The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFFIRM HLDGS INC COM CL A 00827B106 192 10,250 SH   SOLE   10,250 0 0
AIRBNB INC COM CL A 009066101 244 2,320 SH   SOLE   2,320 0 0
APPLE INC COM 037833100 1,781 12,888 SH   SOLE   150 0 12,738
BK OF AMERICA CORP COM 060505104 399 13,198 SH   SOLE   13,198 0 0
BLACKSTONE INC COM 09260D107 218 2,609 SH   SOLE   2,594 0 15
BOEING CO COM 097023105 269 2,224 SH   SOLE   1,603 0 621
BUNGE LIMITED COM G16962105 215 2,600 SH   SOLE   2,600 0 0
CHEMOURS CO COM 163851108 208 8,453 SH   SOLE   8,453 0 0
CHEVRON CORP NEW COM 166764100 336 2,337 SH   SOLE   2,307 0 30
COINBASE GLOBAL INC COM CL A 19260Q107 248 3,850 SH   SOLE   3,850 0 0
COMMERCIAL METALS CO COM 201723103 257 7,250 SH   SOLE   7,250 0 0
CONSTELLATION BRANDS INC CL A 21036P108 231 1,006 SH   SOLE   1,000 0 6
DEVON ENERGY CORP NEW COM 25179M103 361 6,000 SH   SOLE   6,000 0 0
EQT CORP COM 26884L109 245 6,000 SH   SOLE   6,000 0 0
EXXON MOBIL CORP COM 30231G102 684 7,831 SH   SOLE   6,469 0 1,362
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 5,665 145,706 SH   SOLE   30,144 0 115,562
ISHARES INC MSCI BRAZIL ETF 464286400 237 8,000 SH   SOLE   8,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103 991 23,057 SH   SOLE   8,394 0 14,663
ISHARES TR MSCI EMG MKT ETF 464287234 4,536 130,058 SH   SOLE   27,351 0 102,707
ISHARES TR RUS 1000 ETF 464287622 23,647 119,833 SH   SOLE   31,463 0 88,370
ISHARES TR MSCI EAFE ETF 464287465 9,332 166,620 SH   SOLE   34,491 0 132,129
ISHARES TR 1 3 YR TREAS BD 464287457 7,197 88,628 SH   SOLE   19,225 0 69,403
ISHARES TR RUS 1000 GRW ETF 464287614 6,549 31,128 SH   SOLE   6,126 0 25,002
ISHARES TR CORE S&P500 ETF 464287200 17,968 50,100 SH   SOLE   11,973 0 38,128
ISHARES TR 3 7 YR TREAS BD 464288661 8,614 75,379 SH   SOLE   17,287 0 58,092
ISHARES TR CORE US AGGBD ET 464287226 216 2,243 SH   SOLE   0 0 2,243
ISHARES TR S&P 500 VAL ETF 464287408 201 1,564 SH   SOLE   516 0 1,048
ISHARES TR JPMORGAN USD EMG 464288281 725 9,125 SH   SOLE   2,360 0 6,765
ISHARES TR MSCI USA VALUE 46432F388 2,667 32,584 SH   SOLE   6,946 0 25,638
ISHARES TR FLTG RATE NT ETF 46429B655 3,486 69,340 SH   SOLE   19,729 0 49,611
ISHARES TR S&P 500 GRWT ETF 464287309 506 8,750 SH   SOLE   94 0 8,656
ISHARES TR MSCI USA QLT FCT 46432F339 458 4,408 SH   SOLE   0 0 4,408
ISHARES TR MBS ETF 464288588 3,279 35,809 SH   SOLE   10,283 0 25,526
JOHNSON & JOHNSON COM 478160104 566 3,463 SH   SOLE   125 0 3,338
MICROSOFT CORP COM 594918104 1,409 6,049 SH   SOLE   1,697 0 4,352
NEW ENGLAND RLTY ASSOC LTD P DEPOSITRY RCPT 644206104 240 3,122 SH   SOLE   3,122 0 0
NORTHROP GRUMMAN CORP COM 666807102 300 638 SH   SOLE   0 0 638
OCCIDENTAL PETE CORP COM 674599105 205 3,340 SH   SOLE   3,340 0 0
PIONEER NAT RES CO COM 723787107 259 1,195 SH   SOLE   1,195 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 259 3,238 SH   SOLE   905 0 2,333
RAYTHEON TECHNOLOGIES CORP COM 75513E101 443 5,409 SH   SOLE   1,166 0 4,243
SHELL PLC SPON ADS 780259305 200 4,019 SH   SOLE   4,000 0 19
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,571 23,996 SH   SOLE   6,483 0 17,513
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 291 725 SH   SOLE   0 0 725
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 220 2,406 SH   SOLE   0 0 2,406
SPDR SER TR PORTFOLIO SHORT 78464A474 241 8,238 SH   SOLE   0 0 8,238
SPDR SER TR PORTFOLI S&P1500 78464A805 713 16,155 SH   SOLE   2,443 0 13,712
SPDR SER TR PORTFOLIO S&P600 78468R853 308 9,047 SH   SOLE   4,109 0 4,938
SPDR SER TR S&P 600 SML CAP 78464A813 271 3,582 SH   SOLE   0 0 3,582
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 844 20,648 SH   SOLE   5,434 0 15,214
THERMO FISHER SCIENTIFIC INC COM 883556102 4,536 8,944 SH   SOLE   1,542 0 7,402
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 4,470 170,404 SH   SOLE   38,383 0 132,021
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 7,963 132,731 SH   SOLE   28,724 0 104,007
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 561 7,868 SH   SOLE   0 0 7,868
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 2,493 52,232 SH   SOLE   15,084 0 37,148
VANGUARD INDEX FDS MID CAP ETF 922908629 7,616 40,516 SH   SOLE   9,329 0 31,187
VANGUARD INDEX FDS SMALL CP ETF 922908751 9,190 53,769 SH   SOLE   12,163 0 41,606
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,029 42,182 SH   SOLE   6,858 0 35,324
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 8,488 112,161 SH   SOLE   26,070 0 86,091
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 2,151 13,163 SH   SOLE   2,465 0 10,698
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 2,463 45,432 SH   SOLE   13,911 0 31,521
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,771 91,162 SH   SOLE   18,952 0 72,210
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,068 56,866 SH   SOLE   21,208 0 35,658
VANGUARD WORLD FDS INF TECH ETF 92204A702 231 750 SH   SOLE   375 0 375