The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 4 38 SH   SOLE   38 0 0
ADVANCED MICRO DEVICES INC COM 007903107 6 102 SH   SOLE   102 0 0
APPLE INC COM 037833100 1,393 10,076 SH   SOLE   9,088 0 988
ALGONQUIN PWR UTILS CORP COM 015857105 1 60 SH   SOLE   60 0 0
AMAZON COM INC COM 023135106 418 3,700 SH   SOLE   3,700 0 0
AMERICAN ELEC PWR INC COM 025537101 17 200 SH   SOLE   200 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 13 100 SH   SOLE   100 0 0
ASTRAZENECA PLC ADR 046353108 29 520 SH   SOLE   0 0 520
ATMOS ENERGY CORP COM 049560105 12 120 SH   SOLE   0 0 120
AUTOMATIC DATA PROCESSING IN COM 053015103 205 906 SH   SOLE   906 0 0
BECTON DICKINSON & CO COM 075887109 21 93 SH   SOLE   93 0 0
BED BATH & BEYOND INC COM 075896100 58 9,600 SH   SOLE   9,600 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702 433 1,620 SH   SOLE   1,620 0 0
BANK AMER CORP COM 060505104 39 1,291 SH   SOLE   1,291 0 0
BLACKROCK GLOBAL OPP EQTY TR COM 092501105 16 1,820 SH   SOLE   1,820 0 0
BOEING CO COM 097023105 39 323 SH   SOLE   323 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND ETF 921937827 74 993 SH   SOLE   0 0 993
CELSIUS HLDGS INC COM 15118V207 0 1 SH   SOLE   1 0 0
ENDAVA PLC ADR 29260V105 0 4 SH   SOLE   4 0 0
ECOLAB INC COM 278865100 0 1 SH   SOLE   1 0 0
GSK PLC ADR 37733W204 20 685 SH   SOLE   685 0 0
HEICO CORP NEW COM 422806208 156 1,362 SH   SOLE   1,362 0 0
HALEON PLC ADR 405552100 5 857 SH   SOLE   857 0 0
ISHARES TR 3 7 YR TREAS BD ETF 464288661 35 305 SH   SOLE   305 0 0
OCCIDENTAL PETE CORP COM 674599105 0 5 SH   SOLE   5 0 0
RUMBLE INC COM 78137L105 0 5 SH   SOLE   5 0 0
SHOPIFY INC COM 82509L107 6 220 SH   SOLE   0 0 220
SYNOPSYS INC COM 871607107 0 1 SH   SOLE   0 0 1
STELLANTIS N.V COM N82405106 0 30 SH   SOLE   30 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS ETF 92206C706 10,136 173,837 SH   SOLE   173,837 0 0
WP CAREY INC COM 92936U109 39 559 SH   SOLE   559 0 0
INVESCO EXCHANGE TRADED FD S&P SMCP VLU MNT ETF 46137V480 0 7 SH   SOLE   7 0 0
ARES COML REAL ESTATE CORP COM 04013V108 1,487 142,330 SH   SOLE   138,665 0 3,665
APOLLO COML REAL EST FIN INC COM 03762U105 1,265 152,358 SH   SOLE   148,904 0 3,454
BLACKSTONE MTG TR INC COM 09257W100 4,505 192,997 SH   SOLE   188,831 0 4,166
GOLDMAN SACH TR EQUITY ETF 381430503 48 677 SH   SOLE   677 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 210 1,767 SH   SOLE   1,755 0 12
ISHARES TR ULTR SH TRM BD ETF 46434V878 17,752 354,976 SH   SOLE   347,179 0 7,797
ISHARES TR CORE S&P SCP ETF ETF 464287804 3,473 39,832 SH   SOLE   38,838 0 994
ISHARES TR CORE S&P TTL STK ETF 464287150 6,279 78,940 SH   SOLE   78,467 0 473
ISHARES TR CORE S&P500 ETF ETF 464287200 1,262 3,519 SH   SOLE   3,358 0 161
ISHARES TR CORE MSCI TOTAL ETF 46432F834 1,692 33,221 SH   SOLE   33,198 0 23
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC ETF 46641Q837 1,520 30,312 SH   SOLE   29,317 0 995
KYNDRYL HLDGS INC COM 50155Q100 2 282 SH   SOLE   280 0 2
KKR REAL ESTATE FIN TR INC COM 48251K100 4,691 288,690 SH   SOLE   282,351 0 6,339
3M CO COM 88579Y101 88 792 SH   SOLE   765 0 27
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 7,655 155,400 SH   SOLE   149,920 0 5,480
ISHARES TR S&P 100 ETF ETF 464287101 6,320 38,892 SH   SOLE   38,293 0 599
INVESCO EXCH TRADED FD TR II ETF 46138G631 31 1,380 SH   SOLE   1,358 0 22
SCHWAB STRATEGIC TR US BRD MKT ETF ETF 808524102 15,073 358,961 SH   SOLE   352,522 0 6,439
SCHWAB STRATEGIC TR EMRG MKTEQ ETF ETF 808524706 1,746 77,951 SH   SOLE   76,397 0 1,554
SCHWAB STRATEGIC TR INTL EQTY ETF ETF 808524805 2,816 100,113 SH   SOLE   97,875 0 2,238
SCHWAB STRATEGIC TR US REIT ETF ETF 808524847 253 13,538 SH   SOLE   13,538 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 17,448 156,487 SH   SOLE   154,037 0 2,450
SPDR S&P 500 ETF TR ETF 78462F103 15,495 43,382 SH   SOLE   39,930 0 3,452
VANGUARD INDEX FDS SMALL CP ETF ETF 922908751 2,530 14,806 SH   SOLE   14,230 0 576
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 22,190 610,272 SH   SOLE   589,708 0 20,564
VANGUARD INTL EQUITY INDEX ALLWRLD EX US ETF 922042775 21,427 483,027 SH   SOLE   456,644 0 26,383
VANGUARD WHITEHALL FDS INC ETF 921946810 8,919 143,883 SH   SOLE   139,889 0 3,994
VANGUARD INDEX FDS REIT ETF ETF 922908553 11,514 143,616 SH   SOLE   139,146 0 4,470
VANGUARD INDEX FDS S&P 500 ETF SHS ETF 922908363 1,744 5,312 SH   SOLE   5,184 0 128
VANGUARD INDEX FDS TOTAL STK MKT ETF 922908769 57,186 318,638 SH   SOLE   310,572 0 8,066
VANGUARD MALVERN FDS ETF 922020805 11,184 232,474 SH   SOLE   225,499 0 6,975
VANGUARD BD INDEX FDS ETF 92203C303 9,629 196,701 SH   SOLE   190,407 0 6,294
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF ETF 922042858 10,426 285,710 SH   SOLE   278,576 0 7,134
VANGUARD STAR FD VG TL INTL STK ETF 921909768 25,897 565,806 SH   SOLE   551,699 0 14,107
VANGUARD WHITEHALL FDS INC HIGH DIV YLD ETF 921946406 15,014 158,237 SH   SOLE   153,765 0 4,472
SELECT SECTOR SPDR TR SBI INT-FINL ETF 81369Y605 12 392 SH   SOLE   392 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE ETF 81369Y209 951 7,856 SH   SOLE   7,856 0 0
ABBVIE INC COM 00287Y109 64 474 SH   SOLE   474 0 0
ACCENTURE PLC IRELAND COM G1151C101 241 937 SH   SOLE   937 0 0
ACTIVISION BLIZZARD INC COM 00507V109 0 1 SH   SOLE   0 0 1
ADOBE SYS INC COM 00724F101 16 57 SH   SOLE   57 0 0
ALIBABA GROUP HLDG LTD ADR 01609W102 3 43 SH   SOLE   43 0 0
ALPHABET INC COM 02079K305 108 1,124 SH   SOLE   1,124 0 0
ALPHABET INC COM 02079K107 331 3,440 SH   SOLE   3,440 0 0
ALTRIA GROUP INC COM 02209S103 130 3,231 SH   SOLE   2,775 0 456
AMERIPRISE FINL INC COM 03076C106 17 69 SH   SOLE   69 0 0
ARK ETF TR FINTECH INNOVA ETF 00214Q708 0 6 SH   SOLE   6 0 0
ARK ETF TR INNOVATION ETF ETF 00214Q104 1 15 SH   SOLE   15 0 0
ASML HOLDING N V COM N07059210 0 1 SH   SOLE   1 0 0
AT&T INC COM 00206R102 12 805 SH   SOLE   805 0 0
AURORA CANNABIS INC COM 05156X884 0 44 SH   SOLE   0 0 44
BIOGEN INC COM 09062X103 13 50 SH   SOLE   50 0 0
BLACKROCK ENHANCED EQT DIV T COM 09251A104 438 53,998 SH   SOLE   53,998 0 0
BLACKROCK INC COM 09247X101 19 35 SH   SOLE   35 0 0
BLACKROCK MUNI INTER DR FD I COM 09253X102 38 3,478 SH   SOLE   3,478 0 0
BLACKROCK MUNIHOLDINGS QUALI COM 09253N104 17 1,554 SH   SOLE   1,554 0 0
BLOCK INC COM 852234103 0 4 SH   SOLE   0 0 4
BOOKING HOLDINGS INC COM 09857L108 16 10 SH   SOLE   10 0 0
BRIDGETOWN HOLDINGS LTD COM G1355U113 0 1 SH   SOLE   0 0 1
BRISTOL MYERS SQUIBB CO COM 110122108 18 260 SH   SOLE   260 0 0
BROADCOM INC COM 11135F101 2 5 SH   SOLE   5 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 43 295 SH   SOLE   295 0 0
BURLINGTON STORES INC COM 122017106 16 143 SH   SOLE   143 0 0
BUTTERFLY NETWORK INC COM 124155102 9 2,000 SH   SOLE   2,000 0 0
CAMPBELL SOUP CO COM 134429109 27 579 SH   SOLE   579 0 0
CANADIAN NAT RES LTD COM 136385101 5 114 SH   SOLE   114 0 0
EATON CORP PLC COM 150870103 28 310 SH   SOLE   310 0 0
CHARGEPOINT HOLDINGS INC COM 15961R105 1 37 SH   SOLE   37 0 0
CHENIERE ENERGY INC COM 16411R208 8 50 SH   SOLE   50 0 0
CHESAPEAKE UTILS CORP COM 165303108 10 90 SH   SOLE   90 0 0
CHEVRON CORP NEW COM 166764100 27 190 SH   SOLE   190 0 0
CISCO SYS INC COM 17275R102 165 4,134 SH   SOLE   4,134 0 0
CITIGROUP INC COM 172967424 167 4,000 SH   SOLE   4,000 0 0
CITRIX SYS INC COM 177376100 45 435 SH   SOLE   435 0 0
CLEVELAND CLIFFS INC COM 185899101 34 2,558 SH   SOLE   70 0 2,488
CME GROUP INC COM 12572Q105 18 100 SH   SOLE   100 0 0
COGNIZANT TECHNOLOGY SOLUTIO COM 192446102 16 270 SH   SOLE   270 0 0
COINBASE GLOBAL INC COM 19260Q107 1 8 SH   SOLE   0 0 8
COMCAST CORP NEW COM 20030N101 11 364 SH   SOLE   364 0 0
CORNING INC COM 219350105 128 4,400 SH   SOLE   4,400 0 0
CORTEVA INC COM 22052L104 171 3,000 SH   SOLE   3,000 0 0
CROWDSTRIKE HLDGS INC COM 22788C105 7 43 SH   SOLE   43 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 10 72 SH   SOLE   72 0 0
CVS HEALTH CORP COM 126650100 286 3,000 SH   SOLE   3,000 0 0
DBX TR XTRAK MSCI EAFE ETF 233051200 31 930 SH   SOLE   930 0 0
DELTA AIR LINES INC DEL COM 247361702 17 591 SH   SOLE   591 0 0
DIAGEO PLC ADR 25243Q205 52 1,230 SH   SOLE   1,230 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY ETF 25434V708 144 6,477 SH   SOLE   6,477 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE ETF 25434V880 86 4,540 SH   SOLE   4,540 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL ETF 25434V807 134 5,184 SH   SOLE   5,184 0 0
DIODES INC COM 254543101 1 22 SH   SOLE   22 0 0
DISCOVER FINL SVCS COM 254709108 12 129 SH   SOLE   129 0 0
DISNEY WALT CO COM 254687106 10 106 SH   SOLE   106 0 0
DOLLAR TREE INC COM 256746108 7 52 SH   SOLE   52 0 0
DOW INC COM 260557103 40 916 SH   SOLE   916 0 0
DUKE ENERGY CORP NEW COM 26441C204 406 4,364 SH   SOLE   4,364 0 0
EATON CORP PLC COM G29183103 40 300 SH   SOLE   300 0 0
EATON VANCE FLTING RATE INC COM 278279104 20 1,769 SH   SOLE   1,769 0 0
EATON VANCE MUN BD FD COM 27827X101 3 297 SH   SOLE   297 0 0
ELECTRONIC ARTS INC COM 285512109 2 20 SH   SOLE   20 0 0
EMBECTA CORP COM 29082K105 0 11 SH   SOLE   11 0 0
ENBRIDGE INC COM 29250N105 219 5,890 SH   SOLE   5,890 0 0
ETSY INC COM 29786A106 30 300 SH   SOLE   300 0 0
EXXON MOBIL CORP COM 30231G102 483 5,532 SH   SOLE   5,532 0 0
FEDERATED HERMES INC COM 314211103 0 15 SH   SOLE   15 0 0
FEDEX CORP COM 31428X106 119 800 SH   SOLE   800 0 0
FIDELITY COVINGTON TRUST MSCI RL ETF 316092857 1 24 SH   SOLE   24 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 22 170 SH   SOLE   0 0 170
FIRST TR EXCHNG TRADED FD VALUE LINE DIVID IN COM 33734H106 20 559 SH   SOLE   559 0 0
FIRSTENERGY CORP COM 337932107 0 11 SH   SOLE   11 0 0
FIVE BELOW INC COM 33829M101 16 118 SH   SOLE   118 0 0
FORD MTR CO DEL COM 345370860 3 275 SH   SOLE   275 0 0
FOSTER L B CO COM 350060109 49 5,000 SH   SOLE   5,000 0 0
FUELCELL ENERGY INC COM 35952H601 3 1,000 SH   SOLE   1,000 0 0
GALLAGHER ARTHUR J & CO COM 363576109 226 1,322 SH   SOLE   1,322 0 0
GENERAL ELECTRIC CO COM 369604301 1 24 SH   SOLE   0 0 24
GENERAL MTRS CO COM 37045V100 80 2,500 SH   SOLE   2,500 0 0
HASBRO INC COM 418056107 0 4 SH   SOLE   0 0 4
HDFC BANK LTD ADR 40415F101 14 248 SH   SOLE   248 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 5 400 SH   SOLE   400 0 0
HOME DEPOT INC COM 437076102 73 264 SH   SOLE   264 0 0
HONEYWELL INTL INC COM 438516106 3 15 SH   SOLE   15 0 0
HP INC COM 40434L105 10 400 SH   SOLE   400 0 0
HUNTINGTON BANCSHARES INC COM 446150104 4 271 SH   SOLE   271 0 0
INTEL CORP COM 458140100 12 480 SH   SOLE   480 0 0
INTUITIVE SURGICAL INC COM 46120E602 5 27 SH   SOLE   27 0 0
INVESCO DB COMMDY INDX TRCK COM 46138B103 26 1,106 SH   SOLE   1,106 0 0
INVESCO EXCH TRADED FD NASDAQ 100 ETF ETF 46138G649 1 12 SH   SOLE   12 0 0
INVESCO S&P500 LOW VOL ETF 46138E354 71 1,230 SH   SOLE   1,230 0 0
INVESCO SOLAR ETF 46138G706 28 374 SH   SOLE   0 0 374
INVESCO EXCHANGE TRADED FD WATER RES ETF 46137V142 5 110 SH   SOLE   110 0 0
INVESCO MUN OPPORTUNITY TR COM 46132C107 4 492 SH   SOLE   492 0 0
ISHARES GOLD TRUST ETF 464285204 23 729 SH   SOLE   729 0 0
ISHARES INC CORE MSCI EMKT ETF 46434G103 1,376 32,019 SH   SOLE   32,019 0 0
ISHARES MSCI WORLD ETF ETF 464286392 1 14 SH   SOLE   14 0 0
ISHARES TR CRE U S REIT ETF 464288521 203 4,275 SH   SOLE   0 0 4,275
ISHARES TR CORE HIGH DV ETF 46429B663 5 60 SH   SOLE   60 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 19 182 SH   SOLE   182 0 0
ISHARES TR IBONDS DEC 2023 ETF 46434VAX8 422 16,930 SH   SOLE   16,930 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4 772 31,696 SH   SOLE   31,696 0 0
ISHARES IBONDS DEC25 ETF 46434VBD1 405 16,784 SH   SOLE   16,784 0 0
ISHARES TR ETF 46434VBA7 290 11,595 SH   SOLE   11,595 0 0
ISHARES TR RUSSELL 3000 ETF ETF 464287689 7,853 37,929 SH   SOLE   37,929 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842 3,614 68,615 SH   SOLE   68,615 0 0
ISHARES TR MSCI AC ASIA ETF ETF 464288182 956 16,327 SH   SOLE   14,919 0 1,408
ISHARES TR MSCI ACWI EX US ETF 464288240 137 3,426 SH   SOLE   2,313 0 1,113
ISHARES TR MSCI EMG MKT ETF ETF 464287234 490 14,044 SH   SOLE   12,639 0 1,405
ISHARES TR MSCI EAFE ETF ETF 464287465 1,852 33,074 SH   SOLE   33,074 0 0
ISHARES TR IBONDS DEC2026 ETF 46435GAA0 233 10,105 SH   SOLE   10,105 0 0
ISHARES TR ETF 46435UAA9 225 9,779 SH   SOLE   9,779 0 0
FLEXSHARES TR IBDS DEC28 ETF ETF 46435U515 216 9,096 SH   SOLE   9,096 0 0
ISHARES TR CORE S&P MCP ETF ETF 464287507 95 435 SH   SOLE   435 0 0
ISHARES TR SP SMCP600GR ETF ETF 464287887 144 1,420 SH   SOLE   1,420 0 0
ISHARES TR CORE S&P VLU ETF ETF 464287663 367 5,864 SH   SOLE   5,864 0 0
ISHARES TR S&P 500 VAL ETF ETF 464287408 1,407 10,945 SH   SOLE   10,945 0 0
ISHARES TR S&P 500 GRWT ETF ETF 464287309 306 5,296 SH   SOLE   5,296 0 0
ISHARES TR RUS 1000 ETF ETF 464287622 3,636 18,428 SH   SOLE   18,428 0 0
ISHARES TR RUS 1000 VAL ETF ETF 464287598 550 4,046 SH   SOLE   3,782 0 264
ISHARES TR RUS 1000 GRW ETF ETF 464287614 11,220 53,326 SH   SOLE   52,195 0 1,131
ISHARES TR RUSSELL 2000 ETF ETF 464287655 138 835 SH   SOLE   835 0 0
ISHARES TR RUS 2000 VAL ETF ETF 464287630 88 681 SH   SOLE   681 0 0
ISHARES TR RUS 2000 GRW ETF ETF 464287648 41 200 SH   SOLE   200 0 0
ISHARES TR RUS MD CP GR ETF 464287481 41 526 SH   SOLE   526 0 0
ISHARES RUS MID CAP ETF 464287499 327 5,262 SH   SOLE   3,565 0 1,697
ISHARES TR GLOBAL ENERG ETF ETF 464287341 0 1 SH   SOLE   1 0 0
ISHARES TR U.S. TECH ETF ETF 464287721 135 1,835 SH   SOLE   1,835 0 0
ISHARES TR NATIONAL MUN ETF 464288414 86 837 SH   SOLE   837 0 0
ISHARES US ETF TR SHT MAT MUN ETF 46431W838 671 13,526 SH   SOLE   13,526 0 0
JOHNSON & JOHNSON COM 478160104 217 1,330 SH   SOLE   1,330 0 0
JPMORGAN CHASE & CO COM 46625H100 157 1,504 SH   SOLE   1,504 0 0
KENNAMETAL INC COM 489170100 8 400 SH   SOLE   400 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 2 13 SH   SOLE   13 0 0
KIMBERLY-CLARK CORP COM 494368103 17 151 SH   SOLE   151 0 0
KRAFT HEINZ CO COM 500754106 2 69 SH   SOLE   69 0 0
LAM RESEARCH CORP COM 512807108 3 7 SH   SOLE   7 0 0
LI AUTO INC ADR 50202M102 0 4 SH   SOLE   0 0 4
LITHIUM AMERS CORP NEW COM 53680Q207 1 35 SH   SOLE   35 0 0
LULULEMON ATHLETICA INC COM 550021109 114 407 SH   SOLE   407 0 0
MARKETAXESS HLDGS INC COM 57060D108 12 55 SH   SOLE   55 0 0
MARRIOTT INTL INC NEW COM 571903202 1 4 SH   SOLE   0 0 4
MARSH & MCLENNAN COS INC COM 571748102 459 3,077 SH   SOLE   3,077 0 0
MARTIN MARIETTA MATLS INC COM 573284106 5 15 SH   SOLE   15 0 0
MASTERCARD INCORPORATED COM 57636Q104 95 333 SH   SOLE   333 0 0
MATTEL INC COM 577081102 1 30 SH   SOLE   0 0 30
MCDONALDS CORP COM 580135101 838 3,631 SH   SOLE   3,631 0 0
MERCK & CO INC COM 58933Y105 427 4,964 SH   SOLE   4,964 0 0
META PLATFORMS INC COM 30303M102 79 580 SH   SOLE   580 0 0
MFS INVT GRADE MUN TR COM 59318B108 9 1,312 SH   SOLE   1,312 0 0
MFS MUN INCOME TR COM 552738106 10 2,112 SH   SOLE   2,112 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 25 408 SH   SOLE   408 0 0
MICRON TECHNOLOGY INC COM 595112103 34 679 SH   SOLE   679 0 0
MICROSOFT CORP COM 594918104 1,539 6,606 SH   SOLE   6,606 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 16 180 SH   SOLE   180 0 0
MORGAN STANLEY COM 617446448 115 1,453 SH   SOLE   1,453 0 0
MSA SAFETY INC COM 553498106 5 50 SH   SOLE   50 0 0
NETFLIX INC COM 64110L106 1 3 SH   SOLE   3 0 0
NEXTERA ENERGY INC COM 65339F101 461 5,876 SH   SOLE   5,876 0 0
NIKE INC COM 654106103 1 9 SH   SOLE   9 0 0
NIKOLA CORP COM 654110105 0 1 SH   SOLE   1 0 0
NIO INC ADR 62914V106 0 5 SH   SOLE   5 0 0
NORFOLK SOUTHERN CORP COM 655844108 8 40 SH   SOLE   40 0 0
NORTHROP GRUMMAN CORP COM 666807102 25 54 SH   SOLE   54 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 0 20 SH   SOLE   20 0 0
NOVARTIS A G ADR 66987V109 33 436 SH   SOLE   436 0 0
NOVOCURE LTD ETF G6674U108 2 20 SH   SOLE   20 0 0
NOVO-NORDISK A S ADR 670100205 21 211 SH   SOLE   211 0 0
NUCOR CORP COM 670346105 63 593 SH   SOLE   0 0 593
NUVEEN AMT FREE QLTY MUN INC COM 670657105 22 2,078 SH   SOLE   2,078 0 0
NVIDIA CORPORATION COM 67066G104 17 141 SH   SOLE   141 0 0
OGE ENERGY CORP COM 670837103 1 37 SH   SOLE   37 0 0
ORACLE CORP COM 68389X105 226 3,700 SH   SOLE   1,600 0 2,100
ORGANON & CO COM 68622V106 0 19 SH   SOLE   19 0 0
PALANTIR TECHNOLOGIES INC COM 69608A108 0 5 SH   SOLE   0 0 5
PANGAEA LOGISTICS SOLUTION L COM G6891L105 0 10 SH   SOLE   0 0 10
PAYCOM SOFTWARE INC COM 70432V102 34 102 SH   SOLE   102 0 0
PAYLOCITY HLDG CORP COM 70438V106 22 89 SH   SOLE   89 0 0
PAYPAL HLDGS INC COM 70450Y103 4 51 SH   SOLE   51 0 0
PEAR THERAPEUTICS INC COM 704723105 9 4,502 SH   SOLE   4,502 0 0
PENN NATL GAMING INC COM 707569109 0 5 SH   SOLE   5 0 0
PENUMBRA INC COM 70975L107 1 5 SH   SOLE   0 0 5
PEPSICO INC COM 713448108 98 600 SH   SOLE   0 0 600
PFIZER INC COM 717081103 762 17,423 SH   SOLE   17,423 0 0
PHILIP MORRIS INTL INC COM 718172109 116 1,400 SH   SOLE   1,400 0 0
PHILLIPS 66 COM 718546104 9 110 SH   SOLE   110 0 0
PIMCO ETF TR ENHAN SHRT MA AC ETF 72201R833 446 4,515 SH   SOLE   4,515 0 0
PLUG POWER INC COM 72919P202 22 1,035 SH   SOLE   1,035 0 0
PNC FINL SVCS GROUP INC COM 693475105 179 1,200 SH   SOLE   1,200 0 0
PPG INDS INC COM 693506107 39 350 SH   SOLE   350 0 0
PRICE T ROWE GROUP INC COM 74144T108 69 660 SH   SOLE   660 0 0
PROCTER & GAMBLE CO COM 742718109 207 1,643 SH   SOLE   1,643 0 0
PRUDENTIAL FINL INC COM 744320102 7 85 SH   SOLE   85 0 0
QUALCOMM INC COM 747525103 209 1,847 SH   SOLE   1,847 0 0
QUANTUMSCAPE CORP COM 74767V109 4 500 SH   SOLE   500 0 0
S&P GLOBAL INC COM 78409V104 2 7 SH   SOLE   7 0 0
SALESFORCE COM INC COM 79466L302 4 26 SH   SOLE   26 0 0
SCHLUMBERGER LTD COM 806857108 43 1,200 SH   SOLE   1,200 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ ETF 808524797 97 1,466 SH   SOLE   1,466 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 9 257 SH   SOLE   257 0 0
SEA LTD ADR 81141R100 0 1 SH   SOLE   0 0 1
SEATTLE GENETICS INC COM 81181C104 12 85 SH   SOLE   85 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY ETF 81369Y506 14 190 SH   SOLE   190 0 0
SELECT SECTOR SPDR TR TECHNOLOGY ETF 81369Y803 13,698 115,320 SH   SOLE   110,123 0 5,197
SELECT SECTOR SPDR TR SBI CONS STPLS ETF 81369Y308 675 10,111 SH   SOLE   10,111 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS ETF 81369Y886 1 12 SH   SOLE   12 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR ETF 81369Y407 46 323 SH   SOLE   323 0 0
SEMPRA ENERGY COM 816851109 104 691 SH   SOLE   691 0 0
SERVICENOW INC COM 81762P102 113 299 SH   SOLE   299 0 0
SILVERGATE CAP CORP CL A 82837P408 1 13 SH   SOLE   13 0 0
SMART GLOBAL HLDGS INC COM G8232Y101 1 80 SH   SOLE   80 0 0
SONY GROUP CORPORATION COM 835699307 3 54 SH   SOLE   54 0 0
SPDR GOLD TRUST ETF 78463V107 26 166 SH   SOLE   166 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD ETF 78463X889 165 6,392 SH   SOLE   0 0 6,392
SPDR INDEX SHS FDS PORTFOLIO EMG MK ETF 78463X509 87 2,802 SH   SOLE   0 0 2,802
SPDR S&P MIDCAP 400 ETF TR ETF 78467Y107 399 994 SH   SOLE   994 0 0
SPDR SER TR PORTFOLI S&P1500 ETF 78464A805 504 11,433 SH   SOLE   11,433 0 0
SPDR SER TR BLOMBERG BRC INV ETF 78468R200 8 260 SH   SOLE   260 0 0
SPIRIT AIRLS INC COM 848577102 12 630 SH   SOLE   630 0 0
SPLUNK INC COM 848637104 4 49 SH   SOLE   49 0 0
STARBUCKS CORP COM 855244109 12 139 SH   SOLE   139 0 0
STEEL DYNAMICS INC COM 858119100 62 879 SH   SOLE   0 0 879
TAIWAN SEMICONDUCTOR MFG LTD ADR 874039100 29 420 SH   SOLE   420 0 0
TANGER FACTORY OUTLET CTRS I COM 875465106 219 16,000 SH   SOLE   16,000 0 0
TESLA INC COM 88160R101 134 507 SH   SOLE   507 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 61 121 SH   SOLE   121 0 0
TJX COS INC NEW COM 872540109 6,218 100,102 SH   SOLE   100,102 0 0
TORTOISE ENERGY INFRA CORP COM 89147L886 1 44 SH   SOLE   0 0 44
UBER TECHNOLOGIES INC COM 90353T100 0 3 SH   SOLE   3 0 0
UNDER ARMOUR INC COM 904311107 0 22 SH   SOLE   22 0 0
UNILEVER PLC ADR 904767704 21 480 SH   SOLE   480 0 0
UNION PAC CORP COM 907818108 51 264 SH   SOLE   264 0 0
UNITED PARCEL SERVICE INC COM 911312106 554 3,431 SH   SOLE   3,431 0 0
UNITEDHEALTH GROUP INC COM 91324P102 74 146 SH   SOLE   146 0 0
VALERO ENERGY CORP NEW COM 91913Y100 13 125 SH   SOLE   125 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX ETF 921932885 163 1,096 SH   SOLE   1,096 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 977 7,685 SH   SOLE   7,685 0 0
VANGUARD INDEX FDS LARGE CAP ETF ETF 922908637 8,511 52,034 SH   SOLE   52,034 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP ETF 922908538 203 1,193 SH   SOLE   1,193 0 0
VANGUARD INDEX VALUE ETF 922908744 20 162 SH   SOLE   162 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 24 111 SH   SOLE   111 0 0
VANGUARD INTL EQUITY INDEX ETF 922042718 256 2,755 SH   SOLE   2,755 0 0
VANGUARD INTL EQUITY INDEX TT WRLD ST ETF ETF 922042742 48 612 SH   SOLE   612 0 0
VANGUARD SCOTTSDALE RUS2000IDX ETF 92206C664 160 2,401 SH   SOLE   2,401 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS ETF 92206C102 999 17,280 SH   SOLE   17,280 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 119 880 SH   SOLE   880 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF ETF 921946794 11 216 SH   SOLE   216 0 0
VANGUARD WORLD FDS MEGA CAP INDEX ETF 921910873 308 2,468 SH   SOLE   2,468 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 96 2,199 SH   SOLE   2,199 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 41 650 SH   SOLE   650 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 14 193 SH   SOLE   193 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 115 1,129 SH   SOLE   1,129 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 13 42 SH   SOLE   42 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 35 155 SH   SOLE   155 0 0
VEEVA SYS INC COM 922475108 33 201 SH   SOLE   201 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 461 12,149 SH   SOLE   12,149 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 99 342 SH   SOLE   342 0 0
VIATRIS INC COM 92556V106 1 85 SH   SOLE   85 0 0
ALLIANZGI NFJ DIVID INT & PR COM 92840R101 13 1,213 SH   SOLE   1,213 0 0
VISA INC COM 92826C839 37 210 SH   SOLE   210 0 0
VOYA GLBL ADV & PREM OPP FD COM 92912R104 12 1,460 SH   SOLE   1,460 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 11 348 SH   SOLE   348 0 0
WAL-MART STORES INC COM 931142103 15 119 SH   SOLE   119 0 0
WARNER BROS DISCOVERY INC COM 934423104 2 192 SH   SOLE   192 0 0
WASTE MGMT INC DEL COM 94106L109 806 5,030 SH   SOLE   5,030 0 0
WESTERN ASSET MANAGED MUNS F COM 95766M105 33 3,434 SH   SOLE   3,434 0 0
WISDOMTREE TR US AI ENHANCED ETF 97717W406 63 768 SH   SOLE   768 0 0
INVESCO QQQ TR ETF 46090E103 579 2,165 SH   SOLE   0 0 2,165
ISHARES TR IBONDS DEC 29 ETF 46436E205 40 1,852 SH   SOLE   1,852 0 0
FORTINET INC COM 34959E109 20 415 SH   SOLE   0 0 415
RAYTHEON TECHNOLOGIES CORP COM 75513E101 7 81 SH   SOLE   0 0 81
U S SILICA HLDGS INC COM 90346E103 20 1,800 SH   SOLE   1,800 0 0