The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 1,838 85,617 SH   SOLE   0 0 85,617
DBX ETF TR XTRAK MSCI EAFE 233051200 5,031 185,252 SH   SOLE   0 0 185,252
GRAPHIC PACKAGING HLDG CO COM 388689101 3,039 236,858 SH   SOLE   0 0 236,858
ISHARES MSCI FRNTR100ETF 464286145 0 12 SH   SOLE   0 0 12
ISHARES EM MK MINVOL ETF 464286533 7,776 159,800 SH   SOLE   0 0 159,800
ISHARES TR TIPS BD ETF 464287176 4,005 36,517 SH   SOLE   0 0 36,517
ISHARES TR CORE S&P500 ETF 464287200 6,562 32,031 SH   SOLE   0 0 32,031
ISHARES TR CORE US AGGBD ET 464287226 13,036 120,694 SH   SOLE   0 0 120,694
ISHARES TR S&P 500 GRWT ETF 464287309 6,860 59,242 SH   SOLE   0 0 59,242
ISHARES TR S&P 500 VAL ETF 464287408 6,873 77,629 SH   SOLE   0 0 77,629
ISHARES TR 20+ YR TR BD ETF 464287432 3,957 32,813 SH   SOLE   0 0 32,813
ISHARES TR CORE S&P MCP ETF 464287507 14,709 105,578 SH   SOLE   0 0 105,578
ISHARES TR RUS 2000 VAL ETF 464287630 3,096 33,669 SH   SOLE   0 0 33,669
ISHARES TR RUS 2000 GRW ETF 464287648 3,124 22,433 SH   SOLE   0 0 22,433
ISHARES TR U.S. REAL ES ETF 464287739 4,741 63,143 SH   SOLE   0 0 63,143
ISHARES TR CORE S&P SCP ETF 464287804 2,547 23,134 SH   SOLE   0 0 23,134
ISHARES TR SP SMCP600VL ETF 464287879 455 4,207 SH   SOLE   0 0 4,207
ISHARES TR SP SMCP600GR ETF 464287887 456 3,670 SH   SOLE   0 0 3,670
ISHARES TR INTL TREA BD ETF 464288117 1,950 21,750 SH   SOLE   0 0 21,750
ISHARES TR MSCI ACWI ETF 464288257 1 18 SH   SOLE   0 0 18
ISHARES TR JP MOR EM MK ETF 464288281 1,258 11,893 SH   SOLE   0 0 11,893
ISHARES TR IBOXX HI YD ETF 464288513 9,359 116,151 SH   SOLE   0 0 116,151
ISHARES TR CORE MSCI EAFE 46432F842 9,676 177,935 SH   SOLE   0 0 177,935
ISHARES TR CORE ST USDB ETF 46432F859 25 253 SH   SOLE   0 0 253
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,929 24,238 SH   SOLE   0 0 24,238
WISDOMTREE TR EM LCL DEBT FD 97717X867 5,044 147,142 SH   SOLE   0 0 147,142