The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P 500 ETF 464287200 535 2,255 SH   SOLE   0 0 2,255
ISHARES EAFE GRWTH ETF 464288885 866 12,464 SH   SOLE   0 0 12,464
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,140 204,929 SH   SOLE   0 0 204,929
ISHARES MSCI EAFE EFV 464288877 53,366 1,060,952 SH   SOLE   0 0 1,060,952
SPDR GOLD TRUST GOLD SHS 78463V107 1,588 13,375 SH   SOLE   0 0 13,375
ISHARES MSCI ACWI ETF 464288257 627 9,906 SH   SOLE   0 0 9,906
ISHARES TR MSCI EAFE ETF 464287465 2,384 38,269 SH   SOLE   0 0 38,269
SCHWAB STRATEGIC TR US TIPS EFT 808524870 202 3,629 SH   SOLE   0 0 3,629
VANGUARD INDEX FDS REIT ETF 922908553 5,423 65,664 SH   SOLE   0 0 65,664
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,127 9,292 SH   SOLE   0 0 9,292
ISHARES TR RUS 1000 VAL ETF 464287598 1,125 9,789 SH   SOLE   0 0 9,789
ISHARES TR RUS 2000 GRW ETF 464287648 22,444 138,836 SH   SOLE   0 0 138,836
ISHARES TR RUS MDCP VAL ETF 464287473 4,027 48,528 SH   SOLE   0 0 48,528
ISHARES TR RUS MID-CAP ETF 464287499 495 2,646 SH   SOLE   0 0 2,646
ISHARES TR RUS 1000 ETF 464287622 88,578 674,882 SH   SOLE   0 0 674,882
ISHARES TR RUSSELL 2000 ETF 464287655 6,770 49,247 SH   SOLE   0 0 49,247
ISHARES TR RUS 1000 GRW ETF 464287614 4,724 41,509 SH   SOLE   0 0 41,509
ISHARES TR RUSSELL 3000 ETF 464287689 1,287 9,199 SH   SOLE   0 0 9,199
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 3,204 101,663 SH   SOLE   0 0 101,663
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 12,924 274,514 SH   SOLE   0 0 274,514