The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P 500 ETF 464287200 411 2,006 SH   SOLE   2,006 0 0
ISHARES EAFE GRWTH ETF 464288885 2,219 33,045 SH   SOLE   33,045 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 15,039 459,764 SH   SOLE   459,764 0 0
ISHARES MSCI EAFE EFV 464288877 166 3,560 SH   SOLE   3,560 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 109 1,078 SH   SOLE   1,078 0 0
ISHARES TR IBOXX INV CP ETF 464287242 57 500 SH   SOLE   500 0 0
ISHARES MSCI ACWI ETF 464288257 714 12,789 SH   SOLE   12,789 0 0
ISHARES TR MSCI EAFE ETF 464287465 7,953 135,446 SH   SOLE   135,446 0 0
VANGUARD INDEX FDS REIT ETF 922908553 3,747 46,995 SH   SOLE   46,995 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 854 8,724 SH   SOLE   8,724 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 4,223 30,321 SH   SOLE   30,321 0 0
ISHARES TR RUS MD CP GR ETF 464287481 135 1,469 SH   SOLE   1,469 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 20,791 302,811 SH   SOLE   302,811 0 0
ISHARES TR RUS MID-CAP ETF 464287499 688 4,297 SH   SOLE   4,297 0 0
ISHARES TR RUS 1000 ETF 464287622 71,275 629,027 SH   SOLE   629,027 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,285 20,293 SH   SOLE   20,293 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,778 37,980 SH   SOLE   37,980 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 1,062 8,830 SH   SOLE   8,830 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 1,043 36,952 SH   SOLE   36,952 0 0
ISHARES TR TIPS BD ETF 464287176 118 1,078 SH   SOLE   1,078 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 9,005 192,413 SH   SOLE   192,413 0 0