The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 362 2,173 SH   SOLE   0 0 2,173
ABBOTT LABS COM 002824100 283 6,756 SH   SOLE   0 0 6,756
ABBVIE INC COM 00287Y109 592 10,363 SH   SOLE   0 0 10,363
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 237 2,056 SH   SOLE   0 0 2,056
ALLERGAN PLC SHS G0177J108 254 946 SH   SOLE   0 0 946
ALLIANCE DATA SYSTEMS CORP COM 018581108 610 2,771 SH   SOLE   0 0 2,771
ALPHABET INC CAP STK CL C 02079K107 1,204 1,616 SH   SOLE   0 0 1,616
ALPHABET INC CAP STK CL A 02079K305 991 1,299 SH   SOLE   0 0 1,299
ALTRIA GROUP INC COM 02209S103 1,151 18,364 SH   SOLE   0 0 18,364
AMAZON COM INC COM 023135106 540 910 SH   SOLE   0 0 910
AMGEN INC COM 031162100 2,569 17,135 SH   SOLE   0 0 17,135
AON PLC SHS CL A G0408V102 327 3,133 SH   SOLE   0 0 3,133
APPLE INC COM 037833100 6,680 61,294 SH   SOLE   0 0 61,294
APPLIED MATLS INC COM 038222105 441 20,837 SH   SOLE   0 0 20,837
ASTRAZENECA PLC SPONSORED ADR 046353108 209 7,429 SH   SOLE   0 0 7,429
AT&T INC COM 00206R102 784 20,018 SH   SOLE   0 0 20,018
AVON PRODS INC COM 054303102 101 21,008 SH   SOLE   0 0 21,008
BANCO SANTANDER SA ADR 05964H105 145 33,314 SH   SOLE   0 0 33,314
BANK AMER CORP COM 060505104 226 16,752 SH   SOLE   0 0 16,752
BAXALTA INC COM 07177M103 230 5,693 SH   SOLE   0 0 5,693
BAXTER INTL INC COM 071813109 235 5,713 SH   SOLE   0 0 5,713
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,775 12,514 SH   SOLE   0 0 12,514
BRISTOL MYERS SQUIBB CO COM 110122108 1,070 16,750 SH   SOLE   0 0 16,750
CARDINAL HEALTH INC COM 14149Y108 200 2,446 SH   SOLE   0 0 2,446
CARPENTER TECHNOLOGY CORP COM 144285103 209 6,100 SH   SOLE   0 0 6,100
CENTURYLINK INC COM 156700106 241 7,550 SH   SOLE   0 0 7,550
CHEVRON CORP NEW COM 166764100 1,553 16,274 SH   SOLE   0 0 16,274
CHURCH & DWIGHT INC COM 171340102 417 4,519 SH   SOLE   0 0 4,519
CISCO SYS INC COM 17275R102 494 17,343 SH   SOLE   0 0 17,343
CLOROX CO DEL COM 189054109 247 1,956 SH   SOLE   0 0 1,956
CME GROUP INC COM 12572Q105 1,711 17,815 SH   SOLE   0 0 17,815
COCA COLA CO COM 191216100 793 17,103 SH   SOLE   0 0 17,103
COSTCO WHSL CORP NEW COM 22160K105 341 2,164 SH   SOLE   0 0 2,164
CUMMINS INC COM 231021106 404 3,676 SH   SOLE   0 0 3,676
CVS HEALTH CORP COM 126650100 393 3,789 SH   SOLE   0 0 3,789
D R HORTON INC COM 23331A109 484 16,022 SH   SOLE   0 0 16,022
DBX ETF TR XTRAK MSCI EAFE 233051200 67,286 2,634,529 SH   SOLE   0 0 2,634,529
DIAGEO P L C SPON ADR NEW 25243Q205 405 3,756 SH   SOLE   0 0 3,756
DISNEY WALT CO COM DISNEY 254687106 646 6,506 SH   SOLE   0 0 6,506
EATON VANCE TAX MNGD GBL DV COM 27829F108 239 27,214 SH   SOLE   0 0 27,214
EATON VANCE TX MGD DIV EQ IN COM 27828N102 133 12,499 SH   SOLE   0 0 12,499
EQUIFAX INC COM 294429105 259 2,262 SH   SOLE   0 0 2,262
EXPEDITORS INTL WASH INC COM 302130109 206 4,220 SH   SOLE   0 0 4,220
EXXON MOBIL CORP COM 30231G102 2,386 28,548 SH   SOLE   0 0 28,548
FACEBOOK INC CL A 30303M102 664 5,816 SH   SOLE   0 0 5,816
FLUOR CORP NEW COM 343412102 209 3,900 SH   SOLE   0 0 3,900
GENERAL ELECTRIC CO COM 369604103 1,532 48,204 SH   SOLE   0 0 48,204
GENUINE PARTS CO COM 372460105 257 2,588 SH   SOLE   0 0 2,588
GILEAD SCIENCES INC COM 375558103 442 4,808 SH   SOLE   0 0 4,808
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 260 6,408 SH   SOLE   0 0 6,408
HOME DEPOT INC COM 437076102 497 3,728 SH   SOLE   0 0 3,728
INTEL CORP COM 458140100 841 26,003 SH   SOLE   0 0 26,003
INTERNATIONAL BUSINESS MACHS COM 459200101 1,171 7,731 SH   SOLE   0 0 7,731
INTL PAPER CO COM 460146103 1,113 27,118 SH   SOLE   0 0 27,118
INTUITIVE SURGICAL INC COM NEW 46120E602 1,884 3,135 SH   SOLE   0 0 3,135
ISHARES TR MSCI EMG MKT ETF 464287234 897 26,178 SH   SOLE   0 0 26,178
ISHARES TR MSCI EAFE ETF 464287465 6,310 110,398 SH   SOLE   0 0 110,398
ISHARES TR RUS 1000 VAL ETF 464287598 2,495 25,253 SH   SOLE   0 0 25,253
ISHARES TR RUS 1000 GRW ETF 464287614 2,084 20,882 SH   SOLE   0 0 20,882
ISHARES TR RUSSELL 2000 ETF 464287655 600 5,421 SH   SOLE   0 0 5,421
ISHARES TR RUSSELL 3000 ETF 464287689 2,072 17,143 SH   SOLE   0 0 17,143
ISHARES TR DOW JONES US ETF 464287846 205 2,000 SH   SOLE   0 0 2,000
ISHARES TR EAFE SML CP ETF 464288273 13,395 268,980 SH   SOLE   0 0 268,980
ISHARES TR JP MOR EM MK ETF 464288281 665 6,027 SH   SOLE   0 0 6,027
ISHARES TR CALIF MUN BD ETF 464288356 407 3,410 SH   SOLE   0 0 3,410
ISHARES TR NATIONAL MUN ETF 464288414 321 2,875 SH   SOLE   0 0 2,875
ISHARES TR INTL DEVPPTY ETF 464288422 710 19,420 SH   SOLE   0 0 19,420
ISHARES TR 1-3 YR CR BD ETF 464288646 551 5,228 SH   SOLE   0 0 5,228
JOHNSON & JOHNSON COM 478160104 3,006 27,785 SH   SOLE   0 0 27,785
JPMORGAN CHASE & CO COM 46625H100 544 9,188 SH   SOLE   0 0 9,188
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 714 26,375 SH   SOLE   0 0 26,375
KANSAS CITY SOUTHERN COM NEW 485170302 212 2,476 SH   SOLE   0 0 2,476
LILLY ELI & CO COM 532457108 260 3,609 SH   SOLE   0 0 3,609
LOWES COS INC COM 548661107 311 4,103 SH   SOLE   0 0 4,103
MB FINANCIAL INC NEW COM 55264U108 2,948 90,861 SH   SOLE   0 0 90,861
MCCORMICK & CO INC COM NON VTG 579780206 231 2,318 SH   SOLE   0 0 2,318
MCDONALDS CORP COM 580135101 703 5,595 SH   SOLE   0 0 5,595
MERCK & CO INC NEW COM 58933Y105 2,451 46,333 SH   SOLE   0 0 46,333
METLIFE INC COM 59156R108 413 9,395 SH   SOLE   0 0 9,395
MICROSOFT CORP COM 594918104 1,090 19,733 SH   SOLE   0 0 19,733
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 179 39,059 SH   SOLE   0 0 39,059
MOLSON COORS BREWING CO CL B 60871R209 545 5,665 SH   SOLE   0 0 5,665
MYLAN N V SHS EURO N59465109 1,086 23,438 SH   SOLE   0 0 23,438
NETFLIX INC COM 64110L106 1,370 13,400 SH   SOLE   0 0 13,400
NIKE INC CL B 654106103 276 4,494 SH   SOLE   0 0 4,494
NORTHROP GRUMMAN CORP COM 666807102 487 2,461 SH   SOLE   0 0 2,461
NOVARTIS A G SPONSORED ADR 66987V109 1,074 14,825 SH   SOLE   0 0 14,825
NUMEREX CORP PA CL A 67053A102 61 10,000 SH   SOLE   0 0 10,000
NUVEEN CA DIVIDEND ADV MUN F COM 67066Y105 187 11,590 SH   SOLE   0 0 11,590
NUVEEN CAL AMT-FREE MUN INC COM 670651108 162 10,138 SH   SOLE   0 0 10,138
ORACLE CORP COM 68389X105 376 9,192 SH   SOLE   0 0 9,192
PEPSICO INC COM 713448108 1,272 12,417 SH   SOLE   0 0 12,417
PFIZER INC COM 717081103 1,094 36,898 SH   SOLE   0 0 36,898
PHILIP MORRIS INTL INC COM 718172109 254 2,590 SH   SOLE   0 0 2,590
PHILLIPS 66 COM 718546104 240 2,776 SH   SOLE   0 0 2,776
PNC FINL SVCS GROUP INC COM 693475105 653 7,717 SH   SOLE   0 0 7,717
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 597 5,467 SH   SOLE   0 0 5,467
PROCTER & GAMBLE CO COM 742718109 790 9,594 SH   SOLE   0 0 9,594
ROSS STORES INC COM 778296103 281 4,860 SH   SOLE   0 0 4,860
SANOFI SPONSORED ADR 80105N105 211 5,257 SH   SOLE   0 0 5,257
SCHLUMBERGER LTD COM 806857108 284 3,854 SH   SOLE   0 0 3,854
SCHWAB CHARLES CORP NEW COM 808513105 288 10,264 SH   SOLE   0 0 10,264
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 351 7,180 SH   SOLE   0 0 7,180
SHERWIN WILLIAMS CO COM 824348106 434 1,525 SH   SOLE   0 0 1,525
SIENTRA INC COM 82621J105 85 12,407 SH   SOLE   0 0 12,407
SOUTHERN CO COM 842587107 278 5,382 SH   SOLE   0 0 5,382
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 584 3,305 SH   SOLE   0 0 3,305
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 9,028 217,763 SH   SOLE   0 0 217,763
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,771 13,485 SH   SOLE   0 0 13,485
SPDR SERIES TRUST SHRT INTL ETF 78464A334 403 12,900 SH   SOLE   0 0 12,900
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 16,508 481,705 SH   SOLE   0 0 481,705
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 442 12,895 SH   SOLE   0 0 12,895
SPDR SERIES TRUST BARC SHT TR CP 78464A474 17,723 578,627 SH   SOLE   0 0 578,627
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 245 4,400 SH   SOLE   0 0 4,400
SPDR SERIES TRUST S&P DIVID ETF 78464A763 387 4,842 SH   SOLE   0 0 4,842
STARBUCKS CORP COM 855244109 302 5,051 SH   SOLE   0 0 5,051
SYNTHETIC BIOLOGICS INC COM 87164U102 55 23,180 SH   SOLE   0 0 23,180
SYSCO CORP COM 871829107 221 4,725 SH   SOLE   0 0 4,725
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 758 28,950 SH   SOLE   0 0 28,950
TESLA MTRS INC COM 88160R101 972 4,229 SH   SOLE   0 0 4,229
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 236 4,407 SH   SOLE   0 0 4,407
TIME WARNER CABLE INC COM 88732J207 588 2,876 SH   SOLE   0 0 2,876
TIME WARNER INC COM NEW 887317303 685 9,436 SH   SOLE   0 0 9,436
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 238 2,238 SH   SOLE   0 0 2,238
TRAVELERS COMPANIES INC COM 89417E109 551 4,723 SH   SOLE   0 0 4,723
UNION PAC CORP COM 907818108 226 2,836 SH   SOLE   0 0 2,836
UNITED PARCEL SERVICE INC CL B 911312106 789 7,477 SH   SOLE   0 0 7,477
UNITED STATES OIL FUND LP UNITS 91232N108 140 14,422 SH   SOLE   0 0 14,422
UNITEDHEALTH GROUP INC COM 91324P102 248 1,926 SH   SOLE   0 0 1,926
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 11,912 143,859 SH   SOLE   0 0 143,859
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 507 2,688 SH   SOLE   0 0 2,688
VANGUARD INDEX FDS REIT ETF 922908553 6,202 74,013 SH   SOLE   0 0 74,013
VANGUARD INDEX FDS SML CP GRW ETF 922908595 502 4,215 SH   SOLE   0 0 4,215
VANGUARD INDEX FDS SM CP VAL ETF 922908611 488 4,793 SH   SOLE   0 0 4,793
VANGUARD INDEX FDS GROWTH ETF 922908736 29,047 272,867 SH   SOLE   0 0 272,867
VANGUARD INDEX FDS VALUE ETF 922908744 29,671 360,129 SH   SOLE   0 0 360,129
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,984 71,612 SH   SOLE   0 0 71,612
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,320 127,072 SH   SOLE   0 0 127,072
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 857 9,175 SH   SOLE   0 0 9,175
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 308 5,344 SH   SOLE   0 0 5,344
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 229 5,300 SH   SOLE   0 0 5,300
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,821 544,275 SH   SOLE   0 0 544,275
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 238 4,300 SH   SOLE   0 0 4,300
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 398 8,200 SH   SOLE   0 0 8,200
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,033 28,788 SH   SOLE   0 0 28,788
VANGUARD WORLD FDS ENERGY ETF 92204A306 934 10,880 SH   SOLE   0 0 10,880
VERIZON COMMUNICATIONS INC COM 92343V104 1,686 31,179 SH   SOLE   0 0 31,179
VISA INC COM CL A 92826C839 353 4,615 SH   SOLE   0 0 4,615
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 312 9,734 SH   SOLE   0 0 9,734
WAL-MART STORES INC COM 931142103 323 4,720 SH   SOLE   0 0 4,720
WELLS FARGO & CO NEW COM 949746101 2,628 54,341 SH   SOLE   0 0 54,341
WESTPAC BKG CORP SPONSORED ADR 961214301 233 10,029 SH   SOLE   0 0 10,029
WISDOMTREE TR LARGECAP DIVID 97717W307 5,961 81,219 SH   SOLE   0 0 81,219
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,274 36,577 SH   SOLE   0 0 36,577
WISDOMTREE TR GLB EX US RL EST 97717W331 466 17,100 SH   SOLE   0 0 17,100
WISDOMTREE TR INTL EQUITY FD 97717W703 15,759 344,151 SH   SOLE   0 0 344,151
ZAYO GROUP HLDGS INC COM 98919V105 259 10,683 SH   SOLE   0 0 10,683
ZIOPHARM ONCOLOGY INC COM 98973P101 127 17,110 SH   SOLE   0 0 17,110