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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P 500 ETF 464287200 821 3,007 SH   SOLE   0 0 3,007
ISHARES EAFE GRWTH ETF 464288885 1,143 14,504 SH   SOLE   0 0 14,504
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,365 198,234 SH   SOLE   0 0 198,234
ISHARES MSCI EAFE EFV 464288877 65,114 1,268,169 SH   SOLE   0 0 1,268,169
SPDR GOLD TRUST GOLD SHS 78463V107 334 2,819 SH   SOLE   0 0 2,819
ISHARES MSCI ACWI ETF 464288257 402 5,649 SH   SOLE   0 0 5,649
ISHARES TR MSCI EAFE ETF 464287465 3,296 49,216 SH   SOLE   0 0 49,216
VANGUARD INDEX FDS REIT ETF 922908553 5,895 72,372 SH   SOLE   0 0 72,372
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,129 8,040 SH   SOLE   0 0 8,040
VANGUARD SPECIALIZED P DIV APP DIV APP ETF 921908844 2,527 24,864 SH   SOLE   0 0 24,864
ISHARES TR RUS 1000 VAL ETF 464287598 1,281 10,552 SH   SOLE   0 0 10,552
ISHARES TR RUS 2000 GRW ETF 464287648 37,948 185,720 SH   SOLE   0 0 185,720
ISHARES TR RUS MDCP VAL ETF 464287473 3,234 36,550 SH   SOLE   0 0 36,550
ISHARES TR RUS MID-CAP ETF 464287499 525 2,475 SH   SOLE   0 0 2,475
ISHARES TR RUS 1000 ETF 464287622 98,962 651,151 SH   SOLE   0 0 651,151
ISHARES TR RUSSELL 2000 ETF 464287655 5,992 36,588 SH   SOLE   0 0 36,588
ISHARES TR RUS 1000 GRW ETF 464287614 5,851 40,691 SH   SOLE   0 0 40,691
ISHARES TR RUSSELL 3000 ETF 464287689 1,406 8,666 SH   SOLE   0 0 8,666
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 3,627 105,682 SH   SOLE   0 0 105,682
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 14,891 309,511 SH   SOLE   0 0 309,511