The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 466 2,622 SH   SOLE None 0 0 2,622
ABBOTT LABS COM 002824100 664 4,720 SH   SOLE None 0 0 4,720
ABBVIE INC COM 00287Y109 909 6,710 SH   SOLE None 0 0 6,710
ALIGN TECHNOLOGY INC COM 016255101 263 400 SH   SOLE None 0 0 400
ALPHABET INC CAP STK CL A 02079K305 1,055 364 SH   SOLE None 0 0 364
AMAZON COM INC COM 023135106 657 197 SH   SOLE None 0 0 197
AMERICAN TOWER CORP NEW COM 03027X100 694 2,374 SH   SOLE None 0 0 2,374
APPLE INC COM 037833100 5,574 31,389 SH   SOLE None 0 0 31,389
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,869 9,596 SH   SOLE None 0 0 9,596
BK OF AMERICA CORP COM 060505104 743 16,689 SH   SOLE None 0 0 16,689
CAMPING WORLD HLDGS INC CL A 13462K109 1,178 29,150 SH   SOLE None 0 0 29,150
CATERPILLAR INC COM 149123101 353 1,709 SH   SOLE None 0 0 1,709
CBRE GROUP INC CL A 12504L109 203 1,873 SH   SOLE None 0 0 1,873
CHEVRON CORP NEW COM 166764100 508 4,331 SH   SOLE None 0 0 4,331
CINCINNATI FINL CORP COM 172062101 2,001 17,562 SH   SOLE None 0 0 17,562
CISCO SYS INC COM 17275R102 739 11,664 SH   SOLE None 0 0 11,664
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 361 4,066 SH   SOLE None 0 0 4,066
COMCAST CORP NEW CL A 20030N101 253 5,018 SH   SOLE None 0 0 5,018
CVS HEALTH CORP COM 126650100 381 3,698 SH   SOLE None 0 0 3,698
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,286 27,061 SH   SOLE None 0 0 27,061
EATON CORP PLC SHS G29183103 311 1,800 SH   SOLE None 0 0 1,800
EMERSON ELEC CO COM 291011104 205 2,207 SH   SOLE None 0 0 2,207
FLEXSHARES TR STOXX GLOBR INF 33939L795 11,773 205,280 SH   SOLE None 0 0 205,280
FLEXSHARES TR MORNSTAR UPSTR 33939L407 16,260 411,749 SH   SOLE None 0 0 411,749
FLEXSHARES TR READY ACC VARI 33939L886 4,419 58,486 SH   SOLE None 0 0 58,486
GENERAL ELECTRIC CO COM NEW 369604301 221 2,342 SH   SOLE None 0 0 2,342
GERMAN AMERN BANCORP INC COM 373865104 437 11,210 SH   SOLE None 0 0 11,210
GILDAN ACTIVEWEAR INC COM 375916103 1,051 24,783 SH   SOLE None 0 0 24,783
HCA HEALTHCARE INC COM 40412C101 361 1,407 SH   SOLE None 0 0 1,407
HOME DEPOT INC COM 437076102 437 1,053 SH   SOLE None 0 0 1,053
INTEL CORP COM 458140100 443 8,604 SH   SOLE None 0 0 8,604
INTERNATIONAL BUSINESS MACHS COM 459200101 330 2,466 SH   SOLE None 0 0 2,466
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 530 1,655 SH   SOLE None 0 0 1,655
ISHARES TR 0-5 YR TIPS ETF 46429B747 12,083 114,120 SH   SOLE None 0 0 114,120
ISHARES TR MSCI EAFE ETF 464287465 1,187 15,090 SH   SOLE None 0 0 15,090
ISHARES TR RUSSELL 2000 ETF 464287655 457 2,056 SH   SOLE None 0 0 2,056
JOHNSON & JOHNSON COM 478160104 1,205 7,044 SH   SOLE None 0 0 7,044
JPMORGAN CHASE & CO COM 46625H100 2,997 18,924 SH   SOLE None 0 0 18,924
MERCK & CO INC COM 58933Y105 556 7,249 SH   SOLE None 0 0 7,249
MICROSOFT CORP COM 594918104 2,545 7,568 SH   SOLE None 0 0 7,568
MID-AMER APT CMNTYS INC COM 59522J103 1,382 6,024 SH   SOLE None 0 0 6,024
MONDELEZ INTL INC CL A 609207105 448 6,759 SH   SOLE None 0 0 6,759
NETFLIX INC COM 64110L106 210 348 SH   SOLE None 0 0 348
ORACLE CORP COM 68389X105 975 11,180 SH   SOLE None 0 0 11,180
PEPSICO INC COM 713448108 323 1,857 SH   SOLE None 0 0 1,857
PFIZER INC COM 717081103 343 5,810 SH   SOLE None 0 0 5,810
PINNACLE FINL PARTNERS INC COM 72346Q104 392 4,107 SH   SOLE None 0 0 4,107
PROCTER AND GAMBLE CO COM 742718109 264 1,614 SH   SOLE None 0 0 1,614
RAYTHEON TECHNOLOGIES CORP COM 75513E101 232 2,697 SH   SOLE None 0 0 2,697
SCHWAB STRATEGIC TR US REIT ETF 808524847 680 12,908 SH   SOLE None 0 0 12,908
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,098 20,376 SH   SOLE None 0 0 20,376
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 852 8,319 SH   SOLE None 0 0 8,319
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,128 38,076 SH   SOLE None 0 0 38,076
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 529 10,401 SH   SOLE None 0 0 10,401
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,524 64,946 SH   SOLE None 0 0 64,946
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,182 19,171 SH   SOLE None 0 0 19,171
SHOPIFY INC CL A 82509L107 306 222 SH   SOLE None 0 0 222
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,767 14,248 SH   SOLE None 0 0 14,248
STARBUCKS CORP COM 855244109 224 1,917 SH   SOLE None 0 0 1,917
SYNTHETIC BIOLOGICS INC COM NEW 87164U201 7 24,200 SH   SOLE None 0 0 24,200
TE CONNECTIVITY LTD SHS H84989104 459 2,843 SH   SOLE None 0 0 2,843
UNITED PARCEL SERVICE INC CL B 911312106 716 3,342 SH   SOLE None 0 0 3,342
US BANCORP DEL COM NEW 902973304 15,331 272,937 SH   SOLE None 0 0 272,937
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 301 3,723 SH   SOLE None 0 0 3,723
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 12,045 142,128 SH   SOLE None 0 0 142,128
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 859 17,190 SH   SOLE None 0 0 17,190
VANGUARD INDEX FDS VALUE ETF 922908744 226 1,533 SH   SOLE None 0 0 1,533
VANGUARD INDEX FDS SM CP VAL ETF 922908611 715 3,995 SH   SOLE None 0 0 3,995
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 5,716 49,271 SH   SOLE None 0 0 49,271
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,273 18,906 SH   SOLE None 0 0 18,906
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,215 30,270 SH   SOLE None 0 0 30,270
VANGUARD INDEX FDS TOTAL STK MKT 922908769 655 2,713 SH   SOLE None 0 0 2,713
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 5,299 28,977 SH   SOLE None 0 0 28,977
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 23,952 484,273 SH   SOLE None 0 0 484,273
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,095 17,864 SH   SOLE None 0 0 17,864
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 5,457 89,712 SH   SOLE None 0 0 89,712
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 724 8,910 SH   SOLE None 0 0 8,910
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 250 2,690 SH   SOLE None 0 0 2,690
VANGUARD STAR FDS VG TL INTL STK F 921909768 345 5,420 SH   SOLE None 0 0 5,420
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 27,347 535,591 SH   SOLE None 0 0 535,591
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 1,078 13,881 SH   SOLE None 0 0 13,881
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,886 6,300 SH   SOLE None 0 0 6,300
VERIZON COMMUNICATIONS INC COM 92343V104 296 5,700 SH   SOLE None 0 0 5,700
WALMART INC COM 931142103 1,008 6,970 SH   SOLE None 0 0 6,970
WP CAREY INC COM 92936U109 677 8,253 SH   SOLE None 0 0 8,253