The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 1,388 10,155 SH   SOLE   9,167 0 988
ISHARES TR MSCI AC ASIA ETF ETF 464288182 1,130 16,327 SH   SOLE   14,919 0 1,408
ARES COML REAL ESTATE CORP COM 04013V108 1,736 141,952 SH   SOLE   138,116 0 3,836
ISHARES TR MSCI ACWI EX US ETF 464288240 154 3,426 SH   SOLE   2,313 0 1,113
APOLLO COML REAL EST FIN INC COM 03762U105 1,584 151,708 SH   SOLE   148,104 0 3,604
BLACKSTONE MTG TR INC COM 09257W100 5,342 193,070 SH   SOLE   188,672 0 4,398
ISHARES TR MSCI EMG MKT ETF ETF 464287234 563 14,044 SH   SOLE   12,639 0 1,405
GENERAL ELECTRIC CO COM 369604301 2 24 SH   SOLE   0 0 24
INTERNATIONAL BUSINESS MACHS COM 459200101 272 1,924 SH   SOLE   1,893 0 31
ISHARES TR ULTR SH TRM BD ETF 46434V878 19,179 383,281 SH   SOLE   374,300 0 8,981
ISHARES TR CORE S&P SCP ETF ETF 464287804 3,690 39,934 SH   SOLE   39,436 0 498
ISHARES TR CORE S&P TTL STK ETF 464287150 6,588 78,635 SH   SOLE   78,162 0 473
ISHARES TR CORE S&P500 ETF ETF 464287200 1,355 3,573 SH   SOLE   3,412 0 161
ISHARES TR RUS 1000 GRW ETF ETF 464287614 11,662 53,326 SH   SOLE   52,195 0 1,131
ISHARES TR CORE MSCI TOTAL ETF 46432F834 1,995 34,988 SH   SOLE   34,965 0 23
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC ETF 46641Q837 1,810 36,140 SH   SOLE   35,145 0 995
KYNDRYL HLDGS INC COM 50155Q100 4 360 SH   SOLE   355 0 5
KKR REAL ESTATE FIN TR INC COM 48251K100 5,032 288,345 SH   SOLE   281,668 0 6,677
3M CO COM 88579Y101 141 1,090 SH   SOLE   1,056 0 34
ALTRIA GROUP INC COM 02209S103 135 3,231 SH   SOLE   2,775 0 456
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 11,130 225,942 SH   SOLE   218,324 0 7,618
ISHARES TR S&P 100 ETF ETF 464287101 6,846 39,696 SH   SOLE   38,981 0 715
ORACLE CORP COM 68389X105 259 3,700 SH   SOLE   1,600 0 2,100
PEPSICO INC COM 713448108 100 600 SH   SOLE   0 0 600
INVESCO EXCH TRADED FD TR II ETF 46138G631 30 1,287 SH   SOLE   1,265 0 22
RAYTHEON TECHNOLOGIES CORP COM 75513E101 8 81 SH   SOLE   0 0 81
SCHWAB STRATEGIC TR US BRD MKT ETF ETF 808524102 15,827 358,156 SH   SOLE   352,146 0 6,010
SCHWAB STRATEGIC TR EMRG MKTEQ ETF ETF 808524706 2,058 81,091 SH   SOLE   79,141 0 1,950
SCHWAB STRATEGIC TR INTL EQTY ETF ETF 808524805 3,227 102,610 SH   SOLE   99,946 0 2,664
SCHWAB STRATEGIC TR US REIT ETF ETF 808524847 286 13,573 SH   SOLE   13,525 0 48
SPDR SERIES TRUST S&P DIVID ETF 78464A763 18,642 157,067 SH   SOLE   154,321 0 2,746
SPDR S&P 500 ETF TR ETF 78462F103 16,430 43,553 SH   SOLE   40,088 0 3,465
VANGUARD INDEX FDS SMALL CP ETF ETF 922908751 2,623 14,892 SH   SOLE   14,702 0 190
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,261 447,571 SH   SOLE   432,800 0 14,771
VANGUARD INTL EQUITY INDEX ALLWRLD EX US ETF 922042775 24,080 481,992 SH   SOLE   455,085 0 26,907
VANGUARD WHITEHALL FDS INC ETF 921946810 12,439 181,298 SH   SOLE   176,372 0 4,926
ISHARES TR MSCI USA VALUE ETF 46432F388 18 196 SH   SOLE   0 0 196
VANGUARD INDEX FDS REIT ETF ETF 922908553 12,165 133,520 SH   SOLE   129,286 0 4,234
VANGUARD INDEX FDS S&P 500 ETF SHS ETF 922908363 1,842 5,311 SH   SOLE   5,183 0 128
VANGUARD INDEX FDS TOTAL STK MKT ETF 922908769 58,108 308,071 SH   SOLE   297,370 0 10,701
VANGUARD MALVERN FDS ETF 922020805 11,840 236,239 SH   SOLE   228,740 0 7,499
VANGUARD BD INDEX FDS ETF 92203C303 15,708 319,261 SH   SOLE   311,204 0 8,057
VANGUARD INDEX FDS LARGE CAP ETF ETF 922908637 9,165 53,176 SH   SOLE   53,176 0 0
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF ETF 922042858 9,520 228,578 SH   SOLE   222,599 0 5,979
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,007 7,684 SH   SOLE   7,684 0 0
VANGUARD STAR FD VG TL INTL STK ETF 921909768 33,879 656,450 SH   SOLE   638,103 0 18,347
VANGUARD WHITEHALL FDS INC HIGH DIV YLD ETF 921946406 17,537 172,439 SH   SOLE   168,156 0 4,283
SELECT SECTOR SPDR TR SBI INT-FINL ETF 81369Y605 16 504 SH   SOLE   390 0 114
SELECT SECTOR SPDR TR SBI HEALTHCARE ETF 81369Y209 1,020 7,957 SH   SOLE   7,887 0 70
ISHARES US ETF TR SHT MAT MUN ETF 46431W838 1,260 25,346 SH   SOLE   25,346 0 0
AMAZON COM INC COM 023135106 390 3,676 SH   SOLE   3,676 0 0
MARSH & MCLENNAN COS INC COM 571748102 478 3,077 SH   SOLE   3,077 0 0
ISHARES TR ETF 46434VBA7 297 11,876 SH   SOLE   11,876 0 0
AT&T INC COM 00206R102 40 1,922 SH   SOLE   1,922 0 0
PLUG POWER INC COM 72919P202 17 1,035 SH   SOLE   1,035 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS ETF 92206C102 1,369 23,251 SH   SOLE   23,251 0 0
ISHARES TR NATIONAL MUN ETF 464288414 89 837 SH   SOLE   837 0 0
VANGUARD WORLD FDS MEGA CAP INDEX ETF 921910873 236 1,787 SH   SOLE   1,787 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 60 577 SH   SOLE   577 0 0
ISHARES TR CORE S&P MCP ETF ETF 464287507 98 435 SH   SOLE   435 0 0
CISCO SYS INC COM 17275R102 197 4,622 SH   SOLE   4,622 0 0
TESLA INC COM 88160R101 114 169 SH   SOLE   169 0 0
CHARGEPOINT HOLDINGS INC COM 15961R105 1 37 SH   SOLE   37 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 43 650 SH   SOLE   650 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 12 121 SH   SOLE   121 0 0
NVIDIA CORPORATION COM 67066G104 18 122 SH   SOLE   122 0 0
NETFLIX INC COM 64110L106 2 9 SH   SOLE   9 0 0
PROCTER & GAMBLE CO COM 742718109 236 1,643 SH   SOLE   1,643 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ ETF 808524797 178 2,483 SH   SOLE   2,483 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF ETF 921946794 6 100 SH   SOLE   100 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 19 241 SH   SOLE   241 0 0
FORD MTR CO DEL COM 345370860 3 275 SH   SOLE   275 0 0
FIRSTENERGY CORP COM 337932107 0 11 SH   SOLE   11 0 0
DANAHER CORPORATION COM 235851102 4 17 SH   SOLE   17 0 0
FEDERATED HERMES INC COM 314211103 0 15 SH   SOLE   15 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY ETF 81369Y506 21 293 SH   SOLE   293 0 0
ACCENTURE PLC IRELAND COM G1151C101 282 1,015 SH   SOLE   1,015 0 0
INTEL CORP COM 458140100 18 480 SH   SOLE   480 0 0
NOVOCURE LTD ETF G6674U108 1 20 SH   SOLE   20 0 0
UNITEDHEALTH GROUP INC COM 91324P102 75 146 SH   SOLE   146 0 0
BROADCOM INC COM 11135F101 2 5 SH   SOLE   5 0 0
CITIGROUP INC COM 172967424 184 4,000 SH   SOLE   4,000 0 0
MASTERCARD INCORPORATED COM 57636Q104 105 333 SH   SOLE   333 0 0
BANK AMER CORP COM 060505104 42 1,351 SH   SOLE   1,351 0 0
PHILIP MORRIS INTL INC COM 718172109 138 1,400 SH   SOLE   1,400 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 66 121 SH   SOLE   121 0 0
EXXON MOBIL CORP COM 30231G102 485 5,660 SH   SOLE   5,660 0 0
DOLLAR TREE INC COM 256746108 8 52 SH   SOLE   52 0 0
ARK ETF TR INNOVATION ETF ETF 00214Q104 1 15 SH   SOLE   15 0 0
DUKE ENERGY CORP NEW COM 26441C204 468 4,364 SH   SOLE   4,364 0 0
CHEVRON CORP NEW COM 166764100 42 289 SH   SOLE   289 0 0
LULULEMON ATHLETICA INC COM 550021109 112 410 SH   SOLE   410 0 0
ABBVIE INC COM 00287Y109 73 474 SH   SOLE   474 0 0
DISNEY WALT CO COM 254687106 10 106 SH   SOLE   106 0 0
JOHNSON & JOHNSON COM 478160104 236 1,330 SH   SOLE   1,330 0 0
PPG INDS INC COM 693506107 40 350 SH   SOLE   350 0 0
HONEYWELL INTL INC COM 438516106 3 15 SH   SOLE   15 0 0
KIMBERLY-CLARK CORP COM 494368103 20 151 SH   SOLE   151 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702 441 1,617 SH   SOLE   1,617 0 0
PFIZER INC COM 717081103 913 17,423 SH   SOLE   17,423 0 0
ISHARES GOLD TRUST ETF 464285204 25 729 SH   SOLE   729 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 190 906 SH   SOLE   906 0 0
ABBOTT LABS COM 002824100 4 38 SH   SOLE   38 0 0
CVS HEALTH CORP COM 126650100 278 3,000 SH   SOLE   3,000 0 0
QUALCOMM INC COM 747525103 235 1,842 SH   SOLE   1,842 0 0
STARBUCKS CORP COM 855244109 11 139 SH   SOLE   139 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 20 260 SH   SOLE   260 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 25 111 SH   SOLE   111 0 0
ADVANCED MICRO DEVICES INC COM 007903107 8 102 SH   SOLE   102 0 0
MICROSOFT CORP COM 594918104 1,697 6,606 SH   SOLE   6,606 0 0
GALLAGHER ARTHUR J & CO COM 363576109 232 1,425 SH   SOLE   1,425 0 0
JPMORGAN CHASE & CO COM 46625H100 169 1,504 SH   SOLE   1,504 0 0
ISHARES TR MSCI EAFE ETF ETF 464287465 2,067 33,074 SH   SOLE   33,074 0 0
NEXTERA ENERGY INC COM 65339F101 455 5,876 SH   SOLE   5,876 0 0
HUNTINGTON BANCSHARES INC COM 446150104 3 271 SH   SOLE   271 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 592 11,674 SH   SOLE   11,674 0 0
ISHARES INC CORE MSCI EMKT ETF 46434G103 1,597 32,562 SH   SOLE   32,562 0 0
PIMCO ETF TR ENHAN SHRT MA AC ETF 72201R833 460 4,642 SH   SOLE   4,642 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842 4,125 70,091 SH   SOLE   70,091 0 0
SPDR SER TR PORTFOLI S&P1500 ETF 78464A805 531 11,432 SH   SOLE   11,432 0 0
FORTINET INC COM 34959E109 23 415 SH   SOLE   0 0 415
NUCOR CORP COM 670346105 62 592 SH   SOLE   0 0 592
STEEL DYNAMICS INC COM 858119100 58 875 SH   SOLE   0 0 875
INVESCO QQQ TR ETF 46090E103 607 2,164 SH   SOLE   0 0 2,164
ISHARES TR CRE U S REIT ETF 464288521 1,102 20,636 SH   SOLE   0 0 20,636
AURORA CANNABIS INC COM 05156X884 0 44 SH   SOLE   0 0 44
ADOBE SYS INC COM 00724F101 21 57 SH   SOLE   57 0 0
AMERICAN ELEC PWR INC COM 025537101 19 200 SH   SOLE   200 0 0
WISDOMTREE TR US AI ENHANCED ETF 97717W406 168 1,893 SH   SOLE   1,893 0 0
AMERIPRISE FINL INC COM 03076C106 16 69 SH   SOLE   69 0 0
ALGONQUIN PWR UTILS CORP COM 015857105 1 60 SH   SOLE   60 0 0
ARK ETF TR FINTECH INNOVA ETF 00214Q708 0 6 SH   SOLE   6 0 0
ASML HOLDING N V COM N07059210 0 1 SH   SOLE   1 0 0
ATMOS ENERGY CORP COM 049560105 13 120 SH   SOLE   0 0 120
ACTIVISION BLIZZARD INC COM 00507V109 0 1 SH   SOLE   0 0 1
AMERICAN WTR WKS CO INC NEW COM 030420103 15 100 SH   SOLE   100 0 0
ASTRAZENECA PLC ADR 046353108 34 520 SH   SOLE   0 0 520
BOEING CO COM 097023105 47 345 SH   SOLE   345 0 0
ALIBABA GROUP HLDG LTD ADR 01609W102 5 43 SH   SOLE   43 0 0
BLACKBERRY LTD COM 09228F103 0 5 SH   SOLE   5 0 0
BED BATH & BEYOND INC COM 075896100 48 9,600 SH   SOLE   9,600 0 0
BLACKROCK ENHANCED EQT DIV T COM 09251A104 477 53,998 SH   SOLE   53,998 0 0
BECTON DICKINSON & CO COM 075887109 23 93 SH   SOLE   93 0 0
BUTTERFLY NETWORK INC COM 124155102 6 2,000 SH   SOLE   2,000 0 0
BIOGEN INC COM 09062X103 10 50 SH   SOLE   50 0 0
BJS WHSL CLUB HLDGS INC COM 05550J101 2 40 SH   SOLE   40 0 0
BOOKING HOLDINGS INC COM 09857L108 17 10 SH   SOLE   10 0 0
BLACKROCK INC COM 09247X101 21 35 SH   SOLE   35 0 0
BLACKROCK GLOBAL OPP EQTY TR COM 092501105 18 1,820 SH   SOLE   1,820 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 42 295 SH   SOLE   295 0 0
BRIDGETOWN HOLDINGS LTD COM G1355U113 0 1 SH   SOLE   0 0 1
BURLINGTON STORES INC COM 122017106 19 143 SH   SOLE   143 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 12 72 SH   SOLE   72 0 0
EATON CORP PLC COM 150870103 36 310 SH   SOLE   310 0 0
CLEVELAND CLIFFS INC COM 185899101 39 2,558 SH   SOLE   70 0 2,488
COMCAST CORP NEW COM 20030N101 14 364 SH   SOLE   364 0 0
CME GROUP INC COM 12572Q105 20 100 SH   SOLE   100 0 0
CANADIAN NAT RES LTD COM 136385101 6 114 SH   SOLE   114 0 0
COINBASE GLOBAL INC COM 19260Q107 0 8 SH   SOLE   0 0 8
CAMPBELL SOUP CO COM 134429109 28 579 SH   SOLE   579 0 0
CHESAPEAKE UTILS CORP COM 165303108 12 90 SH   SOLE   90 0 0
SALESFORCE COM INC COM 79466L302 4 26 SH   SOLE   26 0 0
CRONOS GROUP INC COM 22717L101 0 12 SH   SOLE   12 0 0
CROWDSTRIKE HLDGS INC COM 22788C105 7 43 SH   SOLE   43 0 0
COGNIZANT TECHNOLOGY SOLUTIO COM 192446102 18 270 SH   SOLE   270 0 0
CORTEVA INC COM 22052L104 162 3,000 SH   SOLE   3,000 0 0
CITRIX SYS INC COM 177376100 42 435 SH   SOLE   435 0 0
DELTA AIR LINES INC DEL COM 247361702 17 591 SH   SOLE   591 0 0
INVESCO DB COMMDY INDX TRCK COM 46138B103 29 1,106 SH   SOLE   1,106 0 0
DBX TR XTRAK MSCI EAFE ETF 233051200 32 930 SH   SOLE   930 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY ETF 25434V708 151 6,477 SH   SOLE   6,477 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE ETF 25434V880 97 4,540 SH   SOLE   4,540 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL ETF 25434V807 150 5,184 SH   SOLE   5,184 0 0
DISCOVER FINL SVCS COM 254709108 12 129 SH   SOLE   129 0 0
DIAGEO PLC ADR 25243Q205 53 1,230 SH   SOLE   1,230 0 0
DIODES INC COM 254543101 1 22 SH   SOLE   22 0 0
DOW INC COM 260557103 47 916 SH   SOLE   916 0 0
ELECTRONIC ARTS INC COM 285512109 2 20 SH   SOLE   20 0 0
EATON VANCE FLTING RATE INC COM 278279104 21 1,769 SH   SOLE   1,769 0 0
EATON VANCE MUN BD FD COM 27827X101 3 297 SH   SOLE   297 0 0
ENBRIDGE INC COM 29250N105 249 5,890 SH   SOLE   5,890 0 0
EATON CORP PLC COM G29183103 38 300 SH   SOLE   300 0 0
ETSY INC COM 29786A106 22 300 SH   SOLE   300 0 0
FUELCELL ENERGY INC COM 35952H601 4 1,000 SH   SOLE   1,000 0 0
FEDEX CORP COM 31428X106 181 800 SH   SOLE   800 0 0
FIVE BELOW INC COM 33829M101 13 118 SH   SOLE   118 0 0
SPDR SER TR BLOMBERG BRC INV ETF 78468R200 8 260 SH   SOLE   260 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 25 170 SH   SOLE   0 0 170
FIDELITY COVINGTON TRUST MSCI RL ETF 316092857 1 23 SH   SOLE   23 0 0
FOSTER L B CO COM 350060109 64 5,000 SH   SOLE   5,000 0 0
FIRST TR EXCHNG TRADED FD VALUE LINE DIVID IN COM 33734H106 22 559 SH   SOLE   559 0 0
SPDR GOLD TRUST ETF 78463V107 28 166 SH   SOLE   166 0 0
CORNING INC COM 219350105 139 4,400 SH   SOLE   4,400 0 0
GENERAL MTRS CO COM 37045V100 79 2,500 SH   SOLE   2,500 0 0
ALPHABET INC COM 02079K107 376 172 SH   SOLE   172 0 0
ALPHABET INC COM 02079K305 118 54 SH   SOLE   54 0 0
GLOBAL PMTS INC COM 37940X102 5 45 SH   SOLE   45 0 0
GOLDMAN SACH TR EQUITY ETF 381430503 94 1,249 SH   SOLE   677 0 572
HASBRO INC COM 418056107 0 4 SH   SOLE   0 0 4
HANESBRANDS INC COM 410345102 19 1,890 SH   SOLE   1,890 0 0
HOME DEPOT INC COM 437076102 72 264 SH   SOLE   264 0 0
HDFC BANK LTD ADR 40415F101 14 248 SH   SOLE   248 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109 5 400 SH   SOLE   400 0 0
HP INC COM 40434L105 13 400 SH   SOLE   400 0 0
ISHARES TR IBONDS DEC 2023 ETF 46434VAX8 248 9,898 SH   SOLE   9,898 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4 258 10,406 SH   SOLE   10,406 0 0
ISHARES IBONDS DEC25 ETF 46434VBD1 261 10,584 SH   SOLE   10,584 0 0
ISHARES TR IBONDS DEC2026 ETF 46435GAA0 240 10,105 SH   SOLE   10,105 0 0
ISHARES TR ETF 46435UAA9 233 9,779 SH   SOLE   9,779 0 0
FLEXSHARES TR IBDS DEC28 ETF ETF 46435U515 227 9,096 SH   SOLE   9,096 0 0
VOYA GLBL ADV & PREM OPP FD COM 92912R104 13 1,460 SH   SOLE   1,460 0 0
ISHARES TR SP SMCP600GR ETF ETF 464287887 150 1,420 SH   SOLE   1,420 0 0
INTUITIVE SURGICAL INC COM 46120E602 5 27 SH   SOLE   27 0 0
ISHARES TR CORE S&P VLU ETF ETF 464287663 392 5,864 SH   SOLE   5,864 0 0
ISHARES TR S&P 500 VAL ETF ETF 464287408 1,504 10,945 SH   SOLE   10,945 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX ETF 921932885 211 1,376 SH   SOLE   1,376 0 0
ISHARES TR S&P 500 GRWT ETF ETF 464287309 320 5,296 SH   SOLE   5,296 0 0
ISHARES TR RUS 1000 ETF ETF 464287622 3,829 18,428 SH   SOLE   18,428 0 0
ISHARES TR RUS 1000 VAL ETF ETF 464287598 587 4,046 SH   SOLE   3,782 0 264
ISHARES TR RUSSELL 2000 ETF ETF 464287655 141 835 SH   SOLE   835 0 0
ISHARES TR RUS 2000 VAL ETF ETF 464287630 93 681 SH   SOLE   681 0 0
ISHARES TR RUS 2000 GRW ETF ETF 464287648 41 200 SH   SOLE   200 0 0
ISHARES TR RUS MD CP GR ETF 464287481 42 526 SH   SOLE   526 0 0
ISHARES RUS MID CAP ETF 464287499 340 5,262 SH   SOLE   3,565 0 1,697
ISHARES TR RUSSELL 3000 ETF ETF 464287689 8,408 38,678 SH   SOLE   38,678 0 0
ISHARES TR GLOBAL ENERG ETF ETF 464287341 0 1 SH   SOLE   1 0 0
ISHARES TR U.S. TECH ETF ETF 464287721 147 1,835 SH   SOLE   1,835 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103 2 13 SH   SOLE   13 0 0
KRAFT HEINZ CO COM 500754106 3 69 SH   SOLE   69 0 0
KENNAMETAL INC COM 489170100 9 400 SH   SOLE   400 0 0
LI AUTO INC ADR 50202M102 0 4 SH   SOLE   0 0 4
CHENIERE ENERGY INC COM 16411R208 7 50 SH   SOLE   50 0 0
LAM RESEARCH CORP COM 512807108 3 7 SH   SOLE   7 0 0
MARRIOTT INTL INC NEW COM 571903202 1 4 SH   SOLE   0 0 4
MATTEL INC COM 577081102 1 30 SH   SOLE   0 0 30
MCDONALDS CORP COM 580135101 896 3,631 SH   SOLE   3,631 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 24 408 SH   SOLE   408 0 0
SPDR S&P MIDCAP 400 ETF TR ETF 78467Y107 411 994 SH   SOLE   994 0 0
BLACKROCK MUNIHOLDINGS QUALI COM 09253N104 20 1,554 SH   SOLE   1,554 0 0
MARKETAXESS HLDGS INC COM 57060D108 14 55 SH   SOLE   55 0 0
MARTIN MARIETTA MATLS INC COM 573284106 4 15 SH   SOLE   15 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 17 180 SH   SOLE   180 0 0
MERCK & CO INC COM 58933Y105 453 4,964 SH   SOLE   4,964 0 0
MORGAN STANLEY COM 617446448 4 48 SH   SOLE   48 0 0
MSA SAFETY INC COM 553498106 6 50 SH   SOLE   50 0 0
MICRON TECHNOLOGY INC COM 595112103 38 679 SH   SOLE   679 0 0
BLACKROCK MUNI INTER DR FD I COM 09253X102 41 3,478 SH   SOLE   3,478 0 0
NORWEGIAN CRUISE LINE HLDG L COM G66721104 0 1 SH   SOLE   0 0 1
NUVEEN AMT FREE QLTY MUN INC COM 670657105 24 2,078 SH   SOLE   2,078 0 0
ALLIANZGI NFJ DIVID INT & PR COM 92840R101 14 1,213 SH   SOLE   1,213 0 0
NIO INC ADR 62914V106 0 5 SH   SOLE   5 0 0
NIKE INC COM 654106103 1 9 SH   SOLE   9 0 0
NIKOLA CORP COM 654110105 0 1 SH   SOLE   1 0 0
NORTHROP GRUMMAN CORP COM 666807102 26 54 SH   SOLE   54 0 0
SERVICENOW INC COM 81762P102 142 299 SH   SOLE   299 0 0
NORFOLK SOUTHERN CORP COM 655844108 9 40 SH   SOLE   40 0 0
NOVO-NORDISK A S ADR 670100205 24 211 SH   SOLE   211 0 0
NOVARTIS A G ADR 66987V109 37 436 SH   SOLE   436 0 0
NORTHWEST BANCSHARES INC MD COM 667340103 0 20 SH   SOLE   20 0 0
OGE ENERGY CORP COM 670837103 1 37 SH   SOLE   37 0 0
ORGANON & CO COM 68622V106 1 19 SH   SOLE   19 0 0
ON SEMICONDUCTOR CORP COM 682189105 2 42 SH   SOLE   42 0 0
PAYCOM SOFTWARE INC COM 70432V102 29 102 SH   SOLE   102 0 0
PAYLOCITY HLDG CORP COM 70438V106 16 89 SH   SOLE   89 0 0
PEAR THERAPEUTICS INC COM 704723105 7 4,502 SH   SOLE   4,502 0 0
PENUMBRA INC COM 70975L107 1 5 SH   SOLE   0 0 5
PENN NATL GAMING INC COM 707569109 0 5 SH   SOLE   5 0 0
INVESCO EXCHANGE TRADED FD WATER RES ETF 46137V142 5 110 SH   SOLE   110 0 0
PALANTIR TECHNOLOGIES INC COM 69608A108 0 5 SH   SOLE   0 0 5
PNC FINL SVCS GROUP INC COM 693475105 189 1,200 SH   SOLE   1,200 0 0
PRUDENTIAL FINL INC COM 744320102 8 85 SH   SOLE   85 0 0
PHILLIPS 66 COM 718546104 9 110 SH   SOLE   110 0 0
PAYPAL HLDGS INC COM 70450Y103 7 107 SH   SOLE   107 0 0
INVESCO EXCH TRADED FD NASDAQ 100 ETF ETF 46138G649 1 12 SH   SOLE   12 0 0
QUANTUMSCAPE CORP COM 74767V109 4 500 SH   SOLE   500 0 0
SPIRIT AIRLS INC COM 848577102 15 630 SH   SOLE   630 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 9 257 SH   SOLE   257 0 0
SEA LTD ADR 81141R100 0 1 SH   SOLE   0 0 1
SEATTLE GENETICS INC COM 81181C104 15 85 SH   SOLE   85 0 0
SMART GLOBAL HLDGS INC COM G8232Y101 1 80 SH   SOLE   80 0 0
SILVERGATE CAP CORP CL A 82837P408 1 13 SH   SOLE   13 0 0
TANGER FACTORY OUTLET CTRS I COM 875465106 228 16,000 SH   SOLE   16,000 0 0
SCHLUMBERGER LTD COM 806857108 43 1,200 SH   SOLE   1,200 0 0
U S SILICA HLDGS INC COM 90346E103 21 1,800 SH   SOLE   1,800 0 0
SONY GROUP CORPORATION COM 835699307 4 54 SH   SOLE   54 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD ETF 78463X889 184 6,392 SH   SOLE   0 0 6,392
SPDR INDEX SHS FDS PORTFOLIO EMG MK ETF 78463X509 97 2,802 SH   SOLE   0 0 2,802
S&P GLOBAL INC COM 78409V104 2 7 SH   SOLE   7 0 0
SPLUNK INC COM 848637104 4 49 SH   SOLE   49 0 0
INVESCO S&P500 LOW VOL ETF 46138E354 76 1,230 SH   SOLE   1,230 0 0
SEMPRA ENERGY COM 816851109 104 691 SH   SOLE   691 0 0
INVESCO SOLAR ETF 46138G706 27 374 SH   SOLE   0 0 374
TJX COS INC NEW COM 872540109 5,591 100,102 SH   SOLE   100,102 0 0
THOMSON REUTERS CORP COM 884903709 23 223 SH   SOLE   223 0 0
PRICE T ROWE GROUP INC COM 74144T108 75 660 SH   SOLE   660 0 0
TAIWAN SEMICONDUCTOR MFG LTD ADR 874039100 34 420 SH   SOLE   420 0 0
TORTOISE ENERGY INFRA CORP COM 89147L886 1 44 SH   SOLE   0 0 44
UNDER ARMOUR INC COM 904311107 0 22 SH   SOLE   22 0 0
AGEAGLE AERIAL SYS INC NEW COM 00848K101 0 5 SH   SOLE   5 0 0
UBER TECHNOLOGIES INC COM 90353T100 0 3 SH   SOLE   3 0 0
UNILEVER PLC ADR 904767704 22 480 SH   SOLE   480 0 0
UNION PAC CORP COM 907818108 56 264 SH   SOLE   264 0 0
UNITED PARCEL SERVICE INC COM 911312106 629 3,444 SH   SOLE   3,444 0 0
ISHARES MSCI WORLD ETF ETF 464286392 1 14 SH   SOLE   14 0 0
VISA INC COM 92826C839 41 210 SH   SOLE   210 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 112 1,129 SH   SOLE   1,129 0 0
VEEVA SYS INC COM 922475108 40 201 SH   SOLE   201 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 14 42 SH   SOLE   42 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 37 155 SH   SOLE   155 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 126 880 SH   SOLE   880 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX ETF 921932828 43 250 SH   SOLE   250 0 0
VALERO ENERGY CORP NEW COM 91913Y100 19 180 SH   SOLE   180 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP ETF 922908538 209 1,193 SH   SOLE   1,193 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100 96 342 SH   SOLE   342 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 107 2,172 SH   SOLE   2,172 0 0
VANGUARD INTL EQUITY INDEX ETF 922042718 284 2,755 SH   SOLE   2,755 0 0
VANGUARD INTL EQUITY INDEX TT WRLD ST ETF ETF 922042742 52 612 SH   SOLE   612 0 0
VIATRIS INC COM 92556V106 1 85 SH   SOLE   85 0 0
VANGUARD INDEX VALUE ETF 922908744 21 162 SH   SOLE   162 0 0
VANGUARD SCOTTSDALE RUS2000IDX ETF 92206C664 150 2,188 SH   SOLE   2,188 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 13 348 SH   SOLE   348 0 0
WELLS FARGO CO NEW COM 949746101 3 87 SH   SOLE   87 0 0
WASTE MGMT INC DEL COM 94106L109 770 5,030 SH   SOLE   5,030 0 0
WAL-MART STORES INC COM 931142103 14 115 SH   SOLE   115 0 0
SELECT SECTOR SPDR TR TECHNOLOGY ETF 81369Y803 14,659 115,320 SH   SOLE   110,123 0 5,197
SELECT SECTOR SPDR TR SBI CONS STPLS ETF 81369Y308 730 10,111 SH   SOLE   10,111 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS ETF 81369Y886 1 12 SH   SOLE   12 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR ETF 81369Y407 44 323 SH   SOLE   323 0 0
MFS INVT GRADE MUN TR COM 59318B108 10 1,312 SH   SOLE   1,312 0 0
EMBECTA CORP COM 29082K105 0 11 SH   SOLE   11 0 0
LITHIUM AMERS CORP NEW COM 53680Q207 1 35 SH   SOLE   35 0 0
META PLATFORMS INC COM 30303M102 94 580 SH   SOLE   580 0 0
MFS MUN INCOME TR COM 552738106 11 2,112 SH   SOLE   2,112 0 0
WESTERN ASSET MANAGED MUNS F COM 95766M105 36 3,434 SH   SOLE   3,434 0 0
NUVEEN AMT FREE MUN CR INC F COM 67071L106 6 481 SH   SOLE   481 0 0
BLOCK INC COM 852234103 0 4 SH   SOLE   0 0 4
INVESCO MUN OPPORTUNITY TR COM 46132C107 5 492 SH   SOLE   492 0 0
PANGAEA LOGISTICS SOLUTION L COM G6891L105 0 10 SH   SOLE   0 0 10
WARNER BROS DISCOVERY INC COM 934423104 3 192 SH   SOLE   192 0 0