The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUSSELL 2000 ETF 464287655 488 2,207 SH   SOLE NONE 0 0 2,207
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,989 15,112 SH   SOLE NONE 0 0 15,112
AMAZON COM INC COM 023135106 514 166 SH   SOLE NONE 0 0 166
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,538 9,935 SH   SOLE NONE 0 0 9,935
ABBOTT LABS COM 002824100 536 4,470 SH   SOLE NONE 0 0 4,470
INTEL CORP COM 458140100 492 7,687 SH   SOLE NONE 0 0 7,687
ORACLE CORP COM 68389X105 681 9,707 SH   SOLE NONE 0 0 9,707
US BANCORP DEL COM NEW 902973304 15,070 272,460 SH   SOLE NONE 0 0 272,460
JOHNSON & JOHNSON COM 478160104 471 2,869 SH   SOLE NONE 0 0 2,869
ISHARES TR MSCI EAFE ETF 464287465 1,161 15,308 SH   SOLE NONE 0 0 15,308
CHEVRON CORP NEW COM 166764100 396 3,781 SH   SOLE NONE 0 0 3,781
MICROSOFT CORP COM 594918104 1,751 7,429 SH   SOLE NONE 0 0 7,429
UNITED PARCEL SERVICE INC CL B 911312106 551 3,242 SH   SOLE NONE 0 0 3,242
AT&T INC COM 00206R102 235 7,772 SH   SOLE NONE 0 0 7,772
TRUIST FINL CORP COM 89832Q109 206 3,537 SH   SOLE NONE 0 0 3,537
CITIGROUP INC COM NEW 172967424 256 3,523 SH   SOLE NONE 0 0 3,523
CISCO SYS INC COM 17275R102 588 11,379 SH   SOLE NONE 0 0 11,379
INTERNATIONAL BUSINESS MACHS COM 459200101 258 1,936 SH   SOLE NONE 0 0 1,936
VERIZON COMMUNICATIONS INC COM 92343V104 264 4,546 SH   SOLE NONE 0 0 4,546
BK OF AMERICA CORP COM 060505104 592 15,295 SH   SOLE NONE 0 0 15,295
WALMART INC COM 931142103 883 6,504 SH   SOLE NONE 0 0 6,504
CVS HEALTH CORP COM 126650100 252 3,347 SH   SOLE NONE 0 0 3,347
MERCK & CO. INC COM 58933Y105 434 5,635 SH   SOLE NONE 0 0 5,635
GENERAL ELECTRIC CO COM 369604103 223 17,017 SH   SOLE NONE 0 0 17,017
JPMORGAN CHASE & CO COM 46625H100 2,879 18,910 SH   SOLE NONE 0 0 18,910
AMERICAN TOWER CORP NEW COM 03027X100 400 1,672 SH   SOLE NONE 0 0 1,672
3M CO COM 88579Y101 467 2,426 SH   SOLE NONE 0 0 2,426
VANGUARD INDEX FDS TOTAL STK MKT 922908769 844 4,083 SH   SOLE NONE 0 0 4,083
APPLE INC COM 037833100 3,739 30,608 SH   SOLE NONE 0 0 30,608
CATERPILLAR INC COM 149123101 317 1,367 SH   SOLE NONE 0 0 1,367
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3,814 21,557 SH   SOLE NONE 0 0 21,557
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18,858 362,304 SH   SOLE NONE 0 0 362,304
WP CAREY INC COM 92936U109 584 8,253 SH   SOLE NONE 0 0 8,253
EATON CORP PLC SHS G29183103 249 1,800 SH   SOLE NONE 0 0 1,800
CINCINNATI FINL CORP COM 172062101 1,456 14,127 SH   SOLE NONE 0 0 14,127
ALPHABET INC CAP STK CL A 02079K305 726 352 SH   SOLE NONE 0 0 352
VANGUARD INDEX FDS MID CAP ETF 922908629 450 2,035 SH   SOLE NONE 0 0 2,035
VANGUARD INDEX FDS SM CP VAL ETF 922908611 700 4,225 SH   SOLE NONE 0 0 4,225
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,352 47,379 SH   SOLE NONE 0 0 47,379
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,157 19,419 SH   SOLE NONE 0 0 19,419
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,568 7,163 SH   SOLE NONE 0 0 7,163
PINNACLE FINL PARTNERS INC COM 72346Q104 364 4,107 SH   SOLE NONE 0 0 4,107
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,107 18,248 SH   SOLE NONE 0 0 18,248
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 13,393 158,083 SH   SOLE NONE 0 0 158,083
TE CONNECTIVITY LTD REG SHS H84989104 351 2,722 SH   SOLE NONE 0 0 2,722
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 19,186 390,665 SH   SOLE NONE 0 0 390,665
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 408 1,519 SH   SOLE NONE 0 0 1,519
GERMAN AMERN BANCORP INC COM 373865104 379 8,198 SH   SOLE NONE 0 0 8,198
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 364 3,908 SH   SOLE NONE 0 0 3,908
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,589 68,821 SH   SOLE NONE 0 0 68,821
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,206 22,974 SH   SOLE NONE 0 0 22,974
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 860 10,419 SH   SOLE NONE 0 0 10,419
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 904 9,070 SH   SOLE NONE 0 0 9,070
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 6,663 108,303 SH   SOLE NONE 0 0 108,303
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,295 40,742 SH   SOLE NONE 0 0 40,742
TESLA INC COM 88160R101 202 303 SH   SOLE NONE 0 0 303
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 778 15,165 SH   SOLE NONE 0 0 15,165
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,933 30,010 SH   SOLE NONE 0 0 30,010
ISHARES TR 0-5 YR TIPS ETF 46429B747 11,066 104,669 SH   SOLE NONE 0 0 104,669
SCHWAB STRATEGIC TR US REIT ETF 808524847 591 14,385 SH   SOLE NONE 0 0 14,385
VANGUARD STAR FDS VG TL INTL STK F 921909768 340 5,420 SH   SOLE NONE 0 0 5,420
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,240 22,979 SH   SOLE NONE 0 0 22,979
FLEXSHARES TR MORNSTAR UPSTR 33939L407 11,889 328,525 SH   SOLE NONE 0 0 328,525
FLEXSHARES TR READY ACC VARI 33939L886 4,788 62,870 SH   SOLE NONE 0 0 62,870
ABBVIE INC COM 00287Y109 719 6,643 SH   SOLE NONE 0 0 6,643
FLEXSHARES TR STOXX GLOBR INF 33939L795 10,659 189,898 SH   SOLE NONE 0 0 189,898
CAMPING WORLD HLDGS INC CL A 13462K109 1,060 29,150 SH   SOLE NONE 0 0 29,150