XML 71 R57.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans - Summary of Allowance for Credit Losses and Recorded Investment in Loans by Portfolio Segment and Based on Impairment Method (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Allowance for Loan Losses    
Beginning Balance $ 24,310 $ 20,922
Accounting Standards Update [Extensible Enumeration] us-gaap:AccountingStandardsUpdate201911Member  
Provision for credit losses $ 5,244 3,840
Loan charge-offs (1,027) (679)
Loan recoveries 384 227
Ending Balance 28,991 24,310
Ending Balance, Individually evaluated for impairment 378 605
Ending Balance, Collectively evaluated for impairment 28,613 23,705
Loans, Individually evaluated for impairment 5,738 8,860
Loans, Collectively evaluated for impairment $ 2,242,490 1,800,286
Loans, Acquired loans with deteriorated credit quality   $ 132
Loans, Percent of loans in each category to total loans 100.00% 100.00%
Cumulative Effect, Period of Adoption, Adjustment    
Allowance for Loan Losses    
Beginning Balance $ 80  
Accounting Standards Update [Extensible Enumeration] us-gaap:AccountingStandardsUpdate201911Member  
Ending Balance   $ 80
Commercial Loans    
Allowance for Loan Losses    
Beginning Balance $ 4,778 6,486
Provision for credit losses 526 (1,211)
Loan charge-offs (696) (595)
Loan recoveries 225 98
Ending Balance 4,906 4,778
Ending Balance, Individually evaluated for impairment 26 317
Ending Balance, Collectively evaluated for impairment 4,880 4,461
Loans, Individually evaluated for impairment 26 595
Loans, Collectively evaluated for impairment $ 374,942 290,325
Loans, Acquired loans with deteriorated credit quality   $ 43
Loans, Percent of loans in each category to total loans 16.70% 16.10%
Commercial Loans | Cumulative Effect, Period of Adoption, Adjustment    
Allowance for Loan Losses    
Beginning Balance $ 73  
Ending Balance   $ 73
Consumer Loans    
Allowance for Loan Losses    
Beginning Balance 448 414
Provision for credit losses 220 41
Loan charge-offs (135) (28)
Loan recoveries 58 21
Ending Balance 598 448
Ending Balance, Individually evaluated for impairment 40 47
Ending Balance, Collectively evaluated for impairment 558 401
Loans, Individually evaluated for impairment 40 47
Loans, Collectively evaluated for impairment $ 55,547 49,506
Loans, Acquired loans with deteriorated credit quality   $ 39
Loans, Percent of loans in each category to total loans 2.50% 2.70%
Consumer Loans | Cumulative Effect, Period of Adoption, Adjustment    
Allowance for Loan Losses    
Beginning Balance $ 7  
Ending Balance   $ 7
Home Equity Lines of Credit    
Allowance for Loan Losses    
Beginning Balance 562 396
Provision for credit losses 498 139
Loan charge-offs   (14)
Loan recoveries 18 41
Ending Balance 1,078 562
Ending Balance, Individually evaluated for impairment   562
Ending Balance, Collectively evaluated for impairment 1,078  
Loans, Individually evaluated for impairment 202  
Loans, Collectively evaluated for impairment $ 95,342 $ 64,215
Loans, Percent of loans in each category to total loans 4.20% 3.50%
Real Estate Mortgage Loans | Residential    
Allowance for Loan Losses    
Beginning Balance $ 5,088 $ 2,596
Provision for credit losses 2,145 2,534
Loan charge-offs   (42)
Ending Balance 7,233 5,088
Ending Balance, Individually evaluated for impairment 12  
Ending Balance, Collectively evaluated for impairment 7,221 5,088
Loans, Individually evaluated for impairment 2,328 1,251
Loans, Collectively evaluated for impairment $ 807,369 595,293
Loans, Acquired loans with deteriorated credit quality   $ 17
Loans, Percent of loans in each category to total loans 36.00% 33.00%
Real Estate Mortgage Loans | Commercial    
Allowance for Loan Losses    
Beginning Balance $ 10,057 $ 8,038
Provision for credit losses 390 1,957
Loan recoveries 83 62
Ending Balance 10,530 10,057
Ending Balance, Individually evaluated for impairment 300 241
Ending Balance, Collectively evaluated for impairment 10,230 9,816
Loans, Individually evaluated for impairment 2,778 6,777
Loans, Collectively evaluated for impairment $ 612,956 544,672
Loans, Acquired loans with deteriorated credit quality   $ 8
Loans, Percent of loans in each category to total loans 27.40% 30.50%
Real Estate Mortgage Loans | Construction and Land Development    
Allowance for Loan Losses    
Beginning Balance $ 3,377 $ 2,992
Provision for credit losses 1,465 380
Loan charge-offs (196)  
Loan recoveries   5
Ending Balance 4,646 3,377
Ending Balance, Collectively evaluated for impairment 4,646 3,377
Loans, Individually evaluated for impairment 364 190
Loans, Collectively evaluated for impairment $ 296,334 256,275
Loans, Acquired loans with deteriorated credit quality   $ 25
Loans, Percent of loans in each category to total loans 13.20% 14.20%