Segment Reporting (Tables)

9 Months Ended

Sep. 30, 2019

Segment Reporting

Schedule of revenue and EBITDA of the company's reportable segments

	Net Sales
	Three Months Ended September 30,				Nine Months Ended September 30,
	2019		2018		2019		2018
U.S. Debit and Credit	$	51,502	$	48,002	$	151,517	$	128,992
U.S. Prepaid Debit		20,452		21,190		53,162		52,128
Other		—		1,920		1,679		7,599
Intersegment eliminations		(273)		(125)		(910)		(1,421)
Total	$	71,681	$	70,987	$	205,448	$	187,298

	EBITDA
	Three Months Ended September 30,				Nine Months Ended September 30,
	2019		2018		2019		2018
U.S. Debit and Credit	$	11,417	$	9,136	$	32,387	$	24,788
U.S. Prepaid Debit		8,342		8,831		20,001		18,337
Other		(7,551)		(8,999)		(19,292)		(24,246)
Total	$	12,208	$	8,968	$	33,096	$	18,879

Schedule of reconciliation of total segment EBITDA to income before taxes

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
	2019		2018		2019		2018
Total segment EBITDA from continuing operations	$	12,208	$	8,968	$	33,096	$	18,879
Interest, net		(6,085)		(6,151)		(18,847)		(17,243)
Income tax (expense) benefit		(2,515)		355		(3,695)		4,933
Depreciation and amortization		(4,264)		(4,257)		(12,755)		(14,133)
Net loss from continuing operations	$	(656)	$	(1,085)	$	(2,201)	$	(7,564)

Schedule of total assets of the company's reportable segments

	September 30, 2019		December 31, 2018
U.S. Debit and Credit	$	174,139	$	169,567
U.S. Prepaid Debit		30,432		25,117
Other		9,178		12,520
Total assets	$	213,749	$	207,204

Schedule of net sales from product and services sold by the company

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
	2019		2018		2019		2018
Products net sales (a)	$	33,963	$	34,673	$	99,845	$	90,911
Services net sales (b)		37,718		36,314		105,603		96,387
Total net sales	$	71,681	$	70,987	$	205,448	$	187,298

(a)   “Products” net sales include the design and production of Financial Payment Cards in contact-EMV, Dual-Interface EMV, metal, contactless and magnetic stripe card formats. The Company also generates “Products” revenue from the sale of Card@Once printers and consumables, private label credit cards and retail gift cards.

(b)   “Services” net sales include revenue from the personalization and fulfillment of Financial Payment Cards, providing tamper-evident security packaging and fulfillment services to Prepaid Debit Card program managers and software as a service personalization of instant issuance debit cards. The Company also generates “Services” revenue from click-fees generated from the Company’s patented card design software, known as MYCA, which provides customers and cardholders the ability to design cards on the internet and customize cards with individualized digital images. “Services” revenue is also generated from personalizing retail gift cards, historically generated in Canada prior to the disposition.