The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 534 9,814 SH   SOLE   0 0 9,814
ALLERGAN PLC SHS G0177J108 228 839 SH   SOLE   0 0 839
ALLIANCE DATA SYSTEMS CORP COM 018581108 718 2,771 SH   SOLE   0 0 2,771
ALTRIA GROUP INC COM 02209S103 956 17,583 SH   SOLE   0 0 17,583
AMAZON COM INC COM 023135106 336 656 SH   SOLE   0 0 656
AMERICAN EXPRESS CO COM 025816109 249 3,364 SH   SOLE   0 0 3,364
AMGEN INC COM 031162100 1,425 10,305 SH   SOLE   0 0 10,305
APPLE INC COM 037833100 4,882 44,262 SH   SOLE   0 0 44,262
APPLIED MATLS INC COM 038222105 314 21,385 SH   SOLE   0 0 21,385
ASTRAZENECA PLC SPONSORED ADR 046353108 202 6,348 SH   SOLE   0 0 6,348
AT&T INC COM 00206R102 539 16,559 SH   SOLE   0 0 16,559
BANCO SANTANDER SA ADR 05964H105 133 25,120 SH   SOLE   0 0 25,120
BARCLAYS BK PLC IPSPGS TTL ETN 06738C794 2,910 2,909,570 SH   SOLE   0 0 2,909,570
BAXALTA INC COM 07177M103 257 8,158 SH   SOLE   0 0 8,158
BAXTER INTL INC COM 071813109 273 8,313 SH   SOLE   0 0 8,313
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 750 5,749 SH   SOLE   0 0 5,749
BRISTOL MYERS SQUIBB CO COM 110122108 1,029 17,388 SH   SOLE   0 0 17,388
CARDINAL HEALTH INC COM 14149Y108 242 3,146 SH   SOLE   0 0 3,146
CHEVRON CORP NEW COM 166764100 888 11,255 SH   SOLE   0 0 11,255
CHURCH & DWIGHT INC COM 171340102 379 4,519 SH   SOLE   0 0 4,519
CISCO SYS INC COM 17275R102 431 16,424 SH   SOLE   0 0 16,424
CLOROX CO DEL COM 189054109 220 1,906 SH   SOLE   0 0 1,906
COCA COLA CO COM 191216100 653 16,277 SH   SOLE   0 0 16,277
CONOCOPHILLIPS COM 20825C104 646 13,464 SH   SOLE   0 0 13,464
COSTCO WHSL CORP NEW COM 22160K105 302 2,090 SH   SOLE   0 0 2,090
CUMMINS INC COM 231021106 399 3,676 SH   SOLE   0 0 3,676
CVS HEALTH CORP COM 126650100 353 3,662 SH   SOLE   0 0 3,662
D R HORTON INC COM 23331A109 480 16,364 SH   SOLE   0 0 16,364
DBX ETF TR XTRAK MSCI EAFE 233051200 63,180 2,422,560 SH   SOLE   0 0 2,422,560
DIAGEO P L C SPON ADR NEW 25243Q205 415 3,850 SH   SOLE   0 0 3,850
DISNEY WALT CO COM DISNEY 254687106 677 6,625 SH   SOLE   0 0 6,625
EATON VANCE TAX MNGD GBL DV COM 27829F108 226 27,234 SH   SOLE   0 0 27,234
EATON VANCE TX MGD DIV EQ IN COM 27828N102 154 14,949 SH   SOLE   0 0 14,949
EQUIFAX INC COM 294429105 220 2,262 SH   SOLE   0 0 2,262
EXXON MOBIL CORP COM 30231G102 1,648 22,171 SH   SOLE   0 0 22,171
FACEBOOK INC CL A 30303M102 289 3,219 SH   SOLE   0 0 3,219
GENERAL ELECTRIC CO COM 369604103 1,051 41,667 SH   SOLE   0 0 41,667
GENUINE PARTS CO COM 372460105 207 2,501 SH   SOLE   0 0 2,501
GILEAD SCIENCES INC COM 375558103 309 3,145 SH   SOLE   0 0 3,145
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 216 5,608 SH   SOLE   0 0 5,608
HOME DEPOT INC COM 437076102 392 3,398 SH   SOLE   0 0 3,398
INTEL CORP COM 458140100 777 25,796 SH   SOLE   0 0 25,796
INTERNATIONAL BUSINESS MACHS COM 459200101 867 5,981 SH   SOLE   0 0 5,981
INTL PAPER CO COM 460146103 1,025 27,118 SH   SOLE   0 0 27,118
INTUITIVE SURGICAL INC COM NEW 46120E602 1,441 3,135 SH   SOLE   0 0 3,135
ISHARES TR MSCI EMG MKT ETF 464287234 938 28,625 SH   SOLE   0 0 28,625
ISHARES TR MSCI EAFE ETF 464287465 5,224 91,131 SH   SOLE   0 0 91,131
ISHARES TR RUS 1000 VAL ETF 464287598 2,410 25,832 SH   SOLE   0 0 25,832
ISHARES TR RUS 1000 GRW ETF 464287614 2,003 21,537 SH   SOLE   0 0 21,537
ISHARES TR RUSSELL 2000 ETF 464287655 628 5,752 SH   SOLE   0 0 5,752
ISHARES TR RUSSELL 3000 ETF 464287689 2,083 18,294 SH   SOLE   0 0 18,294
ISHARES TR EAFE SML CP ETF 464288273 13,130 274,866 SH   SOLE   0 0 274,866
ISHARES TR JP MOR EM MK ETF 464288281 1,392 13,083 SH   SOLE   0 0 13,083
ISHARES TR CALI AMT-FRE ETF 464288356 372 3,170 SH   SOLE   0 0 3,170
ISHARES TR INTL DEVPPTY ETF 464288422 754 21,630 SH   SOLE   0 0 21,630
ISHARES TR 1-3 YR CR BD ETF 464288646 17,260 164,175 SH   SOLE   0 0 164,175
JOHNSON & JOHNSON COM 478160104 1,539 16,492 SH   SOLE   0 0 16,492
JPMORGAN CHASE & CO COM 46625H100 302 4,948 SH   SOLE   0 0 4,948
KANSAS CITY SOUTHERN COM NEW 485170302 221 2,426 SH   SOLE   0 0 2,426
LENNAR CORP CL A 526057104 436 9,050 SH   SOLE   0 0 9,050
LILLY ELI & CO COM 532457108 220 2,624 SH   SOLE   0 0 2,624
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 171 37,195 SH   SOLE   0 0 37,195
LOWES COS INC COM 548661107 279 4,043 SH   SOLE   0 0 4,043
MCDONALDS CORP COM 580135101 525 5,325 SH   SOLE   0 0 5,325
MERCK & CO INC NEW COM 58933Y105 671 13,578 SH   SOLE   0 0 13,578
METLIFE INC COM 59156R108 764 16,199 SH   SOLE   0 0 16,199
MICROSOFT CORP COM 594918104 700 15,816 SH   SOLE   0 0 15,816
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 196 32,263 SH   SOLE   0 0 32,263
MOLSON COORS BREWING CO CL B 60871R209 662 7,968 SH   SOLE   0 0 7,968
MORGAN STANLEY CHINA A SH FD COM 617468103 1,024 1,024,187 SH   SOLE   0 0 1,024,187
NETFLIX INC COM 64110L106 380 3,682 SH   SOLE   0 0 3,682
NORTHROP GRUMMAN CORP COM 666807102 420 2,528 SH   SOLE   0 0 2,528
NOVARTIS A G SPONSORED ADR 66987V109 271 2,943 SH   SOLE   0 0 2,943
ORACLE CORP COM 68389X105 242 6,707 SH   SOLE   0 0 6,707
PEPSICO INC COM 713448108 570 6,043 SH   SOLE   0 0 6,043
PFIZER INC COM 717081103 1,106 35,215 SH   SOLE   0 0 35,215
PNC FINL SVCS GROUP INC COM 693475105 688 7,717 SH   SOLE   0 0 7,717
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 330 3,245 SH   SOLE   0 0 3,245
PROCTER & GAMBLE CO COM 742718109 499 6,943 SH   SOLE   0 0 6,943
PULTE GROUP INC COM 745867101 456 24,159 SH   SOLE   0 0 24,159
QUALCOMM INC COM 747525103 357 6,653 SH   SOLE   0 0 6,653
QUANTUM CORP COM DSSG 747906204 13 18,035 SH   SOLE   0 0 18,035
ROSS STORES INC COM 778296103 270 5,564 SH   SOLE   0 0 5,564
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 333 7,034 SH   SOLE   0 0 7,034
RYLAND GROUP INC COM 783764103 449 11,000 SH   SOLE   0 0 11,000
SANOFI SPONSORED ADR 80105N105 233 4,907 SH   SOLE   0 0 4,907
SCHLUMBERGER LTD COM 806857108 204 2,957 SH   SOLE   0 0 2,957
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 299 6,541 SH   SOLE   0 0 6,541
SOUTHERN CO COM 842587107 308 6,882 SH   SOLE   0 0 6,882
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 537 3,305 SH   SOLE   0 0 3,305
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 8,114 206,254 SH   SOLE   0 0 206,254
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,758 9,174 SH   SOLE   0 0 9,174
SPDR SERIES TRUST SHRT INTL ETF 78464A334 388 12,900 SH   SOLE   0 0 12,900
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 12,376 364,523 SH   SOLE   0 0 364,523
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 871 24,431 SH   SOLE   0 0 24,431
SPDR SERIES TRUST DB INT GVT ETF 78464A490 276 5,300 SH   SOLE   0 0 5,300
SPDR SERIES TRUST S&P DIVID ETF 78464A763 349 4,842 SH   SOLE   0 0 4,842
SYNTHETIC BIOLOGICS INC COM 87164U102 53 23,180 SH   SOLE   0 0 23,180
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 623 30,013 SH   SOLE   0 0 30,013
TIME WARNER CABLE INC COM 88732J207 457 2,546 SH   SOLE   0 0 2,546
TIME WARNER INC COM NEW 887317303 752 10,941 SH   SOLE   0 0 10,941
TOLL BROTHERS INC COM 889478103 411 12,000 SH   SOLE   0 0 12,000
TOTAL S A SPONSORED ADR 89151E109 714 15,975 SH   SOLE   0 0 15,975
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 227 1,938 SH   SOLE   0 0 1,938
TRAVELERS COMPANIES INC COM 89417E109 468 4,703 SH   SOLE   0 0 4,703
UNION PAC CORP COM 907818108 310 3,503 SH   SOLE   0 0 3,503
UNITED PARCEL SERVICE INC CL B 911312106 757 7,673 SH   SOLE   0 0 7,673
UNITEDHEALTH GROUP INC COM 91324P102 223 1,921 SH   SOLE   0 0 1,921
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 9,322 113,782 SH   SOLE   0 0 113,782
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 327 1,862 SH   SOLE   0 0 1,862
VANGUARD INDEX FDS REIT ETF 922908553 5,805 76,842 SH   SOLE   0 0 76,842
VANGUARD INDEX FDS SML CP GRW ETF 922908595 277 2,353 SH   SOLE   0 0 2,353
VANGUARD INDEX FDS SM CP VAL ETF 922908611 464 4,793 SH   SOLE   0 0 4,793
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 257 3,152 SH   SOLE   0 0 3,152
VANGUARD INDEX FDS GROWTH ETF 922908736 31,347 312,560 SH   SOLE   0 0 312,560
VANGUARD INDEX FDS VALUE ETF 922908744 31,163 406,033 SH   SOLE   0 0 406,033
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,374 59,041 SH   SOLE   0 0 59,041
VANGUARD INDEX FDS TOTAL STK MKT 922908769 8,756 88,696 SH   SOLE   0 0 88,696
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 909 10,025 SH   SOLE   0 0 10,025
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 554 13,004 SH   SOLE   0 0 13,004
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,992 573,935 SH   SOLE   0 0 573,935
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 231 4,300 SH   SOLE   0 0 4,300
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 489 9,934 SH   SOLE   0 0 9,934
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 210 3,204 SH   SOLE   0 0 3,204
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,219 34,208 SH   SOLE   0 0 34,208
VISA INC COM CL A 92826C839 205 2,942 SH   SOLE   0 0 2,942
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 209 6,588 SH   SOLE   0 0 6,588
WAL-MART STORES INC COM 931142103 289 4,455 SH   SOLE   0 0 4,455
WELLS FARGO & CO NEW COM 949746101 2,758 53,707 SH   SOLE   0 0 53,707
WISDOMTREE TR LARGECAP DIVID 97717W307 5,366 79,732 SH   SOLE   0 0 79,732
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,256 37,504 SH   SOLE   0 0 37,504
WISDOMTREE TR GLB EX US RL EST 97717W331 356 13,700 SH   SOLE   0 0 13,700
WISDOMTREE TR INTL EQUITY FD 97717W703 17,653 388,653 SH   SOLE   0 0 388,653
ZAYO GROUP HLDGS INC COM 98919V105 537 21,183 SH   SOLE   0 0 21,183
ZIOPHARM ONCOLOGY INC COM 98973P101 180 19,960 SH   SOLE   0 0 19,960