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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Operating Activities        
Net income (loss) $ 499,000 $ (16,000) $ 480,000 $ (273,000)
Items not requiring (providing) cash        
Depreciation and amortization     74,000 73,000
Provision for loan losses 31,000 31,000
Deferred loan origination fees, costs, premiums, and discounts, net     (5,000)
Gain on sale of loans (725,000) (317,000) (939,000) (335,000)
Proceeds from sales of loans originated for sale     13,129,000 1,955,000
Loans originated for sale     (12,539,000) (6,117,000)
Gain on sale of foreclosed real estate (1,000) (14,000) (30,000) (14,000)
ESOP shares earned 12,000   25,000
Cash surrender value of life insurance (43,000) (43,000) (85,000) (85,000)
Changes in        
Accrued interest receivable     (17,000) 29,000
Prepaid expenses and other assets     (14,000) (79,000)
Other liabilities     625,000 445,000
Net cash provided by (used in) operating activities     732,000 (4,401,000)
Investing Activities        
Net change in loans     (7,849,000) 206,000
Net change in interest-earning time deposits     248,000
Purchase of premises and equipment     (2,000) (33,000)
Proceeds from sale of foreclosed assets     313,000 259,000
Net cash provided by (used in) investing activities     (7,290,000) 432,000
Financing Activities        
Net increase in deposits     18,671,000 4,384,000
Net change in federal funds purchased     (1,000,000)
Net cash provided by financing activities     17,671,000 4,384,000
Increase in Cash and Cash Equivalents     11,113,000 415,000
Cash and Cash Equivalents, Beginning of Period     9,857,000 8,810,000
Cash and Cash Equivalents, End of Period $ 20,970,000 $ 9,225,000 20,970,000 9,225,000
Supplemental Disclosure of Cash Flow Information        
Interest on deposits and borrowings     $ 447,000 $ 377,000