The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 200,258 1,673 SH   SOLE   0 0 1,673
APPLE INC COM 037833100 BBG001S5N8V8 2,772,219 14,292 SH   SOLE   0 0 14,292
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 265,038 9,238 SH   SOLE   9,238 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 BBG00RP5HZM1 210,175 4,228 SH   SOLE   0 0 4,228
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 358,927 3,347 SH   SOLE   2,469 0 878
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 7,899,743 167,723 SH   SOLE   31,882 0 135,841
GLOBAL X FDS CONSCIOUS COS 37954Y731 BBG00D9VXRC4 922,753 29,747 SH   SOLE   0 0 29,747
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 BBG001SPPQG9 218,174 3,869 SH   SOLE   0 0 3,869
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 1,641,562 33,304 SH   SOLE   10,262 0 23,042
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 498,077 15,747 SH   SOLE   0 0 15,747
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 7,273,896 89,713 SH   SOLE   15,557 0 74,156
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 294,596 3,011 SH   SOLE   0 0 3,011
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 23,669,468 53,105 SH   SOLE   10,659 0 42,446
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 484,182 4,968 SH   SOLE   0 0 4,968
ISHARES TR ESG SCRND S&P500 46436E569 BBG00XDJC7F6 1,148,471 33,963 SH   SOLE   0 0 33,963
ISHARES TR FALN ANGLS USD 46435G474 BBG00D332C84 1,868,229 73,639 SH   SOLE   17,848 0 55,791
ISHARES TR FLTG RATE NT ETF 46429B655 BBG001V1QYX1 3,529,482 69,451 SH   SOLE   15,463 0 53,988
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 351,329 19,094 SH   SOLE   0 0 19,094
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 913,177 10,552 SH   SOLE   2,487 0 8,065
ISHARES TR MBS ETF 464288588 BBG001SSD8B1 3,473,167 37,240 SH   SOLE   8,070 0 29,170
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 12,904,528 177,992 SH   SOLE   32,286 0 145,706
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 6,115,808 154,596 SH   SOLE   27,643 0 126,953
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 483,644 3,586 SH   SOLE   0 0 3,586
ISHARES TR MSCI USA VALUE 46432F388 BBG004FPWGT7 8,246,215 87,922 SH   SOLE   17,060 0 70,862
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 29,035,991 119,127 SH   SOLE   27,076 0 92,051
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 7,268,836 26,415 SH   SOLE   5,036 0 21,379
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 324,206 4,600 SH   SOLE   29 0 4,571
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 252,101 1,564 SH   SOLE   516 0 1,048
ISHARES TR USD INV GRDE ETF 464288620 BBG001SSD876 4,037,832 80,612 SH   SOLE   19,971 0 60,641
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 601,995 3,637 SH   SOLE   125 0 3,512
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,180,137 6,402 SH   SOLE   1,697 0 4,705
NEW ENGLAND RLTY ASSOC LTD P DEPOSITRY RCPT 644206104 BBG001S5TLL4 227,813 3,122 SH   SOLE   3,122 0 0
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 271,657 596 SH   SOLE   0 0 596
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 BBG00GVWYK25 568,949 19,646 SH   SOLE   0 0 19,646
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 BBG00FJ5HKX5 458,330 11,743 SH   SOLE   0 0 11,743
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 BBG00FJ5HWZ7 736,805 19,919 SH   SOLE   0 0 19,919
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 245,351 580 SH   SOLE   0 0 580
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 252,444 1,664 SH   SOLE   0 0 1,664
PROSHARES TR S&P 500 DV ARIST 74348A467 BBG005D266P2 286,443 3,038 SH   SOLE   905 0 2,133
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 529,866 5,409 SH   SOLE   1,166 0 4,243
ROYALTY PHARMA PLC SHS CLASS A G7709Q104 BBG00V1L5ZR1 567,123 18,449 SH   SOLE   0 0 18,449
SACHEM CAP CORP COM 78590A109 BBG00F48C2L3 1,108,735 317,689 SH   SOLE   316,189 0 1,500
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 BBG001S7SCQ6 462,694 3,486 SH   SOLE   0 0 3,486
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 9,254,880 20,878 SH   SOLE   5,293 0 15,585
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 347,210 725 SH   SOLE   0 0 725
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 6,564,121 71,489 SH   SOLE   12,918 0 58,571
SPDR SER TR PORTFLI INTRMDIT 78464A672 BBG001STKCX8 13,832,948 488,969 SH   SOLE   90,578 0 398,391
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 679,903 12,489 SH   SOLE   2,546 0 9,943
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 546,526 14,071 SH   SOLE   374 0 13,697
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 204,668 6,952 SH   SOLE   0 0 6,952
SPDR SER TR S&P 500 ESG ETF 78468R531 BBG00W7DVF50 1,125,458 26,143 SH   SOLE   0 0 26,143
SPDR SER TR SPDR MSCI USA GE 78468R747 BBG00CDGPF02 364,312 4,138 SH   SOLE   0 0 4,138
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 BBG004DF1DW8 924,982 22,092 SH   SOLE   5,149 0 16,943
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 4,687,925 8,985 SH   SOLE   1,542 0 7,443
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 BBG002VZY7Y3 3,311,977 119,264 SH   SOLE   18,199 0 101,065
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 BBG002XRNHT5 10,620,545 133,106 SH   SOLE   27,617 0 105,489
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 587,335 8,080 SH   SOLE   0 0 8,080
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 2,469,629 50,524 SH   SOLE   10,764 0 39,760
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 703,821 5,086 SH   SOLE   66 0 5,020
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 9,794,018 44,486 SH   SOLE   8,727 0 35,759
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 11,104,377 55,832 SH   SOLE   11,673 0 44,159
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 2,056,020 43,358 SH   SOLE   6,406 0 36,952
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 5,493,474 69,511 SH   SOLE   10,577 0 58,934
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 7,175,109 94,834 SH   SOLE   16,653 0 78,181
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 3,317,688 16,460 SH   SOLE   4,171 0 12,289
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 3,004,670 65,064 SH   SOLE   25,494 0 39,570
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 212,564 2,004 SH   SOLE   0 0 2,004
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 1,130,985 14,435 SH   SOLE   0 0 14,435
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 BBG001T6DPF6 349,584 4,270 SH   SOLE   0 0 4,270
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 BBG005YHYNG8 216,527 4,303 SH   SOLE   3,971 0 332