Segment Reporting (Tables)

9 Months Ended

Sep. 30, 2015

Segment Reporting

Schedule of revenue and EBITDA of the company's reportable segments

	Revenue
	Three Months Ended September 30,				Nine Months Ended September 30,
	2015		2014		2015		2014
U.S. Debit and Credit (a)	$	72,785	$	43,069	$	196,190	$	92,339
U.S. Prepaid Debit		23,659		23,752		53,482		47,050
U.K. Limited		9,668		7,808		23,586		24,138
Other		3,995		6,310		13,917		17,493
Intersegment eliminations		(2,410)		(3,565)		(6,632)		(7,879)
Total:	$	107,697	$	77,374	$	280,543	$	173,141

	EBITDA
	Three Months Ended September 30,				Nine Months Ended September 30,
	2015		2014		2015		2014
U.S. Debit and Credit (a)	$	23,368	$	11,180	$	59,961	$	22,170
U.S. Prepaid Debit		9,973		9,336		19,733		15,314
U.K. Limited		1,235		596		2,076		1,410
Other		(4,820)		(4,431)		(12,379)		(7,255)
Total:	$	29,756	$	16,681	$	69,391	$	31,639

(a) Amounts for the three and nine months ended September 30, 2015 include the post-acquisition revenue and EBITDA of EFT Source.

Schedule of reconciliation of total segment EBITDA to income before taxes

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
	2015		2014		2015		2014
Total segment EBITDA	$	29,756	$	16,681	$	69,391	$	31,639
Depreciation and amortization		(3,818)		(3,215)		(11,858)		(8,829)
Interest, net		(4,624)		(1,947)		(8,129)		(5,391)
Income before income taxes	$	21,314	$	11,519	$	49,404	$	17,419

Schedule of total assets of the company's reportable segments

	September 30, 2015		December 31, 2014
U.S. Debit and Credit	$	219,484	$	200,572
U.S. Prepaid Debit		25,998		20,183
U.K. Limited		26,772		29,740
Other		17,057		9,653
Total continuing operations:		289,311		260,148
Discontinued operation (a):		—		5,862
Total assets:	$	289,311	$	266,010

(a) As of December 31, 2014, certain assets of the Nevada operation sold on January 12, 2015 (Note 3) are presented in assets of a discontinued operation in the Company’s consolidated balance sheet.

Schedule of Assets additions of geographic locations

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
	2015		2014		2015		2014
U.S.	$	3,625	$	5,705	$	13,598	$	12,000
Canada		136		3		417		25
Total North America		3,761		5,708		14,015		12,025
U.K.		437		98		573		359
Total plant, equipment and leasehold improvement additions	$	4,198	$	5,806	$	14,588	$	12,384

Schedule of net sales of company's grographic locations

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
	2015		2014		2015		2014
U.S.(a)	$	94,125	$	63,788	$	244,636	$	130,974
Canada		3,084		2,905		7,209		10,669
Total North America		97,209		66,693		251,845		141,643
U.K.		8,236		8,058		22,089		23,135
Other (b)		2,252		2,623		6,609		8,363
Total revenue	$	107,697	$	77,374	$	280,543	$	173,141

(a) Amounts for the three and nine months ended September 30, 2015 include the post-acquisition revenue of EFT Source.

(b) Amounts in Other include sales to various countries that individually are not material.

Schedule of Long lived assets of the company's geographic segments

	September 30, 2015		December 31, 2014
U.S.	$	162,854	$	160,144
Canada		2,382		2,525
Total North America:		165,236		162,669
U.K.		13,139		14,607
Total long-lived assets	$	178,375	$	177,276

Schedule of net sales from product and services sold by the company

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
	2015		2014		2015		2014
Product net sales (a)	$	65,567	$	43,267	$	178,338	$	102,172
Services net sales (b)		42,130		34,107		102,205		70,969
Total net sales:	$	107,697	$	77,374	$	280,543	$	173,141

(a) Product net sales include the design and production of Financial Payment Cards in contact-EMV, Dual-Interface EMV, contactless and magnetic stripe card formats.  The Company also generates product revenue from the sale of Card@Once® instant issuance systems, private label credit cards and retail gift cards.

(b) Services net sales include revenue from the personalization and fulfillment of Financial Payment Cards, the provision of tamper-evident security packaging, providing fulfillment services to Prepaid Debit Card program managers and software as a service personalization of instant issuance debit cards.  The Company also generates service revenue from personalizing retail gift cards (primarily in Canada and the United Kingdom) and from click-fees generated from the Company’s patented card design software, known as MYCA, which provides customers and cardholders the ability to design cards on the internet and customize cards with individualized digital images.