Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2019

Segment Reporting

Schedule of revenue and EBITDA of the company's reportable segments

	Net Sales				EBITDA
	December 31,				December 31,
	2019		2018		2019		2018
U.S. Debit and Credit	$	213,141	$	178,597	$	46,227	$	34,213
U.S. Prepaid Debit		64,330		69,199		22,456		23,782
Other		1,679		9,891		(27,468)		(35,297)
Intersegment eliminations(a)		(1,077)		(1,873)		—		—
Total:	$	278,073	$	255,814	$	41,215	$	22,698

^(a) Amounts include the elimination of sales between segments for consolidation.

Schedule of reconciliation of total segment EBITDA to income before taxes

	December 31,
	2019		2018
Total segment EBITDA from continuing operations	$	41,215	$	22,698
Interest, net		(24,891)		(23,431)
Income tax benefit (expense)		(3,652)		4,339
Depreciation and amortization		(17,002)		(18,405)
Net loss from continuing operations	$	(4,330)	$	(14,799)

Schedule of total assets of the company's reportable segments

	December 31,
	2019		2018
U.S. Debit and Credit	$	176,496	$	169,567
U.S. Prepaid Debit		25,259		25,117
Other		11,732		12,520
Total assets	$	213,487	$	207,204

Schedule of net sales from product and services sold by the company

	December 31,
	2019		2018
Product net sales(a)	$	143,941	$	125,069
Services net sales(b)		134,132		130,745
Total net sales:	$	278,073	$	255,814

^(a)  “Products” net sales include the design and production of Financial Payment Cards in contact-EMV, Dual-Interface EMV, metal, contactless and magnetic stripe card formats. The Company also generates “Products” revenue from the sale of Card@Once printers and consumables, private label credit cards and retail gift cards.

“Services” net sales include revenue from the personalization and fulfillment of Financial Payment Cards, providing tamper-evident security packaging and fulfillment services to Prepaid Debit Card program managers and software as a service personalization of instant issuance debit cards. The Company also generates “Services” revenue from usage fees generated from the Company’s patented card design software, known as MYCA, which provides customers and cardholders the ability to design cards on the internet and customize cards with individualized digital images. “Services” revenue is also generated from personalizing retail gift cards, historically generated in Canada prior to the disposition.