CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Cash Flows from Operating Activities
Net income (loss)	$ (33,782)	$ (54,010)
Adjustments to reconcile net loss to net cash provided by (used in) operating activities:
Depreciation and amortization	7,320	5,101
Stock-based compensation expense, net of amounts capitalized	23,407	16,293
Provision for bad debt	5,807	4,100
Other non-cash, net	(575)	406
Changes in operating assets and liabilities, net of effects from purchases of businesses:
Trade receivables	27,102	(6,154)
Other operating assets	1,622	(343)
Accounts payable	(9,075)	(39,475)
Other operating liabilities	1,530	1,530
Net cash provided by (used in) operating activities	23,356	(72,552)
Cash Flows from Investing Activities
Net increase in finance receivables	(22,265)	(33,892)
Purchases of property and equipment	(880)	(1,809)
Capitalization of software costs	(12,826)	(8,689)
Purchases of marketable securities	(88,058)	(197,312)
Maturities and redemptions of marketable securities	74,490	2,000
Sales of marketable securities	2,402	0
Acquisition of businesses (net of cash acquired)	(12,000)	(18,913)
Net cash provided by (used in) investing activities	(59,137)	(258,615)
Cash Flows from Financing Activities
Proceeds from long term debt	200,000	130,000
Payments Towards Long Term Debt	(170,500)	(60,000)
Proceeds from exercise of stock options	2,774	759
Payment of RSU tax withholdings in exchange for common shares surrendered by RSU holders	(6,635)	(2,556)
Proceeds from employee stock purchase plan	1,330	930
Net cash provided by (used in) financing activities	26,969	69,133
Effect of exchange rate changes on cash, cash equivalents, and restricted cash	7	(18)
Net increase (decrease) in cash, cash equivalents, and restricted cash	(8,805)	(262,052)
Cash, cash equivalents, and restricted cash, beginning of period	280,752	565,994
Cash, cash equivalents, and restricted cash, end of period	271,947	303,942
Non-cash investing and financing activities:
Stock-based compensation included in capitalized software development costs	1,483	750
Purchase of property and equipment and internal use software in accounts payable	$ 1,880	$ 288