTEL CORP COM 458140100 3,013 56,117 SH   SOLE   0 0 56,117
INTERNATIONAL BUSINESS MACHS COM 459200101 1,214 8,603 SH   SOLE   0 0 8,603
INTL PAPER CO COM 460146103 988 21,344 SH   SOLE   0 0 21,344
INTREXON CORP COM 46122T102 69 13,078 SH   SOLE   0 0 13,078
INTUIT COM 461202103 275 1,053 SH   SOLE   0 0 1,053
INTUITIVE SURGICAL INC COM NEW 46120E602 5,502 9,642 SH   SOLE   0 0 9,642
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 247 1,450 SH   SOLE   0 0 1,450
INVESCO EXCHANGE TRADED FD T DWA CYCLICALS 46137V803 334 6,100 SH   SOLE   0 0 6,100
INVESCO EXCHANGE TRADED FD T DWA TECHNOLOGY 46137V811 549 8,100 SH   SOLE   0 0 8,100
INVESCO EXCHANGE TRADED FD T DWA STAPLES 46137V886 248 3,500 SH   SOLE   0 0 3,500
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 701 25,029 SH   SOLE   0 0 25,029
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 660 29,134 SH   SOLE   0 0 29,134
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 435 17,685 SH   SOLE   0 0 17,685
INVESCO QQQ TR UNIT SER 1 46090E103 1,324 7,370 SH   SOLE   0 0 7,370
IROBOT CORP COM 462726100 310 2,632 SH   SOLE   0 0 2,632
ISHARES INC EM MKT SM-CP ETF 464286475 472 10,478 SH   SOLE   0 0 10,478
ISHARES INC CORE MSCI EMKT 46434G103 11,562 223,593 SH   SOLE   0 0 223,593
ISHARES INC ESG MSCI EM ETF 46434G863 2,323 68,183 SH   SOLE   0 0 68,183
ISHARES TR CORE S&P TTL STK 464287150 7,321 113,687 SH   SOLE   0 0 113,687
ISHARES TR CORE S&P500 ETF 464287200 3,494 12,279 SH   SOLE   0 0 12,279
ISHARES TR CORE US AGGBD ET 464287226 6,347 58,195 SH   SOLE   0 0 58,195
ISHARES TR MSCI EMG MKT ETF 464287234 1,098 25,586 SH   SOLE   0 0 25,586
ISHARES TR IBOXX INV CP ETF 464287242 463 3,889 SH   SOLE   0 0 3,889
ISHARES TR S&P 500 GRWT ETF 464287309 680 3,943 SH   SOLE   0 0 3,943
ISHARES TR S&P 500 VAL ETF 464287408 489 4,336 SH   SOLE   0 0 4,336
ISHARES TR MSCI EAFE ETF 464287465 4,021 61,998 SH   SOLE   0 0 61,998
ISHARES TR RUS MDCP VAL ETF 464287473 335 3,857 SH   SOLE   0 0 3,857
ISHARES TR RUS MD CP GR ETF 464287481 515 3,795 SH   SOLE   0 0 3,795
ISHARES TR RUS MID CAP ETF 464287499 386 7,152 SH   SOLE   0 0 7,152
ISHARES TR CORE S&P MCP ETF 464287507 881 4,650 SH   SOLE   0 0 4,650
ISHARES TR RUS 1000 VAL ETF 464287598 2,673 21,642 SH   SOLE   0 0 21,642
ISHARES TR RUS 1000 GRW ETF 464287614 2,625 17,340 SH   SOLE   0 0 17,340
ISHARES TR RUS 1000 ETF 464287622 332 2,109 SH   SOLE   0 0 2,109
ISHARES TR RUS 2000 GRW ETF 464287648 287 1,457 SH   SOLE   0 0 1,457
ISHARES TR RUSSELL 2000 ETF 464287655 881 5,757 SH   SOLE   0 0 5,757
ISHARES TR RUSSELL 3000 ETF 464287689 1,547 9,278 SH   SOLE   0 0 9,278
ISHARES TR S&P MC 400VL ETF 464287705 695 4,426 SH   SOLE   0 0 4,426
ISHARES TR U.S. REAL ES ETF 464287739 1,046 12,017 SH   SOLE   0 0 12,017
ISHARES TR CORE S&P SCP ETF 464287804 8,183 106,069 SH   SOLE   0 0 106,069
ISHARES TR SP SMCP600VL ETF 464287879 548 3,714 SH   SOLE   0 0 3,714
ISHARES TR SHRT NAT MUN ETF 464288158 240 2,267 SH   SOLE   0 0 2,267
ISHARES TR EAFE SML CP ETF 464288273 23,039 401,091 SH   SOLE   0 0 401,091
ISHARES TR JPMORGAN USD EMG 464288281 985 8,947 SH   SOLE   0 0 8,947
ISHARES TR NEW YORK MUN ETF 464288323 580 10,380 SH   SOLE   0 0 10,380
ISHARES TR CALIF MUN BD ETF 464288356 60,997 1,023,604 SH   SOLE   0 0 1,023,604
ISHARES TR NATIONAL MUN ETF 464288414 12,535 112,739 SH   SOLE   0 0 112,739
ISHARES TR INTL DEVPPTY ETF 464288422 511 13,155 SH   SOLE   0 0 13,155
ISHARES TR INTL DEV RE ETF 464288489 499 16,411 SH   SOLE   0 0 16,411
ISHARES TR IBOXX HI YD ETF 464288513 884 10,226 SH   SOLE   0 0 10,226
ISHARES TR MSCI USA ESG SLC 464288802 5,451 46,098 SH   SOLE   0 0 46,098
ISHARES TR MSCI EURO FL ETF 464289180 200 11,000 SH   SOLE   0 0 11,000
ISHARES TR CORE MSCI TOTAL 46432F834 267 4,592 SH   SOLE   0 0 4,592
ISHARES TR CORE MSCI EAFE 46432F842 50,556 831,930 SH   SOLE   0 0 831,930
ISHARES TR CORE 1 5 YR USD 46432F859 679 13,616 SH   SOLE   0 0 13,616
ISHARES TR ESG MSCI USA ETF 46435G425 292 4,700 SH   SOLE   0 0 4,700
ISHARES TR ESG MSCI EAFE 46435G516 913 14,445 SH   SOLE   0 0 14,445
ISHARES TR MSCI GLOBAL IMP 46435G532 604 10,233 SH   SOLE   0 0 10,233
JOHNSON & JOHNSON COM 478160104 4,422 31,630 SH   SOLE   0 0 31,630
JOHNSON CTLS INTL PLC SHS G51502105 202 5,475 SH   SOLE   0 0 5,475
JP MORGAN EXCHANGE TRADED FD DIV RTN GLB EQ 46641Q100 251 4,223 SH   SOLE   0 0 4,223
JPMORGAN CHASE & CO COM 46625H100 1,199 11,848 SH   SOLE   0 0 11,848
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 3,073 120,449 SH   SOLE   0 0 120,449
KAR AUCTION SVCS INC COM 48238T109 269 5,244 SH   SOLE   0 0 5,244
KELLOGG CO COM 487836108 294 5,126 SH   SOLE   0 0 5,126
KEYSIGHT TECHNOLOGIES INC COM 49338L103 532 6,105 SH   SOLE   0 0 6,105
LILLY ELI & CO COM 532457108 510 3,933 SH   SOLE   0 0 3,933
LOCKHEED MARTIN CORP COM 539830109 515 1,716 SH   SOLE   0 0 1,716
LOWES COS INC COM 548661107 723 6,603 SH   SOLE   0 0 6,603
MARATHON PETE CORP COM 56585A102 372 6,208 SH   SOLE   0 0 6,208
MARSH & MCLENNAN COS INC COM 571748102 453 4,827 SH   SOLE   0 0 4,827
MASTERCARD INC CL A 57636Q104 637 2,707 SH   SOLE   0 0 2,707
MCCORMICK & CO INC COM NON VTG 579780206 474 3,146 SH   SOLE   0 0 3,146
MCDONALDS CORP COM 580135101 1,517 7,989 SH   SOLE   0 0 7,989
MEDTRONIC PLC SHS G5960L103 474 5,206 SH   SOLE   0 0 5,206
MERCK & CO INC COM 58933Y105 1,469 17,662 SH   SOLE   0 0 17,662
METTLER TOLEDO INTERNATIONAL COM 592688105 313 433 SH   SOLE   0 0 433
MICROSOFT CORP COM 594918104 28,400 240,803 SH   SOLE   0 0 240,803
MOODYS CORP COM 615369105 335 1,852 SH   SOLE   0 0 1,852
NABORS INDUSTRIES LTD SHS G6359F103 69 20,000 SH   SOLE   0 0 20,000
NATIONAL INSTRS CORP COM 636518102 236 5,312 SH   SOLE   0 0 5,312
NEOGEN CORP COM 640491106 530 9,240 SH   SOLE   0 0 9,240
NETAPP INC COM 64110D104 371 5,350 SH   SOLE   0 0 5,350
NETFLIX INC COM 64110L106 3,952 11,083 SH   SOLE   0 0 11,083
NEUROCRINE BIOSCIENCES INC COM 64125C109 2,257 25,618 SH   SOLE   0 0 25,618
NEW YORK TIMES CO CL A 650111107 205 6,255 SH   SOLE   0 0 6,255
NEXTERA ENERGY INC COM 65339F101 558 2,887 SH   SOLE   0 0 2,887
NIKE INC CL B 654106103 739 8,771 SH   SOLE   0 0 8,771
NORFOLK SOUTHERN CORP COM 655844108 229 1,227 SH   SOLE   0 0 1,227
NORTHERN TR CORP COM 665859104 364 4,025 SH   SOLE   0 0 4,025
NORTHROP GRUMMAN CORP COM 666807102 497 1,842 SH   SOLE   0 0 1,842
NOVARTIS A G SPONSORED ADR 66987V109 880 9,151 SH   SOLE   0 0 9,151
NOVO-NORDISK A S ADR 670100205 206 3,932 SH   SOLE   0 0 3,932
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 2,519 87,667 SH   SOLE   0 0 87,667
NUSHARES ETF TR NUVEEN ESG US 67092P870 662 26,643 SH   SOLE   0 0 26,643
NVIDIA CORP COM 67066G104 525 2,925 SH   SOLE   0 0 2,925
O REILLY AUTOMOTIVE INC NEW COM 67103H107 205 529 SH   SOLE   0 0 529
OCCIDENTAL PETE CORP COM 674599105 248 3,750 SH   SOLE   0 0 3,750
ONEOK INC NEW COM 682680103 269 3,856 SH   SOLE   0 0 3,856
ORACLE CORP COM 68389X105 762 14,194 SH   SOLE   0 0 14,194
PATTERSON COMPANIES INC COM 703395103 220 10,082 SH   SOLE   0 0 10,082
PAYPAL HLDGS INC COM 70450Y103 242 2,327 SH   SOLE   0 0 2,327
PENUMBRA INC COM 70975L107 1,723 11,723 SH   SOLE   0 0 11,723
PEPSICO INC COM 713448108 1,531 12,493 SH   SOLE   0 0 12,493
PFIZER INC COM 717081103 2,707 63,739 SH   SOLE   0 0 63,739
PHILIP MORRIS INTL INC COM 718172109 1,010 11,431 SH   SOLE   0 0 11,431
PHILLIPS 66 COM 718546104 377 3,960 SH   SOLE   0 0 3,960
PIMCO ETF TR INV GRD CRP BD 72201R817 408 3,936 SH   SOLE   0 0 3,936
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,903 38,433 SH   SOLE   0 0 38,433
PNC FINL SVCS GROUP INC COM 693475105 645 5,262 SH   SOLE   0 0 5,262
PREMIER INC CL A 74051N102 236 6,835 SH   SOLE   0 0 6,835
PROCTER AND GAMBLE CO COM 742718109 2,626 25,237 SH   SOLE   0 0 25,237
QUALCOMM INC COM 747525103 234 4,099 SH   SOLE   0 0 4,099
RAYTHEON CO COM NEW 755111507 464 2,549 SH   SOLE   0 0 2,549
RELX PLC SPONSORED ADR 759530108 236 11,023 SH   SOLE   0 0 11,023
ROSS STORES INC COM 778296103 263 2,830 SH   SOLE   0 0 2,830
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 488 7,803 SH   SOLE   0 0 7,803
SALESFORCE COM INC COM 79466L302 668 4,217 SH   SOLE   0 0 4,217
SAP SE SPON ADR 803054204 320 2,772 SH   SOLE   0 0 2,772
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,661 39,359 SH   SOLE   0 0 39,359
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,580 22,594 SH   SOLE   0 0 22,594
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,747 105,608 SH   SOLE   0 0 105,608
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 263 7,000 SH   SOLE   0 0 7,000
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,404 172,583 SH   SOLE   0 0 172,583
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,458 28,109 SH   SOLE   0 0 28,109
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,962 44,161 SH   SOLE   0 0 44,161
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,058 32,813 SH   SOLE   0 0 32,813
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 280 10,883 SH   SOLE   0 0 10,883
SHERWIN WILLIAMS CO COM 824348106 1,054 2,446 SH   SOLE   0 0 2,446
SIRIUS XM HLDGS INC COM 82968B103 64 11,306 SH   SOLE   0 0 11,306
SKYWORKS SOLUTIONS INC COM 83088M102 346 4,198 SH   SOLE   0 0 4,198
SMUCKER J M CO COM NEW 832696405 228 1,956 SH   SOLE   0 0 1,956
SOUTHERN CO COM 842587107 260 5,040 SH   SOLE   0 0 5,040
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 683 2,635 SH   SOLE   0 0 2,635
SPDR INDEX SHS FDS MSCI ACWI ETF 78463X475 214 2,742 SH   SOLE   0 0 2,742
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 913 23,248 SH   SOLE   0 0 23,248
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,392 19,087 SH   SOLE   0 0 19,087
SPDR SER TR NUVEEN BRC MUNIC 78468R721 255 5,165 SH   SOLE   0 0 5,165
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 29,767 871,133 SH   SOLE   0 0 871,133
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 786 21,863 SH   SOLE   0 0 21,863
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 753 27,000 SH   SOLE   0 0 27,000
SPDR SERIES TRUST S&P DIVID ETF 78464A763 372 3,742 SH   SOLE   0 0 3,742
SPECTRUM PHARMACEUTICALS INC COM 84763A108 107 10,000 SH   SOLE   0 0 10,000
STARBUCKS CORP COM 855244109 719 9,667 SH   SOLE   0 0 9,667
STATE STR CORP COM 857477103 274 4,165 SH   SOLE   0 0 4,165
SVB FINL GROUP COM 78486Q101 225 1,014 SH   SOLE   0 0 1,014
SYSCO CORP COM 871829107 426 6,380 SH   SOLE   0 0 6,380
T MOBILE US INC COM 872590104 233 3,375 SH   SOLE   0 0 3,375
TERADATA CORP DEL COM 88076W103 414 9,479 SH   SOLE   0 0 9,479
TESLA INC COM 88160R101 1,338 4,780 SH   SOLE   0 0 4,780
TEXAS INSTRS INC COM 882508104 606 5,712 SH   SOLE   0 0 5,712
THERMO FISHER SCIENTIFIC INC COM 883556102 574 2,098 SH   SOLE   0 0 2,098
TIFFANY & CO NEW COM 886547108 342 3,241 SH   SOLE   0 0 3,241
TJX COS INC NEW COM 872540109 260 4,878 SH   SOLE   0 0 4,878
TORO CO COM 891092108 524 7,612 SH   SOLE   0 0 7,612
TOTAL S A SPONSORED ADS 89151E109 347 6,228 SH   SOLE   0 0 6,228
TRAVELERS COMPANIES INC COM 89417E109 807 5,885 SH   SOLE   0 0 5,885
TRUSTCO BK CORP N Y COM 898349105 104 13,460 SH   SOLE   0 0 13,460
UNION PACIFIC CORP COM 907818108 586 3,506 SH   SOLE   0 0 3,506
UNITED PARCEL SERVICE INC CL B 911312106 306 2,741 SH   SOLE   0 0 2,741
UNITED TECHNOLOGIES CORP COM 913017109 320 2,479 SH   SOLE   0 0 2,479
UNITEDHEALTH GROUP INC COM 91324P102 877 3,548 SH   SOLE   0 0 3,548
V F CORP COM 918204108 208 2,393 SH   SOLE   0 0 2,393
VALERO ENERGY CORP NEW COM 91913Y100 804 9,479 SH   SOLE   0 0 9,479
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 58,978 726,510 SH   SOLE   0 0 726,510
VANGUARD GROUP DIV APP ETF 921908844 282 2,568 SH   SOLE   0 0 2,568
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,464 9,494 SH   SOLE   0 0 9,494
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 19,360 222,763 SH   SOLE   0 0 222,763
VANGUARD INDEX FDS SML CP GRW ETF 922908595 434 2,415 SH   SOLE   0 0 2,415
VANGUARD INDEX FDS SM CP VAL ETF 922908611 376 2,919 SH   SOLE   0 0 2,919
VANGUARD INDEX FDS MID CAP ETF 922908629 246 1,532 SH   SOLE   0 0 1,532
VANGUARD INDEX FDS GROWTH ETF 922908736 32,717 209,162 SH   SOLE   0 0 209,162
VANGUARD INDEX FDS VALUE ETF 922908744 30,858 286,702 SH   SOLE   0 0 286,702
VANGUARD INDEX FDS SMALL CP ETF 922908751 30,071 196,802 SH   SOLE   0 0 196,802
VANGUARD INDEX FDS TOTAL STK MKT 922908769 59,236 409,342 SH   SOLE   0 0 409,342
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 6,398 107,409 SH   SOLE   0 0 107,409
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 5,171 49,663 SH   SOLE   0 0 49,663
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 448 6,129 SH   SOLE   0 0 6,129
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 14,554 342,445 SH   SOLE   0 0 342,445
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 283 4,300 SH   SOLE   0 0 4,300
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 633 11,803 SH   SOLE   0 0 11,803
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 299 3,755 SH   SOLE   0 0 3,755
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 37,122 708,978 SH   SOLE   0 0 708,978
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 200 2,302 SH   SOLE   0 0 2,302
VANGUARD STAR FD VG TL INTL STK F 921909768 1,224 23,585 SH   SOLE   0 0 23,585
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 19,532 477,895 SH   SOLE   0 0 477,895
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,934 45,926 SH   SOLE   0 0 45,926
VARIAN MED SYS INC COM 92220P105 363 2,563 SH   SOLE   0 0 2,563
VERIZON COMMUNICATIONS INC COM 92343V104 681 11,517 SH   SOLE   0 0 11,517
VERTEX PHARMACEUTICALS INC COM 92532F100 504 2,738 SH   SOLE   0 0 2,738
VISA INC COM CL A 92826C839 943 6,037 SH   SOLE   0 0 6,037
W P CAREY INC COM 92936U109 1,864 23,799 PRN   SOLE   0 0 23,799
WALGREENS BOOTS ALLIANCE INC COM 931427108 224 3,536 SH   SOLE   0 0 3,536
WALMART INC COM 931142103 546 5,601 SH   SOLE   0 0 5,601
WATERS CORP COM 941848103 356 1,415 SH   SOLE   0 0 1,415
WELLS FARGO CO NEW COM 949746101 2,735 56,592 SH   SOLE   0 0 56,592
WEST PHARMACEUTICAL SVSC INC COM 955306105 287 2,606 SH   SOLE   0 0 2,606
WISDOMTREE TR US LARGECAP DIVD 97717W307 2,883 30,602 SH   SOLE   0 0 30,602
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,262 28,778 SH   SOLE   0 0 28,778
WISDOMTREE TR GLB EX US RL EST 97717W331 558 17,380 SH   SOLE   0 0 17,380
WISDOMTREE TR INTL EQUITY FD 97717W703 10,979 216,840 SH   SOLE   0 0 216,840
XCEL ENERGY INC COM 98389B100 271 4,825 SH   SOLE   0 0 4,825
ZIOPHARM ONCOLOGY INC COM 98973P101 61 15,910 SH   SOLE   0 0 15,910