The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUSSELL 2000 ETF 464287655 506 2,207 SH   SOLE NONE 0 0 2,207
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,408 14,970 SH   SOLE NONE 0 0 14,970
AMAZON COM INC COM 023135106 602 175 SH   SOLE NONE 0 0 175
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,702 9,721 SH   SOLE NONE 0 0 9,721
ABBOTT LABS COM 002824100 518 4,470 SH   SOLE NONE 0 0 4,470
INTEL CORP COM 458140100 432 7,687 SH   SOLE NONE 0 0 7,687
ORACLE CORP COM 68389X105 763 9,803 SH   SOLE NONE 0 0 9,803
US BANCORP DEL COM NEW 902973304 15,528 272,560 SH   SOLE NONE 0 0 272,560
JOHNSON & JOHNSON COM 478160104 498 3,023 SH   SOLE NONE 0 0 3,023
PFIZER INC COM 717081103 211 5,381 SH   SOLE NONE 0 0 5,381
ISHARES TR MSCI EAFE ETF 464287465 1,205 15,277 SH   SOLE NONE 0 0 15,277
CHEVRON CORP NEW COM 166764100 396 3,781 SH   SOLE NONE 0 0 3,781
MICROSOFT CORP COM 594918104 2,137 7,888 SH   SOLE NONE 0 0 7,888
UNITED PARCEL SERVICE INC CL B 911312106 685 3,292 SH   SOLE NONE 0 0 3,292
AT&T INC COM 00206R102 223 7,755 SH   SOLE NONE 0 0 7,755
CITIGROUP INC COM NEW 172967424 257 3,630 SH   SOLE NONE 0 0 3,630
CISCO SYS INC COM 17275R102 577 10,879 SH   SOLE NONE 0 0 10,879
INTERNATIONAL BUSINESS MACHS COM 459200101 293 1,999 SH   SOLE NONE 0 0 1,999
VERIZON COMMUNICATIONS INC COM 92343V104 266 4,755 SH   SOLE NONE 0 0 4,755
BK OF AMERICA CORP COM 060505104 638 15,478 SH   SOLE NONE 0 0 15,478
WALMART INC COM 931142103 932 6,612 SH   SOLE NONE 0 0 6,612
CVS HEALTH CORP COM 126650100 291 3,492 SH   SOLE NONE 0 0 3,492
MERCK & CO INC COM 58933Y105 438 5,635 SH   SOLE NONE 0 0 5,635
PROCTER AND GAMBLE CO COM 742718109 205 1,518 SH   SOLE NONE 0 0 1,518
GENERAL ELECTRIC CO COM 369604103 229 17,018 SH   SOLE NONE 0 0 17,018
HOME DEPOT INC COM 437076102 214 671 SH   SOLE NONE 0 0 671
JPMORGAN CHASE & CO COM 46625H100 2,991 19,229 SH   SOLE NONE 0 0 19,229
AMERICAN TOWER CORP NEW COM 03027X100 542 2,007 SH   SOLE NONE 0 0 2,007
3M CO COM 88579Y101 481 2,422 SH   SOLE NONE 0 0 2,422
COMCAST CORP NEW CL A 20030N101 217 3,803 SH   SOLE NONE 0 0 3,803
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,022 4,588 SH   SOLE NONE 0 0 4,588
APPLE INC COM 037833100 4,166 30,420 SH   SOLE NONE 0 0 30,420
CATERPILLAR INC COM 149123101 293 1,348 SH   SOLE NONE 0 0 1,348
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 4,958 26,291 SH   SOLE NONE 0 0 26,291
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 22,501 414,309 SH   SOLE NONE 0 0 414,309
WP CAREY INC COM 92936U109 616 8,253 SH   SOLE NONE 0 0 8,253
MID-AMER APT CMNTYS INC COM 59522J103 1,351 8,024 SH   SOLE NONE 0 0 8,024
EATON CORP PLC SHS G29183103 267 1,800 SH   SOLE NONE 0 0 1,800
CINCINNATI FINL CORP COM 172062101 1,647 14,127 SH   SOLE NONE 0 0 14,127
ALPHABET INC CAP STK CL A 02079K305 891 365 SH   SOLE NONE 0 0 365
VANGUARD INDEX FDS VALUE ETF 922908744 221 1,606 SH   SOLE NONE 0 0 1,606
VANGUARD INDEX FDS MID CAP ETF 922908629 483 2,035 SH   SOLE NONE 0 0 2,035
VANGUARD INDEX FDS SM CP VAL ETF 922908611 723 4,165 SH   SOLE NONE 0 0 4,165
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,802 47,171 SH   SOLE NONE 0 0 47,171
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,362 19,363 SH   SOLE NONE 0 0 19,363
GILDAN ACTIVEWEAR INC COM 375916103 3,870 104,822 SH   SOLE NONE 0 0 104,822
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,769 6,945 SH   SOLE NONE 0 0 6,945
PINNACLE FINL PARTNERS INC COM 72346Q104 363 4,107 SH   SOLE NONE 0 0 4,107
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,119 17,648 SH   SOLE NONE 0 0 17,648
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 303 3,683 SH   SOLE NONE 0 0 3,683
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 13,061 152,065 SH   SOLE NONE 0 0 152,065
TE CONNECTIVITY LTD REG SHS H84989104 368 2,723 SH   SOLE NONE 0 0 2,723
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 23,231 450,908 SH   SOLE NONE 0 0 450,908
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 451 1,541 SH   SOLE NONE 0 0 1,541
GERMAN AMERN BANCORP INC COM 373865104 417 11,210 SH   SOLE NONE 0 0 11,210
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 356 3,745 SH   SOLE NONE 0 0 3,745
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,663 67,503 SH   SOLE NONE 0 0 67,503
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,262 21,752 SH   SOLE NONE 0 0 21,752
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 857 10,360 SH   SOLE NONE 0 0 10,360
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 894 8,586 SH   SOLE NONE 0 0 8,586
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 6,516 106,068 SH   SOLE NONE 0 0 106,068
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,276 38,798 SH   SOLE NONE 0 0 38,798
TESLA INC COM 88160R101 206 303 SH   SOLE NONE 0 0 303
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 686 13,384 SH   SOLE NONE 0 0 13,384
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 11,844 30,098 SH   SOLE NONE 0 0 30,098
SHOPIFY INC CL A 82509L107 314 215 SH   SOLE NONE 0 0 215
ISHARES TR 0-5 YR TIPS ETF 46429B747 12,038 113,234 SH   SOLE NONE 0 0 113,234
SCHWAB STRATEGIC TR US REIT ETF 808524847 631 13,790 SH   SOLE NONE 0 0 13,790
VANGUARD STAR FDS VG TL INTL STK F 921909768 356 5,420 SH   SOLE NONE 0 0 5,420
HCA HEALTHCARE INC COM 40412C101 214 1,037 SH   SOLE NONE 0 0 1,037
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,225 22,441 SH   SOLE NONE 0 0 22,441
FLEXSHARES TR MORNSTAR UPSTR 33939L407 13,058 341,034 SH   SOLE NONE 0 0 341,034
FLEXSHARES TR READY ACC VARI 33939L886 4,435 58,210 SH   SOLE NONE 0 0 58,210
ABBVIE INC COM 00287Y109 765 6,790 SH   SOLE NONE 0 0 6,790
FLEXSHARES TR STOXX GLOBR INF 33939L795 11,727 204,052 SH   SOLE NONE 0 0 204,052
CAMPING WORLD HLDGS INC CL A 13462K109 1,195 29,150 SH   SOLE NONE 0 0 29,150