Deposits (Tables)

9 Months Ended

Mar. 31, 2015

Deposits

Schedule of deposits

	March 31, 2015		June 30, 2014
Noninterest-bearing demand	$	22,467,002	$	20,582,628
Interest-bearing NOW	38,838,499		34,500,090
Money market	47,611,286		39,970,420
Savings	19,908,242		11,558,964
Certificates of deposit	48,889,570		43,151,191
	$	177,714,599	$	149,763,293

Schedule of maturities of certificates of deposit

March 31,
2016	$	29,437,665
2017	11,879,295
2018	2,400,957
2019	1,662,543
2020 and beyond	3,509,110
	$	48,889,570

Summary of interest expense on deposit accounts

	Three months ended				Nine months ended
	March 31, 2015		March 31, 2014		March 31, 2015		March 31, 2014
Interest-bearing NOW	$	51,433	$	31,174	$	110,106	$	80,272
Money market	68,596		48,104		186,175		140,129
Savings	9,875		7,456		24,092		19,230
Certificates of deposit	114,621		106,935		365,110		326,144
	$	244,525	$	193,669	$	685,483	$	565,775