The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 1,958 67,373 SH   SOLE   0 0 67,373
DBX ETF TR XTRAK MSCI EAFE 233051200 4,768 166,590 SH   SOLE   0 0 166,590
GRAPHIC PACKAGING HLDG CO COM 388689101 3,299 236,858 SH   SOLE   0 0 236,858
ISHARES MSCI FRNTR100ETF 464286145 0 9 SH   SOLE   0 0 9
ISHARES EM MK MINVOL ETF 464286533 7,467 129,458 SH   SOLE   0 0 129,458
ISHARES TR TIPS BD ETF 464287176 3,822 34,111 SH   SOLE   0 0 34,111
ISHARES TR CORE S&P500 ETF 464287200 6,071 29,299 SH   SOLE   0 0 29,299
ISHARES TR CORE US AGGBD ET 464287226 12,311 113,173 SH   SOLE   0 0 113,173
ISHARES TR S&P 500 GRWT ETF 464287309 6,615 58,093 SH   SOLE   0 0 58,093
ISHARES TR S&P 500 VAL ETF 464287408 6,569 71,242 SH   SOLE   0 0 71,242
ISHARES TR 20+ YR TR BD ETF 464287432 3,509 29,878 SH   SOLE   0 0 29,878
ISHARES TR CORE S&P MCP ETF 464287507 14,312 95,425 SH   SOLE   0 0 95,425
ISHARES TR RUS 2000 VAL ETF 464287630 3,300 32,365 SH   SOLE   0 0 32,365
ISHARES TR RUS 2000 GRW ETF 464287648 3,399 21,990 SH   SOLE   0 0 21,990
ISHARES TR U.S. REAL ES ETF 464287739 4,225 59,251 SH   SOLE   0 0 59,251
ISHARES TR CORE S&P SCP ETF 464287804 2,612 22,156 SH   SOLE   0 0 22,156
ISHARES TR SP SMCP600VL ETF 464287879 4 37 SH   SOLE   0 0 37
ISHARES INTL TREA BD ETF 464288117 1,917 21,350 SH   SOLE   0 0 21,350
ISHARES MSCI ACWI ETF 464288257 100 1,684 SH   SOLE   0 0 1,684
ISHARES JP MOR EM MK ETF 464288281 1,327 12,069 SH   SOLE   0 0 12,069
ISHARES IBOXX HI YD ETF 464288513 9,006 101,420 SH   SOLE   0 0 101,420
ISHARES TR FLTG RATE BD ETF 46429B655 93 1,828 SH   SOLE   0 0 1,828
ISHARES TR CORE MSCI EAFE 46432F842 8,634 148,095 SH   SOLE   0 0 148,095
ISHARES TR CORE ST USDB ETF 46432F859 106 1,053 SH   SOLE   0 0 1,053
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,973 24,599 SH   SOLE   0 0 24,599
WISDOMTREE TR EMERG MKTS ETF 97717W315 54 1,252 SH   SOLE   0 0 1,252
WISDOMTREE TR EM LCL DEBT FD 97717X867 4,947 127,281 SH   SOLE   0 0 127,281