CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 136,413	$ 94,073
Interest-bearing deposits at other financial institutions	47,733	48,025
Total cash and cash equivalents	184,146	142,098
Available for sale securities, at fair value	317,219	316,455
Loans held for investment	1,986,438	1,891,635
Less: allowance for loan losses	(18,687)	(17,911)
Loans, net	1,967,751	1,873,724
Accrued interest receivable	7,444	9,007
Premises and equipment, net	18,138	18,340
Other real estate owned	365	1,503
Federal Home Loan Bank stock	19,863	13,175
Bank owned life insurance	21,985	21,837
Goodwill	39,389	39,389
Core deposit intangibles, net	3,860	4,055
Other assets	12,170	11,365
TOTAL ASSETS	2,592,330	2,450,948
Deposits:
Noninterest-bearing	615,225	593,751
Interest-bearing
Demand	139,648	114,772
Money market and savings	492,246	483,266
Certificates and other time	765,450	678,394
Total interest-bearing deposits	1,397,344	1,276,432
Total deposits	2,012,569	1,870,183
Accrued interest payable	245	285
Short-term borrowings	75,000	85,000
Other borrowed funds	200,569	200,569
Subordinated debentures	9,222	9,196
Other liabilities	5,595	5,898
Total liabilities	2,303,200	2,171,131
COMMITMENTS AND CONTINGENCIES (See Note 12)
SHAREHOLDERS’ EQUITY:
Preferred stock, $1 par value; 1,000,000 shares authorized; there were no shares issued and outstanding of Series A or Series B, each has a $1,000 liquidation value	0	0
Common stock, $1 par value; 40,000,000 shares authorized; 13,080,442 shares issued and outstanding at March 31, 2017 and 12,958,341 shares issued and outstanding at December 31, 2016	13,080	12,958
Capital surplus	215,015	212,649
Retained earnings	63,309	57,262
Accumulated other comprehensive loss	(2,274)	(3,052)
Total shareholders’ equity	289,130	279,817
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 2,592,330	$ 2,450,948