The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P 500 ETF 464287200 1,512 4,679 SH   SOLE   0 0 4,679
ISHARES EAFE GRWTH ETF 464288885 1,858 26,134 SH   SOLE   0 0 26,134
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,252 216,163 SH   SOLE   0 0 216,163
ISHARES MSCI EAFE EFV 464288877 37,329 1,045,922 SH   SOLE   0 0 1,045,922
SPDR GOLD TRUST GOLD SHS 78463V107 433 2,925 SH   SOLE   0 0 2,925
VANGUARD TAX MANAGED INTL FTSE DEV MKT EFT 921943858 623 18,688 SH   SOLE   0 0 18,688
ISHARES MSCI ACWI ETF 464288257 503 8,034 SH   SOLE   0 0 8,034
ISHARES TR MSCI EAFE ETF 464287465 7,180 134,307 SH   SOLE   0 0 134,307
ISHARES TR RUS 2000 VAL ETF 464287630 1,375 16,761 SH   SOLE   0 0 16,761
VANGUARD INDEX FDS REIT ETF 922908553 518 7,420 SH   SOLE   0 0 7,420
ISHARES TR CORE S&P US GWT 464287671 354 6,194 SH   SOLE   0 0 6,194
VANGUARD INDEX FDS S&P 500 S&P 500 EFT 922908363 739 3,121 SH   SOLE   0 0 3,121
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,748 13,557 SH   SOLE   0 0 13,557
ISHARES TR RUS 1000 VAL ETF 464287598 1,088 10,969 SH   SOLE   0 0 10,969
ISHARES TR RUS 2000 GRW ETF 464287648 24,290 153,568 SH   SOLE   0 0 153,568
ISHARES TR BARCLAYS AGGREGATE BOND 464287226 6,275 54,390 SH   SOLE   0 0 54,390
ISHARES TR RUS MDCP VAL ETF 464287473 1,725 26,913 SH   SOLE   0 0 26,913
ISHARES TR EAFE SML CP ETF 464288273 30,527 680,946 SH   SOLE   0 0 680,946
ISHARES TR RUS MID-CAP ETF 464287499 438 10,135 SH   SOLE   0 0 10,135
ISHARES TR RUS 1000 ETF 464287622 130,449 921,705 SH   SOLE   0 0 921,705
ISHARES TR RUSSELL 2000 ETF 464287655 4,601 40,194 SH   SOLE   0 0 40,194
ISHARES TR RUS 1000 GRW ETF 464287614 2,951 19,591 SH   SOLE   0 0 19,591
ISHARES TR RUSSELL 3000 ETF 464287689 1,480 9,977 SH   SOLE   0 0 9,977
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 769 33,792 SH   SOLE   0 0 33,792
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 203 3,740 SH   SOLE   0 0 3,740