The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   29,991,701 181,878 SH   SOLE RWA 177,229 0 4,649
ISHARES TR RUSSELL 2000 ETF 464287655   29,572,101 165,763 SH   SOLE RWA 162,227 0 3,536
MICROSOFT CORP COM 594918104   20,421,016 70,833 SH   SOLE RWA 69,550 0 1,283
ISHARES TR RUS MID CAP ETF 464287499   20,320,307 290,622 SH   SOLE RWA 283,500 0 7,122
ISHARES TR CORE S&P500 ETF 464287200   19,601,251 47,682 SH   SOLE RWA 46,181 0 1,501
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   18,366,186 343,486 SH   SOLE RWA 335,043 0 8,443
ISHARES TR 0-5YR INVT GR CP 46434V100   18,000,875 371,305 SH   SOLE RWA 366,123 0 5,182
SPDR SER TR BBG CONV SEC ETF 78464A359   13,536,709 201,830 SH   SOLE RWA 197,943 0 3,887
VISA INC COM CL A 92826C839   11,453,705 50,801 SH   SOLE RWA 50,075 0 726
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   9,658,771 33,794 SH   SOLE RWA 33,338 0 456
ALPHABET INC CAP STK CL A 02079K305   9,314,436 89,795 SH   SOLE RWA 86,543 0 3,252
STRYKER CORPORATION COM 863667101   7,795,568 27,308 SH   SOLE RWA 26,345 0 963
PEPSICO INC COM 713448108   7,636,236 41,888 SH   SOLE RWA 40,791 0 1,097
AMAZON COM INC COM 023135106   7,571,523 73,304 SH   SOLE RWA 71,327 0 1,977
ELEVANCE HEALTH INC COM 036752103   7,384,759 16,060 SH   SOLE RWA 15,543 0 517
ISHARES INC CORE MSCI EMKT 46434G103   7,233,906 148,266 SH   SOLE RWA 146,351 0 1,915
JPMORGAN CHASE & CO COM 46625H100   7,099,206 54,479 SH   SOLE RWA 53,036 0 1,443
AIR PRODS & CHEMS INC COM 009158106   6,432,685 22,397 SH   SOLE RWA 21,976 0 421
LOWES COS INC COM 548661107   5,860,183 29,305 SH   SOLE RWA 28,678 0 627
MASTERCARD INCORPORATED CL A 57636Q104   5,680,635 15,631 SH   SOLE RWA 15,071 0 560
DISNEY WALT CO COM 254687106   5,446,974 54,399 SH   SOLE RWA 52,745 0 1,654
THERMO FISHER SCIENTIFIC INC COM 883556102   5,407,476 9,382 SH   SOLE RWA 9,184 0 198
CHEVRON CORP NEW COM 166764100   5,361,046 32,858 SH   SOLE RWA 31,966 0 892
VANGUARD INDEX FDS SML CP GRW ETF 922908595   5,283,368 24,414 SH   SOLE RWA 23,917 0 497
D R HORTON INC COM 23331A109   5,137,003 52,585 SH   SOLE RWA 51,424 0 1,161
EATON CORP PLC SHS G29183103   4,828,088 28,178 SH   SOLE RWA 26,740 0 1,438
BANK AMERICA CORP COM 060505104   4,725,565 165,230 SH   SOLE RWA 159,593 0 5,637
CARLISLE COS INC COM 142339100   4,704,256 20,809 SH   SOLE RWA 20,280 0 529
AMERISOURCEBERGEN CORP COM 03073E105   4,557,615 28,466 SH   SOLE RWA 27,880 0 586
TE CONNECTIVITY LTD SHS H84989104   4,542,714 34,638 SH   SOLE RWA 34,173 0 465
AMGEN INC COM 031162100   4,224,558 17,475 SH   SOLE RWA 17,204 0 271
UNITEDHEALTH GROUP INC COM 91324P102   4,135,626 8,751 SH   SOLE RWA 8,603 0 148
TRANE TECHNOLOGIES PLC SHS G8994E103   4,078,712 22,169 SH   SOLE RWA 21,531 0 638
TJX COS INC NEW COM 872540109   4,062,963 51,850 SH   SOLE RWA 50,998 0 852
PROLOGIS INC. COM 74340W103   4,012,732 32,161 SH   SOLE RWA 31,426 0 735
CONSTELLATION BRANDS INC CL A 21036P108   3,896,486 17,249 SH   SOLE RWA 16,866 0 383
QUALCOMM INC COM 747525103   3,836,365 30,070 SH   SOLE RWA 29,711 0 359
ISHARES TR CORE S&P MCP ETF 464287507   3,741,557 14,957 SH   SOLE RWA 14,614 0 343
ARROW ELECTRS INC COM 042735100   3,650,950 29,238 SH   SOLE RWA 27,358 0 1,880
CONOCOPHILLIPS COM 20825C104   3,626,985 36,559 SH   SOLE RWA 35,982 0 577
ISHARES TR S&P MC 400VL ETF 464287705   3,598,660 35,017 SH   SOLE RWA 33,877 0 1,140
CVS HEALTH CORP COM 126650100   3,509,660 47,230 SH   SOLE RWA 46,197 0 1,033
ORACLE CORP COM 68389X105   3,464,749 37,287 SH   SOLE RWA 35,587 0 1,700
CHUBB LIMITED COM H1467J104   3,324,815 17,122 SH   SOLE RWA 16,332 0 790
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,313,343 23,633 SH   SOLE RWA 23,240 0 393
LAM RESEARCH CORP COM 512807108   3,311,660 6,247 SH   SOLE RWA 6,107 0 140
NVIDIA CORPORATION COM 67066G104   3,255,484 11,720 SH   SOLE RWA 11,414 0 306
ABBVIE INC COM 00287Y109   3,247,037 20,374 SH   SOLE RWA 20,199 0 175
LINDE PLC SHS G54950103   3,185,869 8,963 SH   SOLE RWA 8,743 0 220
ALPHABET INC CAP STK CL C 02079K107   3,161,912 30,403 SH   SOLE RWA 29,343 0 1,060
COMCAST CORP NEW CL A 20030N101   3,155,111 83,226 SH   SOLE RWA 81,859 0 1,367
INVESCO QQQ TR UNIT SER 1 46090E103   3,099,152 9,657 SH   SOLE RWA 9,507 0 150
PNC FINL SVCS GROUP INC COM 693475105   3,082,362 24,251 SH   SOLE RWA 24,251 0 0
DANAHER CORPORATION COM 235851102   3,014,459 11,960 SH   SOLE RWA 10,965 0 995
HOME DEPOT INC COM 437076102   3,002,292 10,173 SH   SOLE RWA 10,173 0 0
FIFTH THIRD BANCORP COM 316773100   2,969,185 111,456 SH   SOLE RWA 107,585 0 3,871
JOHNSON & JOHNSON COM 478160104   2,965,941 19,135 SH   SOLE RWA 18,946 0 189
PHILLIPS 66 COM 718546104   2,865,478 28,265 SH   SOLE RWA 27,867 0 398
ISHARES TR MSCI EAFE ETF 464287465   2,862,931 40,030 SH   SOLE RWA 39,605 0 425
MERCK & CO INC COM 58933Y105   2,813,813 26,448 SH   SOLE RWA 26,006 0 442
ISHARES TR MSCI EMG MKT ETF 464287234   2,783,974 70,552 SH   SOLE RWA 66,441 0 4,111
PULTE GROUP INC COM 745867101   2,773,650 47,592 SH   SOLE RWA 46,392 0 1,200
MARSH & MCLENNAN COS INC COM 571748102   2,684,588 16,119 SH   SOLE RWA 15,977 0 142
CAPITAL ONE FINL CORP COM 14040H105   2,457,243 25,554 SH   SOLE RWA 24,861 0 693
DEERE & CO COM 244199105   2,452,960 5,941 SH   SOLE RWA 5,699 0 242
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,415,028 24,661 SH   SOLE RWA 24,661 0 0
NIKE INC CL B 654106103   2,398,801 19,560 SH   SOLE RWA 19,112 0 448
ADVANCED MICRO DEVICES INC COM 007903107   2,397,717 24,464 SH   SOLE RWA 23,602 0 862
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,390,826 35,237 SH   SOLE RWA 34,215 0 1,022
HUNTSMAN CORP COM 447011107   2,389,968 87,353 SH   SOLE RWA 84,554 0 2,799
AMERICAN ELEC PWR CO INC COM 025537101   2,373,663 26,087 SH   SOLE RWA 25,339 0 748
HONEYWELL INTL INC COM 438516106   2,289,986 11,982 SH   SOLE RWA 11,836 0 146
T-MOBILE US INC COM 872590104   2,251,538 15,545 SH   SOLE RWA 15,270 0 275
PROCTER AND GAMBLE CO COM 742718109   2,229,520 14,994 SH   SOLE RWA 14,944 0 50
TRUIST FINL CORP COM 89832Q109   2,137,012 62,669 SH   SOLE RWA 61,374 0 1,295
COSTCO WHSL CORP NEW COM 22160K105   2,082,276 4,191 SH   SOLE RWA 4,115 0 76
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,062,275 6,679 SH   SOLE RWA 6,679 0 0
LOCKHEED MARTIN CORP COM 539830109   1,960,083 4,146 SH   SOLE RWA 4,017 0 129
WASTE MGMT INC DEL COM 94106L109   1,952,157 11,964 SH   SOLE RWA 11,714 0 250
ISHARES TR CORE S&P SCP ETF 464287804   1,928,806 19,946 SH   SOLE RWA 18,302 0 1,644
PARKER-HANNIFIN CORP COM 701094104   1,886,673 5,613 SH   SOLE RWA 5,413 0 200
UNILEVER PLC SPON ADR NEW 904767704   1,872,359 36,055 SH   SOLE RWA 35,204 0 851
ROYAL BK CDA SUSTAINABL COM 780087102   1,692,244 17,705 SH   SOLE RWA 17,705 0 0
BLACKROCK INC COM 09247X101   1,624,398 2,428 SH   SOLE RWA 2,302 0 126
US BANCORP DEL COM NEW 902973304   1,622,010 44,993 SH   SOLE RWA 43,781 0 1,212
ZIMMER BIOMET HOLDINGS INC COM 98956P102   1,589,299 12,301 SH   SOLE RWA 12,197 0 104
FEDEX CORP COM 31428X106   1,581,333 6,921 SH   SOLE RWA 6,770 0 151
PFIZER INC COM 717081103   1,568,715 38,449 SH   SOLE RWA 37,658 0 791
FREEPORT-MCMORAN INC CL B 35671D857   1,529,609 37,390 SH   SOLE RWA 36,799 0 591
EXXON MOBIL CORP COM 30231G102   1,527,116 13,926 SH   SOLE RWA 13,651 0 275
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,517,653 4,036 SH   SOLE RWA 3,828 0 208
COLGATE PALMOLIVE CO COM 194162103   1,501,703 19,983 SH   SOLE RWA 19,983 0 0
NEXTERA ENERGY INC COM 65339F101   1,461,774 18,964 SH   SOLE RWA 18,731 0 233
ALLEGION PLC ORD SHS G0176J109   1,460,097 13,680 SH   SOLE RWA 13,391 0 289
CATERPILLAR INC COM 149123101   1,414,461 6,181 SH   SOLE RWA 6,181 0 0
PPL CORP COM 69351T106   1,390,373 50,031 SH   SOLE RWA 49,369 0 662
ISHARES TR SELECT DIVID ETF 464287168   1,379,326 11,771 SH   SOLE RWA 11,771 0 0
KEARNY FINL CORP MD COM 48716P108   1,355,602 166,946 SH   SOLE RWA 152,837 0 14,109
ISHARES TR RUS 1000 ETF 464287622   1,346,876 5,980 SH   SOLE RWA 5,980 0 0
TETRA TECH INC NEW COM 88162G103   1,324,100 9,013 SH   SOLE RWA 8,791 0 222
CISCO SYS INC COM 17275R102   1,296,999 24,811 SH   SOLE RWA 24,811 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,275,563 3,116 SH   SOLE RWA 3,116 0 0
S&P GLOBAL INC COM 78409V104   1,270,924 3,686 SH   SOLE RWA 3,686 0 0
SUMMIT MATLS INC CL A 86614U100   1,254,791 44,043 SH   SOLE RWA 42,967 0 1,076
MCDONALDS CORP COM 580135101   1,228,338 4,393 SH   SOLE RWA 4,245 0 148
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,180,801 14,256 SH   SOLE RWA 13,856 0 400
AUTOMATIC DATA PROCESSING IN COM 053015103   1,166,180 5,238 SH   SOLE RWA 5,238 0 0
AMERICAN TOWER CORP NEW COM 03027X100   1,158,473 5,669 SH   SOLE RWA 5,570 0 99
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,073,080 28,707 SH   SOLE RWA 28,371 0 336
TOYOTA MOTOR CORP ADS 892331307   1,072,310 7,568 SH   SOLE RWA 7,468 0 100
GOLDMAN SACHS GROUP INC COM 38141G104   1,044,415 3,193 SH   SOLE RWA 3,072 0 121
ILLINOIS TOOL WKS INC COM 452308109   1,026,731 4,217 SH   SOLE RWA 4,167 0 50
ISHARES TR S&P MC 400GR ETF 464287606   1,001,713 14,008 SH   SOLE RWA 14,008 0 0
NISOURCE INC COM 65473P105   971,398 34,742 SH   SOLE RWA 32,752 0 1,990
NORFOLK SOUTHN CORP COM 655844108   968,204 4,567 SH   SOLE RWA 4,567 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   903,686 5,984 SH   SOLE RWA 5,984 0 0
DIGITAL RLTY TR INC COM 253868103   893,037 9,084 SH   SOLE RWA 8,925 0 159
MASCO CORP COM 574599106   854,779 17,192 SH   SOLE RWA 17,192 0 0
AVERY DENNISON CORP COM 053611109   847,592 4,737 SH   SOLE RWA 4,737 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   843,907 20,889 SH   SOLE RWA 20,889 0 0
META PLATFORMS INC CL A 30303M102   842,250 3,974 SH   SOLE RWA 3,809 0 165
DOMINION ENERGY INC COM 25746U109   794,945 14,218 SH   SOLE RWA 14,218 0 0
UNION PAC CORP COM 907818108   787,531 3,913 SH   SOLE RWA 3,913 0 0
KIMBERLY-CLARK CORP COM 494368103   774,430 5,770 SH   SOLE RWA 5,770 0 0
TEXAS INSTRS INC COM 882508104   773,549 4,159 SH   SOLE RWA 4,129 0 30
PRICE T ROWE GROUP INC COM 74144T108   768,092 6,803 SH   SOLE RWA 6,803 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   736,861 1,607 SH   SOLE RWA 1,607 0 0
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   729,569 28,611 SH   SOLE RWA 28,113 0 498
TARGET CORP COM 87612E106   726,348 4,385 SH   SOLE RWA 4,085 0 300
PPG INDS INC COM 693506107   709,069 5,308 SH   SOLE RWA 5,228 0 80
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   703,568 15,576 SH   SOLE RWA 15,576 0 0
INGERSOLL RAND INC COM 45687V106   698,335 12,003 SH   SOLE RWA 11,607 0 396
VANGUARD INDEX FDS SMALL CP ETF 922908751   679,277 3,583 SH   SOLE RWA 3,453 0 130
ISHARES TR EAFE SML CP ETF 464288273   669,964 11,258 SH   SOLE RWA 11,258 0 0
COCA COLA CO COM 191216100   651,502 10,503 SH   SOLE RWA 10,003 0 500
VANGUARD WORLD FDS INF TECH ETF 92204A702   609,429 1,581 SH   SOLE RWA 1,581 0 0
DISCOVER FINL SVCS COM 254709108   591,163 5,981 SH   SOLE RWA 5,981 0 0
CITIGROUP INC COM NEW 172967424   576,816 12,301 SH   SOLE RWA 12,176 0 125
TARGA RES CORP COM 87612G101   573,533 7,862 SH   SOLE RWA 7,533 0 329
MCKESSON CORP COM 58155Q103   552,234 1,551 SH   SOLE RWA 1,361 0 190
LABORATORY CORP AMER HLDGS COM NEW 50540R409   543,726 2,370 SH   SOLE RWA 2,370 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   538,568 4,726 SH   SOLE RWA 4,726 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   520,604 4,935 SH   SOLE RWA 4,935 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   518,215 5,215 SH   SOLE RWA 5,215 0 0
HERSHEY CO COM 427866108   513,962 2,020 SH   SOLE RWA 2,020 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   512,151 11,195 SH   SOLE RWA 11,195 0 0
RESMED INC COM 761152107   478,713 2,186 SH   SOLE RWA 2,186 0 0
SPDR SER TR S&P DIVID ETF 78464A763   476,655 3,853 SH   SOLE RWA 3,674 0 179
WELLS FARGO CO NEW COM 949746101   469,199 12,552 SH   SOLE RWA 12,552 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   465,556 6,717 SH   SOLE RWA 6,717 0 0
TOLL BROTHERS INC COM 889478103   460,431 7,670 SH   SOLE RWA 7,370 0 300
GENERAL DYNAMICS CORP COM 369550108   457,003 2,003 SH   SOLE RWA 1,945 0 58
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   446,044 13,874 SH   SOLE RWA 13,874 0 0
NUCOR CORP COM 670346105   432,006 2,797 SH   SOLE RWA 2,797 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   427,559 1,793 SH   SOLE RWA 1,793 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   417,772 2,047 SH   SOLE RWA 493 0 1,554
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   409,314 5,544 SH   SOLE RWA 4,994 0 550
STARBUCKS CORP COM 855244109   402,781 3,868 SH   SOLE RWA 3,568 0 300
M & T BK CORP COM 55261F104   401,158 3,355 SH   SOLE RWA 3,355 0 0
MCCORMICK & CO INC COM NON VTG 579780206   399,159 4,797 SH   SOLE RWA 4,797 0 0
TRAVELERS COMPANIES INC COM 89417E109   398,410 2,324 SH   SOLE RWA 2,324 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   395,496 2,763 SH   SOLE RWA 1,179 0 1,584
ABBOTT LABS COM 002824100   386,418 3,816 SH   SOLE RWA 3,816 0 0
EXELON CORP COM 30161N101   363,286 8,672 SH   SOLE RWA 8,672 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   361,856 6,041 SH   SOLE RWA 6,041 0 0
GLOBE LIFE INC COM 37959E102   361,526 3,286 SH   SOLE RWA 3,286 0 0
MOOG INC CL A 615394202   360,336 3,577 SH   SOLE RWA 3,577 0 0
GALLAGHER ARTHUR J & CO COM 363576109   356,220 1,862 SH   SOLE RWA 1,862 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   348,877 2,333 SH   SOLE RWA 2,333 0 0
QUEST DIAGNOSTICS INC COM 74834L100   339,357 2,399 SH   SOLE RWA 2,399 0 0
TESLA INC COM 88160R101   330,692 1,594 SH   SOLE RWA 1,594 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   327,435 1,552 SH   SOLE RWA 1,552 0 0
WALMART INC COM 931142103   309,978 2,102 SH   SOLE RWA 2,102 0 0
DOLLAR GEN CORP NEW COM 256677105   303,340 1,441 SH   SOLE RWA 1,419 0 22
LILLY ELI & CO COM 532457108   301,005 876 SH   SOLE RWA 837 0 39
STEEL DYNAMICS INC COM 858119100   298,592 2,641 SH   SOLE RWA 2,641 0 0
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   290,870 4,732 SH   SOLE RWA 4,732 0 0
SYNOPSYS INC COM 871607107   289,688 750 SH   SOLE RWA 750 0 0
GENUINE PARTS CO COM 372460105   289,279 1,729 SH   SOLE RWA 1,729 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   276,068 6,584 SH   SOLE RWA 5,936 0 648
BROWN & BROWN INC COM 115236101   273,262 4,759 SH   SOLE RWA 4,759 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   262,988 3,595 SH   SOLE RWA 3,595 0 0
BECTON DICKINSON & CO COM 075887109   262,888 1,062 SH   SOLE RWA 963 0 99
SCHWAB CHARLES CORP COM 808513105   259,563 4,955 SH   SOLE RWA 4,850 0 105
VANGUARD INDEX FDS GROWTH ETF 922908736   255,945 1,026 SH   SOLE RWA 1,026 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   253,363 5,238 SH   SOLE RWA 5,238 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   251,317 6,462 SH   SOLE RWA 6,337 0 125
DUKE ENERGY CORP NEW COM NEW 26441C204   249,904 2,590 SH   SOLE RWA 2,430 0 160
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   249,363 3,993 SH   SOLE RWA 3,993 0 0
NETFLIX INC COM 64110L106   247,710 717 SH   SOLE RWA 710 0 7
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   246,652 5,469 SH   SOLE RWA 5,469 0 0
COHEN & STEERS QUALITY INCOM COM 19247L106   227,923 19,121 SH   SOLE RWA 19,121 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   225,532 3,530 SH   SOLE RWA 3,530 0 0
FACTSET RESH SYS INC COM 303075105   224,564 541 SH   SOLE RWA 541 0 0
AON PLC SHS CL A G0403H108   222,280 705 SH   SOLE RWA 705 0 0
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   219,607 3,354 SH   SOLE RWA 3,354 0 0
LULULEMON ATHLETICA INC COM 550021109   218,879 601 SH   SOLE RWA 601 0 0
MEDTRONIC PLC SHS G5960L103   216,304 2,683 SH   SOLE RWA 2,683 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   210,915 1,439 SH   SOLE RWA 1,439 0 0
CUMMINS INC COM 231021106   206,632 865 SH   SOLE RWA 745 0 120
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   206,128 5,923 SH   SOLE RWA 5,450 0 473
WATSCO INC COM 942622200   205,850 647 SH   SOLE RWA 647 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   203,090 527 SH   SOLE RWA 488 0 39
ARES CAPITAL CORP NOTE 4.625% 3/0 04010LAW3   95,566 95,000 SH   SOLE RWA 95,000 0 0
FORD MTR CO DEL COM 345370860   182,570 14,490 SH   SOLE RWA 14,490 0 0
KINDER MORGAN INC DEL COM 49456B101   177,622 10,144 SH   SOLE RWA 10,144 0 0
GERON CORP COM 374163103   21,700 10,000 SH   SOLE RWA 0 0 10,000