UNAUDITED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 21,092	$ 19,745
Interest bearing deposits	59,535	20,428
Federal funds sold	5,899	2,176
Total cash and cash equivalents	86,526	42,349
Investment securities:
Available-for-sale, at fair value	280,705	332,736
Held-to-maturity, at historical cost	61,437	65,882
Total investment securities	342,142	398,618
Non-marketable equity securities	1,827	2,244
Loans held for sale	11,915	17,947
Loans:
Loans held for investment	1,095,828	1,047,975
Less allowance for loan losses	(16,152)	(15,557)
Total loans held for investment, net	1,079,676	1,032,418
Premises and equipment, net	22,120	22,104
Accrued interest receivable	5,586	5,767
Deferred income tax assets	7,495	8,606
Other real estate owned	644	568
Bank-owned life insurance	19,448	19,170
Other assets	5,637	6,191
Total assets	1,583,016	1,555,982
Deposits:
Non-interest bearing deposits	429,995	408,508
Interest bearing deposits	916,368	900,677
Total deposits	1,346,363	1,309,185
Short-term borrowings	2,855	27,204
Accrued interest payable	303	314
Other liabilities	13,048	9,871
Total liabilities	1,362,569	1,346,574
Commitments and contingencies
Shareholders’ equity:
Preferred shares, $0.01 par value: 3,000,000 shares authorized, no shares issued
Common shares, $0.01 par value: 30,000,000 shares authorized; 17,752,820 and 17,567,154 shares issued and outstanding as of June 30, 2016 and December 31, 2015, respectively	178	176
Additional paid-in capital	68,236	67,338
Retained earnings	150,568	142,223
Accumulated other comprehensive income (loss)	1,465	(329)
Total shareholders’ equity	220,447	209,408
Total liabilities and shareholders’ equity	$ 1,583,016	$ 1,555,982