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Consolidated Statements of Income - USD ($)
3 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Interest income:    
Loans $ 2,194,248 $ 2,078,223
Securities 8,730 39,959
Other 12,392 6,795
Total interest income 2,215,370 2,124,977
Interest expense:    
Deposits 266,385 247,486
Other 138 235
Total interest expense 266,523 247,721
Net interest income 1,948,847 1,877,256
Provision for loan losses 152,764 72,944
Net interest income after provision for loan losses 1,796,083 1,804,312
Noninterest income:    
Service charges on deposit accounts 167,196 147,379
Brokerage fee income 178,447 157,185
Gain on sale of loans 236,464 216,199
Other loan fees 78,848 67,495
Other income 31,870 24,502
Total noninterest income 692,825 612,760
Noninterest expense:    
Salaries and employee benefits 1,183,786 1,191,699
Director and committee fees 40,392 42,458
Data processing fees 140,650 127,519
Occupancy and equipment 258,373 219,318
Regulatory fees and deposit insurance premium 53,617 51,639
Advertising and public relations 47,891 62,078
Insurance and surety bond premiums 23,924 27,852
Professional fees 117,318 175,297
Supplies, telephone and postage 60,215 67,228
Other expenses 169,222 138,013
Total noninterest expense 2,095,388 2,103,101
Income before income taxes 393,520 313,971
Income tax expense (128,462) (38,993)
Net income $ 265,058 $ 274,978
Basic earnings per share (in dollars per share) $ 0.08 $ 0.08
Diluted earnings per share (in dollars per share) $ 0.08 $ 0.08