XML 43 R32.htm IDEA: XBRL DOCUMENT v3.8.0.1
REGULATORY CAPITAL MATTERS (Tables)
 9 Months Ended
Sep. 30, 2017
Banking and Thrift [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following is a summary of the Company’s and the Bank’s actual and required capital ratios at September 30, 2017 and December 31, 2016:
 
Actual
 
Minimum Required For Capital
Adequacy  Purposes
 
Minimum Required Plus Capital
Conservation Buffer
 
To Be Categorized As
Well Capitalized  Under
Prompt Corrective
Action Provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
(Dollars in thousands)
ALLEGIANCE BANCSHARES, INC.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(Consolidated)
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of September 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk weighted assets)
$
292,639

 
12.04
%
 
$
194,407

 
8.00
%
 
$
224,783

 
9.250
%
 
N/A

 
N/A

Common Equity Tier 1 Capital (to risk weighted assets)
259,640

 
10.68
%
 
109,354

 
4.50
%
 
139,730

 
5.750
%
 
N/A

 
N/A

Tier I Capital (to risk weighted assets)
268,917

 
11.07
%
 
145,805

 
6.00
%
 
176,181

 
7.250
%
 
N/A

 
N/A

Tier I Capital (to average tangible assets)
268,917

 
9.90
%
 
108,673

 
4.00
%
 
108,673

 
4.000
%
 
N/A

 
N/A

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk weighted assets)
$
268,155

 
12.57
%
 
$
170,690

 
8.00
%
 
$
184,025

 
8.625
%
 
N/A

 
N/A

Common Equity Tier 1 Capital (to risk weighted assets)
241,048

 
11.30
%
 
96,013

 
4.50
%
 
109,348

 
5.125
%
 
N/A

 
N/A

Tier I Capital (to risk weighted assets)
250,244

 
11.73
%
 
128,018

 
6.00
%
 
141,353

 
6.625
%
 
N/A

 
N/A

Tier I Capital (to average tangible assets)
250,244

 
10.35
%
 
96,708

 
4.00
%
 
96,708

 
4.000
%
 
N/A

 
N/A

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLEGIANCE BANK
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of September 30, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk weighted assets)
$
289,178

 
11.90
%
 
$
194,316

 
8.00
%
 
$
224,678

 
9.250
%
 
$
242,895

 
10.00
%
Common Equity Tier 1 Capital (to risk weighted assets)
265,456

 
10.93
%
 
109,303

 
4.50
%
 
139,664

 
5.750
%
 
157,882

 
6.50
%
Tier I Capital (to risk weighted assets)
265,456

 
10.93
%
 
145,737

 
6.00
%
 
176,099

 
7.250
%
 
194,316

 
8.00
%
Tier I Capital (to average tangible assets)
265,456

 
9.77
%
 
108,630

 
4.00
%
 
108,630

 
4.000
%
 
135,788

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk weighted assets)
$
247,606

 
11.61
%
 
$
170,630

 
8.00
%
 
$
183,960

 
8.625
%
 
$
213,288

 
10.00
%
Common Equity Tier 1 Capital (to risk weighted assets)
229,694

 
10.77
%
 
95,979

 
4.50
%
 
109,310

 
5.125
%
 
138,637

 
6.50
%
Tier I Capital (to risk weighted assets)
229,694

 
10.77
%
 
127,973

 
6.00
%
 
141,303

 
6.625
%
 
170,630

 
8.00
%
Tier I Capital (to average tangible assets)
229,694

 
9.50
%
 
96,679

 
4.00
%
 
96,679

 
4.000
%
 
120,849

 
5.00
%