CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 140,348	$ 94,073
Interest-bearing deposits at other financial institutions	52,079	48,025
Total cash and cash equivalents	192,427	142,098
Available for sale securities, at fair value	323,856	316,455
Loans held for investment	2,201,540	1,891,635
Less: allowance for loan losses	(23,722)	(17,911)
Loans, net	2,177,818	1,873,724
Accrued interest receivable	7,993	9,007
Premises and equipment, net	18,273	18,340
Other real estate owned	453	1,503
Federal Home Loan Bank stock	12,790	13,175
Bank owned life insurance	22,277	21,837
Goodwill	39,389	39,389
Core deposit intangibles, net	3,469	4,055
Other assets	14,689	11,365
TOTAL ASSETS	2,813,434	2,450,948
Deposits:
Noninterest-bearing	712,951	593,751
Interest-bearing
Demand	207,140	114,772
Money market and savings	609,640	483,266
Certificates and other time	756,884	678,394
Total interest-bearing deposits	1,573,664	1,276,432
Total deposits	2,286,615	1,870,183
Accrued interest payable	521	285
Borrowed funds	207,569	285,569
Subordinated debentures	9,277	9,196
Other liabilities	6,725	5,898
Total liabilities	2,510,707	2,171,131
COMMITMENTS AND CONTINGENCIES (See Note 12)
SHAREHOLDERS’ EQUITY:
Preferred stock, $1 par value; 1,000,000 shares authorized; no shares issued or outstanding	0	0
Common stock, $1 par value; 40,000,000 shares authorized; 13,170,729 shares issued and outstanding at September 30, 2017 and 12,958,341 shares issued and outstanding at December 31, 2016	13,171	12,958
Capital surplus	216,943	212,649
Retained earnings	71,690	57,262
Accumulated other comprehensive income (loss)	923	(3,052)
Total shareholders’ equity	302,727	279,817
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 2,813,434	$ 2,450,948