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Consolidated Balance Sheets - USD ($)
Mar. 31, 2015
Jun. 30, 2014
Assets    
Cash and due from financial institutions $ 4,083,883 $ 5,364,305
Interest-earning deposits 16,151,000 2,412,000
Total cash and due from financial institutions and interest-earning deposits 20,234,883 7,776,305
Time deposits with financial institutions 500,000 1,250,000
Securities available-for-sale 547,123 882,308
Securities held-to-maturity 3,386,205 3,642,304
Federal Home Loan Bank stock, at cost 225,900 549,600
Loans, net of allowance for loan losses of $2,414,000 and $2,574,000, respectively 164,924,682 157,509,440
Premises and equipment, net 5,548,518 5,463,598
Foreclosed assets, net 350,605 413,200
Accrued interest receivable 1,055,697 983,958
Deferred taxes, net 1,876,664 2,331,287
Other assets 2,075,862 1,070,350
TOTAL ASSETS 200,726,139 181,872,350
Liabilities:    
Noninterest-bearing deposits 22,467,002 20,582,628
Interest-bearing deposits 155,247,597 129,180,665
Total deposits 177,714,599 149,763,293
Federal Home Loan Bank borrowings   10,767,815
Advance payments from borrowers for taxes and insurance 462,593 357,091
Accrued interest payable and other liabilities 1,304,241 991,894
Total liabilities 179,481,433 161,880,093
Common stock in ESOP subject to contingent repurchase obligation $ 444,578 $ 388,585
Commitments and contingencies (Note 14)    
Stockholders' equity    
Common Stock; $0.01 par value, 14,000,000 shares authorized, 3,297,509 shares issued $ 32,975 $ 32,975
Additional paid-in capital 13,099,465 13,236,086
Retained earnings 10,019,893 8,902,839
Unearned ESOP Shares (431,460) (499,590)
Shares reserved for stock compensation (496,768) (698,015)
Treasury Stock at cost, 114,505 shares (978,682) (978,682)
Accumulated other comprehensive loss, net of tax (717) (3,356)
Reclassification of ESOP shares (444,578) (388,585)
Total stockholders' equity 20,800,128 19,603,672
Total liabilities and stockholders' equity $ 200,726,139 $ 181,872,350