The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,100 7,762 SH   SOLE 0 0 0 7,762
ISHARES TR ESG MSCI USA ETF 46436E767 662 19,969 SH   SOLE 0 0 0 19,969
DEERE & CO COM 244199105 211 565 SH   SOLE 0 0 0 565
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,957 4,937 SH   SOLE 0 0 0 4,937
ABBOTT LABS COM 002824100 286 2,385 SH   SOLE 0 0 0 2,385
READY CAPITAL CORP COM 75574U101 218 16,218 SH   SOLE 0 0 0 16,218
ISHARES TR COHEN STEER REIT 464287564 261 4,510 SH   SOLE 0 0 0 4,510
AMAZON COM INC COM 023135106 269 87 SH   SOLE 0 0 0 87
XCEL ENERGY INC COM 98389B100 205 3,079 SH   SOLE 0 0 0 3,079
APPLE INC COM 037833100 1,003 8,210 SH   SOLE 0 0 0 8,210
ISHARES TR MSCI USA MIN VOL 46429B697 1,946 28,129 SH   SOLE 0 0 0 28,129
ISHARES TR MSCI USA QLT FCT 46432F339 807 6,629 SH   SOLE 0 0 0 6,629
ISHARES TR U.S. MED DVC ETF 464288810 4,139 12,528 SH   SOLE 0 0 0 12,528
ISHARES TR ESG AW MSCI EAFE 46435G516 515 6,784 SH   SOLE 0 0 0 6,784
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,509 45,240 SH   SOLE 0 0 0 45,240
ISHARES TR U.S. ENERGY ETF 464287796 3,601 137,270 SH   SOLE 0 0 0 137,270
ISHARES TR MSCI USA VALUE 46432F388 10,746 104,881 SH   SOLE 0 0 0 104,881
ISHARES TR ESG AWRE 1 5 YR 46435G243 399 15,346 SH   SOLE 0 0 0 15,346
ISHARES TR MSCI KLD400 SOC 464288570 541 7,089 SH   SOLE 0 0 0 7,089
ISHARES TR CORE TOTAL USD 46434V613 17,054 323,308 SH   SOLE 0 0 0 323,308
ISHARES INC ESG AWR MSCI EM 46434G863 11,567 267,083 SH   SOLE 0 0 0 267,083
ISHARES TR RUS 2000 GRW ETF 464287648 247 822 SH   SOLE 0 0 0 822
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,362 14,082 SH   SOLE 0 0 0 14,082
ISHARES TR US TREAS BD ETF 46429B267 18,923 722,546 SH   SOLE 0 0 0 722,546
CISCO SYS INC COM 17275R102 218 4,221 SH   SOLE 0 0 0 4,221
ISHARES TR CORE S&P SCP ETF 464287804 7,008 64,569 SH   SOLE 0 0 0 64,569
ISHARES TR ESG ADV TTL USD 46436E619 1,392 28,390 SH   SOLE 0 0 0 28,390
EXXON MOBIL CORP COM 30231G102 269 4,825 SH   SOLE 0 0 0 4,825
ANALOG DEVICES INC COM 032654105 1,010 6,513 SH   SOLE 0 0 0 6,513
QUANTA SVCS INC COM 74762E102 373 4,241 SH   SOLE 0 0 0 4,241
CHEVRON CORP NEW COM 166764100 201 1,914 SH   SOLE 0 0 0 1,914
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,072 4,195 SH   SOLE 0 0 0 4,195
ISHARES TR IBOXX INV CP ETF 464287242 7,759 59,660 SH   SOLE 0 0 0 59,660
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 643 17,103 SH   SOLE 0 0 0 17,103
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 813 6,267 SH   SOLE 0 0 0 6,267
ISHARES TR RUS 1000 VAL ETF 464287598 1,315 8,677 SH   SOLE 0 0 0 8,677
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 238 2,804 SH   SOLE 0 0 0 2,804
ISHARES TR ESG EAFE ETF 46436E759 458 7,060 SH   SOLE 0 0 0 7,060
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,150 8,659 SH   SOLE 0 0 0 8,659
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,092 42,398 SH   SOLE 0 0 0 42,398
HOME DEPOT INC COM 437076102 597 1,956 SH   SOLE 0 0 0 1,956
VANGUARD INDEX FDS TOTAL STK MKT 922908769 641 3,100 SH   SOLE 0 0 0 3,100
ISHARES TR CORE US AGGBD ET 464287226 8,609 75,629 SH   SOLE 0 0 0 75,629
ISHARES TR ESG AWR MSCI USA 46435G425 56,622 623,113 SH   SOLE 0 0 0 623,113
INVESCO QQQ TR UNIT SER 1 46090E103 513 1,607 SH   SOLE 0 0 0 1,607
WELLS FARGO CO NEW COM 949746101 543 13,902 SH   SOLE 0 0 0 13,902
WISDOMTREE TR INTL QULTY DIV 97717X131 3,416 92,135 SH   SOLE 0 0 0 92,135
UNITEDHEALTH GROUP INC COM 91324P102 221 595 SH   SOLE 0 0 0 595
VANGUARD WORLD FD MEGA GRWTH IND 921910816 13,480 65,101 SH   SOLE 0 0 0 65,101
ISHARES TR ESG AWARE MSCI 46435U663 411 10,676 SH   SOLE 0 0 0 10,676
ISHARES TR RUS 1000 ETF 464287622 1,620 7,238 SH   SOLE 0 0 0 7,238
MICROSOFT CORP COM 594918104 2,014 8,542 SH   SOLE 0 0 0 8,542
ISHARES TR CORE S&P MCP ETF 464287507 772 2,966 SH   SOLE 0 0 0 2,966
ISHARES TR RUS 1000 GRW ETF 464287614 3,001 12,347 SH   SOLE 0 0 0 12,347
ISHARES TR RUSSELL 2000 ETF 464287655 1,150 5,204 SH   SOLE 0 0 0 5,204
ISHARES TR CORE MSCI EAFE 46432F842 216 3,002 SH   SOLE 0 0 0 3,002
ADOBE SYSTEMS INCORPORATED COM 00724F101 380 800 SH   SOLE 0 0 0 800
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,972 93,434 SH   SOLE 0 0 0 93,434
ISHARES TR FALN ANGLS USD 46435G474 3,341 114,275 SH   SOLE 0 0 0 114,275
ISHARES TR ESG AWRE USD ETF 46435G193 759 28,170 SH   SOLE 0 0 0 28,170
GLOBAL X FDS THMATC GWT ETF 37954Y418 12,961 270,442 SH   SOLE 0 0 0 270,442
ISHARES TR MBS ETF 464288588 1,609 14,843 SH   SOLE 0 0 0 14,843
ISHARES TR MSCI GLOBAL IMP 46435G532 898 9,473 SH   SOLE 0 0 0 9,473
ISHARES TR RUS MD CP GR ETF 464287481 790 7,736 SH   SOLE 0 0 0 7,736
ISHARES TR EAFE VALUE ETF 464288877 14,313 280,803 SH   SOLE 0 0 0 280,803
ISHARES TR ISHS 1-5YR INVS 464288646 13,516 247,181 SH   SOLE 0 0 0 247,181
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 327 6,239 SH   SOLE 0 0 0 6,239
ISHARES TR CORE S&P500 ETF 464287200 29,479 74,102 SH   SOLE 0 0 0 74,102
ISHARES TR GLOBAL TECH ETF 464287291 8,056 26,178 SH   SOLE 0 0 0 26,178
SPDR SER TR PRTFLO S&P500 VL 78464A508 268 7,080 SH   SOLE 0 0 0 7,080
ISHARES TR EAFE GRWTH ETF 464288885 10,082 100,358 SH   SOLE 0 0 0 100,358
ISHARES TR MSCI USA MMENTM 46432F396 3,412 21,208 SH   SOLE 0 0 0 21,208
JOHNSON & JOHNSON COM 478160104 651 3,959 SH   SOLE 0 0 0 3,959
THERMO FISHER SCIENTIFIC INC COM 883556102 450 987 SH   SOLE 0 0 0 987
DELL TECHNOLOGIES INC CL C 24703L202 364 4,129 SH   SOLE 0 0 0 4,129
ISHARES TR GENOMICS IMMUN 46435U192 2,962 64,798 SH   SOLE 0 0 0 64,798
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,892 38,858 SH   SOLE 0 0 0 38,858