The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUSSELL MIDCAP GRW 464287481 225 1,425 SH   SOLE   0 0 1,425
ISHARES TR CORE S&P 500 ETF 464287200 2,461 7,946 SH   SOLE   0 0 7,946
ISHARES EAFE GRWTH ETF 464288885 1,549 18,637 SH   SOLE   0 0 18,637
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,679 168,608 SH   SOLE   0 0 168,608
ISHARES MSCI EAFE EFV 464288877 29,794 745,399 SH   SOLE   0 0 745,399
SPDR GOLD TRUST GOLD SHS 78463V107 495 2,955 SH   SOLE   0 0 2,955
VANGUARD TAX MANAGED INTL FTSE DEV MKT EFT 921943858 725 18,688 SH   SOLE   0 0 18,688
ISHARES MSCI ACWI ETF 464288257 578 7,837 SH   SOLE   0 0 7,837
ISHARES TR MSCI EAFE ETF 464287465 14,808 243,272 SH   SOLE   0 0 243,272
ISHARES TR RUS 2000 VAL ETF 464287630 2,465 25,295 SH   SOLE   0 0 25,295
VANGUARD INDEX FDS REIT ETF 922908553 475 6,055 SH   SOLE   0 0 6,055
ISHARES TR CORE S&P US GWT 464287671 610 8,480 SH   SOLE   0 0 8,480
VANGUARD INDEX FDS S&P 500 S&P 500 EFT 922908363 885 3,121 SH   SOLE   0 0 3,121
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,124 13,568 SH   SOLE   0 0 13,568
ISHARES TR SPDR S&P 500 ETF TRUST 78462F103 224 725 SH   SOLE   0 0 725
ISHARES TR RUS 1000 VAL ETF 464287598 1,088 9,661 SH   SOLE   0 0 9,661
ISHARES TR RUS 2000 GRW ETF 464287648 11,144 53,872 SH   SOLE   0 0 53,872
ISHARES TR BARCLAYS AGGREGATE BOND 464287226 8,214 69,482 SH   SOLE   0 0 69,482
ISHARES TR RUS MDCP VAL ETF 464287473 3,272 42,760 SH   SOLE   0 0 42,760
ISHARES TR EAFE SML CP ETF 464288273 28,517 531,843 SH   SOLE   0 0 531,843
ISHARES TR RUS MID-CAP ETF 464287499 361 6,727 SH   SOLE   0 0 6,727
ISHARES TR RUS 1000 ETF 464287622 154,353 899,076 SH   SOLE   0 0 899,076
ISHARES TR RUSSELL 2000 ETF 464287655 5,520 38,549 SH   SOLE   0 0 38,549
ISHARES TR RUS 1000 GRW ETF 464287614 3,708 19,320 SH   SOLE   0 0 19,320
ISHARES TR RUSSELL 3000 ETF 464287689 1,861 10,338 SH   SOLE   0 0 10,338
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 3,802 139,003 SH   SOLE   0 0 139,003
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 210 3,740 SH   SOLE   0 0 3,740