X0306 4 2022-06-09 0 0001640384 LM FUNDING AMERICA, INC. LMFA 0001458737 Graham Andrew L. 1200 PLATT STREET SUITE 100 TAMPA FL 33606 1 0 0 0 Common Stock 2022-06-09 4 P 0 9200 1.073 A 32916 D Stock Option (right to buy) 5.95 2031-10-28 Common Stock 12605 12605 D Stock Option (right to buy) 500 2025-10-22 Common Stock 100 100 D Options were granted under the LM Funding America, Inc. 2021 Omnibus Incentive Plan ("Plan"). Options will vest as to one-half of the option shares on April 26, 2022, and as to one-half of the option shares on October 28, 2022, subject to acceleration of vesting upon a Change of Control (as defined in the Plan) or upon the Issuer's common stock achieving a closing price of greater than $12.00 for 10 consecutive trading days. Notwithstanding, the options will not be exercisable unless and until the Plan is approved by the Issuer's stockholders within one year of grant date. This option is presently exercisable in full. /s/ Andrew L. Graham 2022-06-13