The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P 500 ETF 464287200 3,844 10,241 SH   SOLE   0 0 10,241
ISHARES TR BARCLAYS AGGREGATE BOND 464287226 23,624 199,880 SH   SOLE   0 0 199,880
ISHARES TR MSCI EAFE ETF 464287465 18,839 258,209 SH   SOLE   0 0 258,209
ISHARES TR RUS MDCP VAL ETF 464287473 3,853 39,743 SH   SOLE   0 0 39,743
ISHARES TR RUSSELL MIDCAP GRW 464287481 293 2,850 SH   SOLE   0 0 2,850
ISHARES TR RUS MID-CAP ETF 464287499 619 9,037 SH   SOLE   0 0 9,037
ISHARES TR RUS 1000 VAL ETF 464287598 1,249 9,134 SH   SOLE   0 0 9,134
ISHARES TR RUS 1000 GRW ETF 464287614 4,438 18,402 SH   SOLE   0 0 18,402
ISHARES TR RUS 1000 ETF 464287622 180,997 854,404 SH   SOLE   0 0 854,404
ISHARES TR RUS 2000 VAL ETF 464287630 2,930 22,236 SH   SOLE   0 0 22,236
ISHARES TR RUS 2000 GRW ETF 464287648 12,022 41,934 SH   SOLE   0 0 41,934
ISHARES TR RUSSELL 2000 ETF 464287655 6,915 35,270 SH   SOLE   0 0 35,270
ISHARES TR CORE S&P US GWT 464287671 391 4,410 SH   SOLE   0 0 4,410
ISHARES TR RUSSELL 3000 ETF 464287689 2,283 10,211 SH   SOLE   0 0 10,211
ISHARES TR MSCI ACWI ETF 464288257 697 7,682 SH   SOLE   0 0 7,682
ISHARES TR EAFE SML CP ETF 464288273 35,895 525,171 SH   SOLE   0 0 525,171
ISHARES TR MSCI EAFE EFV 464288877 31,657 670,707 SH   SOLE   0 0 670,707
ISHARES TR EAFE GRWTH ETF 464288885 1,870 18,532 SH   SOLE   0 0 18,532
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 210 3,740 SH   SOLE   0 0 3,740
VANGUARD SPECIAL PP DIV APP DIV APP ETF 921908844 575 4,072 SH   SOLE   0 0 4,072
VANGUARD TAX MANAGED INTL FTSE DEV MKT EFT 921943858 629 13,318 SH   SOLE   0 0 13,318
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 274 2,993 SH   SOLE   0 0 2,993
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,757 174,759 SH   SOLE   0 0 174,759
VANGUARD INDEX FDS S&P 500 S&P 500 EFT 922908363 1,101 3,203 SH   SOLE   0 0 3,203
VANGUARD INDEX FDS REIT ETF 922908553 406 4,782 SH   SOLE   0 0 4,782
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,073 10,650 SH   SOLE   0 0 10,650
ISHARES TR CORE MSCI EAFE 46432F842 366 5,298 SH   SOLE   0 0 5,298
ISHARES TR SPDR S&P 500 ETF TRUST 78462F103 314 839 SH   SOLE   0 0 839
SPDR GOLD TRUST GOLD SHS 78463V107 567 3,180 SH   SOLE   0 0 3,180
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 4,902 138,441 SH   SOLE   0 0 138,441