The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,655 3,632 SH   OTR 1 3,632 0 0
ALPHABET INC CAP STK CL A 02079K305 1,090 392 SH   OTR 4 392 0 0
ALPHABET INC CAP STK CL A 02079K305 6,339 2,279 SH   OTR 1 2,279 0 0
ALPHABET INC CAP STK CL A 02079K305 734 264 SH   OTR 3 264 0 0
ALPHABET INC CAP STK CL C 02079K107 846 303 SH   OTR 2 303 0 0
ALPHABET INC CAP STK CL C 02079K107 263 94 SH   OTR 1 94 0 0
AMAZON COM INC COM 023135106 551 169 SH   OTR 2 169 0 0
AMAZON COM INC COM 023135106 5,180 1,589 SH   OTR 1 1,589 0 0
AMAZON COM INC COM 023135106 642 197 SH   OTR 4 197 0 0
ANTHEM INC COM 036752103 308 627 SH   OTR 2 627 0 0
AON PLC SHS CL A G0403H108 1,287 3,951 SH   OTR 1 3,951 0 0
AON PLC SHS CL A G0403H108 380 1,167 SH   OTR 2 1,167 0 0
ARCH CAP GROUP LTD ORD G0450A105 396 8,226 SH   OTR 3 8,226 0 0
AVERY DENNISON CORP COM 053611109 365 2,096 SH   OTR 3 2,096 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,083 3,069 SH   OTR 3 3,069 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 358 1,015 SH   OTR 4 1,015 0 0
BOOKING HOLDINGS INC COM 09857L108 512 218 SH   OTR 4 218 0 0
BOOKING HOLDINGS INC COM 09857L108 653 278 SH   OTR 3 278 0 0
CARLISLE COS INC COM 142339100 519 2,110 SH   OTR 3 2,110 0 0
CARMAX INC COM 143130102 322 3,337 SH   OTR 3 3,337 0 0
CBRE GROUP INC CL A 12504L109 314 3,433 SH   OTR 4 3,433 0 0
CDK GLOBAL INC COM 12508E101 58 1,186 SH   OTR 3 1,186 0 0
CDK GLOBAL INC COM 12508E101 463 9,510 SH   OTR 4 9,510 0 0
CDW CORP COM 12514G108 367 2,053 SH   OTR 3 2,053 0 0
CHUBB LIMITED COM H1467J104 358 1,672 SH   OTR 3 1,672 0 0
CITIGROUP INC COM NEW 172967424 534 10,002 SH   OTR 4 10,002 0 0
CITIGROUP INC COM NEW 172967424 295 5,531 SH   OTR 2 5,531 0 0
COMCAST CORP NEW CL A 20030N101 396 8,465 SH   OTR 4 8,465 0 0
COMCAST CORP NEW CL A 20030N101 816 17,433 SH   OTR 3 17,433 0 0
CONSTELLATION BRANDS INC CL A 21036P108 339 1,470 SH   OTR 4 1,470 0 0
DOLLAR GEN CORP NEW COM 256677105 834 3,744 SH   OTR 3 3,744 0 0
DOLLAR TREE INC COM 256746108 704 4,397 SH   OTR 3 4,397 0 0
DOVER CORP COM 260003108 438 2,791 SH   OTR 3 2,791 0 0
EATON CORP PLC SHS G29183103 327 2,155 SH   OTR 3 2,155 0 0
EOG RES INC COM 26875P101 783 6,565 SH   OTR 4 6,565 0 0
FISERV INC COM 337738108 1,254 12,368 SH   OTR 1 12,368 0 0
FISERV INC COM 337738108 583 5,750 SH   OTR 4 5,750 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105 1,850 7,427 SH   OTR 1 7,427 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 430 12,768 SH   OTR 3 12,768 0 0
GENERAL ELECTRIC CO COM NEW 369604301 327 3,569 SH   OTR 2 3,569 0 0
GENERAL MTRS CO COM 37045V100 125 2,853 SH   OTR 2 2,853 0 0
GENERAL MTRS CO COM 37045V100 559 12,783 SH   OTR 4 12,783 0 0
GLOBAL PMTS INC COM 37940X102 1,353 9,888 SH   OTR 1 9,888 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 317 960 SH   OTR 2 960 0 0
HCA HEALTHCARE INC COM 40412C101 399 1,592 SH   OTR 4 1,592 0 0
HILTON WORLDWIDE HLDGS INC COM 43300A203 259 1,705 SH   OTR 2 1,705 0 0
HOWARD HUGHES CORP COM 44267D107 102 986 SH   OTR 3 986 0 0
HOWARD HUGHES CORP COM 44267D107 358 3,460 SH   OTR 4 3,460 0 0
HUMANA INC COM 444859102 285 655 SH   OTR 4 655 0 0
INTERPUBLIC GROUP COS INC COM 460690100 118 3,335 SH   OTR 3 3,335 0 0
INTERPUBLIC GROUP COS INC COM 460690100 560 17,127 SH   OTR 4 17,127 0 0
INTUIT COM 461202103 1,310 2,724 SH   OTR 1 2,724 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,893 17,543 SH   SOLE   0 0 17,543
JPMORGAN CHASE & CO COM 46625H100 508 3,726 SH   OTR 3 3,726 0 0
KEURIG DR PEPPER INC COM 49271V100 288 7,595 SH   OTR 4 7,595 0 0
KEURIG DR PEPPER INC COM 49271V100 1,209 31,898 SH   OTR 1 31,898 0 0
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303 443 14,504 SH   OTR 3 14,504 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 367 2,711 SH   OTR 2 2,711 0 0
LIBERTY BROADBAND CORP COM SER C 530307305 535 3,955 SH   OTR 4 3,955 0 0
LINDE PLC SHS G5494J103 1,647 5,155 SH   OTR 1 5,155 0 0
LIVANOVA PLC SHS G5509L101 439 5,370 SH   OTR 4 5,370 0 0
MARRIOTT INTL INC NEW CL A 571903202 414 2,357 SH   OTR 2 2,357 0 0
MASCO CORP COM 574599106 765 14,994 SH   OTR 3 14,994 0 0
MASTERCARD INCORPORATED CL A 57636Q104 992 2,777 SH   OTR 1 2,777 0 0
META PLATFORMS INC CL A 30303M102 3,321 14,935 SH   OTR 1 14,935 0 0
META PLATFORMS INC CL A 30303M102 441 1,983 SH   OTR 2 1,983 0 0
META PLATFORMS INC CL A 30303M102 512 2,121 SH   OTR 4 2,121 0 0
META PLATFORMS INC CL A 30303M102 311 1,398 SH   OTR 3 1,398 0 0
MICRON TECHNOLOGY INC COM 595112103 654 8,397 SH   OTR 3 8,397 0 0
MICROSOFT CORP COM 594918104 7,487 24,285 SH   OTR 1 24,285 0 0
MICROSOFT CORP COM 594918104 765 2,482 SH   OTR 2 2,482 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 902 11,288 SH   OTR 1 11,288 0 0
MORGAN STANLEY COM NEW 617446448 318 3,643 SH   OTR 2 3,643 0 0
NETFLIX INC COM 64110L106 294 785 SH   OTR 2 785 0 0
NETFLIX INC COM 64110L106 1,692 4,516 SH   OTR 1 4,516 0 0
NEUROCRINE BIOSCIENCES INC COM 64125C109 1,040 11,098 SH   OTR 1 11,098 0 0
NORTHERN TR CORP COM 665859104 518 4,450 SH   OTR 3 4,450 0 0
NVIDIA CORPORATION COM 67066G104 1,464 5,365 SH   OTR 1 5,365 0 0
OMNICOM GROUP INC COM 681919106 512 6,035 SH   OTR 3 6,035 0 0
ORACLE CORP COM 68389X105 373 4,510 SH   OTR 4 4,510 0 0
PACCAR INC COM 693718108 550 6,244 SH   OTR 3 6,244 0 0
PAYPAL HLDGS INC COM 70450Y103 1,965 16,993 SH   OTR 1 16,993 0 0
PPG INDS INC COM 693506107 412 3,146 SH   OTR 3 3,146 0 0
PROGRESSIVE CORP COM 743315103 532 4,668 SH   OTR 3 4,668 0 0
SAP SE SPON ADR 803054204 352 3,170 SH   OTR 3 3,170 0 0
SCHLUMBERGER LTD COM STK 806857108 407 9,855 SH   OTR 3 9,855 0 0
SCHWAB CHARLES CORP COM 808513105 4,181 49,588 SH   OTR 1 49,588 0 0
SCHWAB CHARLES CORP COM 808513105 681 8,080 SH   OTR 3 8,080 0 0
SCHWAB CHARLES CORP COM 808513105 531 6,295 SH   OTR 4 6,295 0 0
SMITH & NEPHEW PLC SPDN ADR NEW 83175M205 475 14,901 SH   OTR 3 14,901 0 0
SONY GROUP CORPORATION SPONSORED ADR 835699307 679 6,614 SH   OTR 3 6,614 0 0
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 11,992 191,008 SH   SOLE   0 0 191,008
TJX COS INC NEW COM 872540109 332 5,483 SH   OTR 3 5,483 0 0
UNILEVER PLC SPON ADR NEW 904767704 540 11,858 SH   OTR 3 11,858 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,083 5,051 SH   OTR 1 5,051 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,961 3,846 SH   OTR 1 3,846 0 0
UNITEDHEALTH GROUP INC COM 91324P102 389 763 SH   OTR 2 763 0 0
UNITEDHEALTH GROUP INC COM 91324P102 633 1,241 SH   OTR 3 1,241 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,873 33,414 SH   SOLE   0 0 33,414
VANGUARD INDEX FDS TOTAL STK MKT 922908769 99,175 435,609 SH   SOLE   0 0 435,609
VISA INC COM CL A 92826C839 2,761 12,448 SH   OTR 1 12,448 0 0
VISA INC COM CL A 92826C839 101 455 SH   OTR 2 455 0 0
VISA INC COM CL A 92826C839 403 1,817 SH   OTR 4 1,817 0 0
WELLS FARGO CO NEW COM 949746101 833 17,190 SH   OTR 4 17,190 0 0
WELLS FARGO CO NEW COM 949746101 173 3,580 SH   OTR 2 3,580 0 0
WORKDAY INC CL A 98138H101 284 1,185 SH   OTR 4 1,185 0 0
ZOETIS INC CL A 98978V103 768 4,070 SH   OTR 1 4,070 0 0