X0206 3 2015-04-28 1 0000726517 MERCHANTS BANCSHARES INC MBVT 0001638720 Bernier Bruce MERCHANTS BANK P.O. BOX 1009 BURLINGTON VT 05402 0 1 0 0 SVP, Senior Lender Jodi L. Bachand, POA for Bruce Bernier 2015-05-20