The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769   65,981,260 233,018 SH   SOLE   0 0 233,018
Vanguard Meg Cap Value ETF ETF 921910840   45,642,797 355,806 SH   SOLE   0 0 355,806
iShares Core US Aggregate Bond ETF 464287226   42,501,534 419,685 SH   SOLE   0 0 419,685
Vanguard Long-Term Bond ETF ETF 921937793   28,507,233 379,237 SH   SOLE   0 0 379,237
iShares S&P 500 Value ETF 464287408   21,404,528 108,559 SH   SOLE   0 0 108,559
Vanguard Mega Cap Growth ETF 921910816   16,798,291 52,177 SH   SOLE   0 0 52,177
iShares S&P Mid-Cap 400 Value ETF 464287705   15,926,539 128,835 SH   SOLE   0 0 128,835
Vanguard FTSE All-Wld ex-US ETF 922042775   11,742,795 186,394 SH   SOLE   0 0 186,394
iShares Russell 1000 ETF ETF 464287622   11,304,033 35,955 SH   SOLE   0 0 35,955
iShares Core S&P Total US Stk Mkt ETF 464287150   9,018,254 71,790 SH   SOLE   0 0 71,790
iShares Core LT USDB ETF 464289479   8,476,589 159,125 SH   SOLE   0 0 159,125
Vanguard Short-Term Treasury ETF 92206C102   7,994,764 135,459 SH   SOLE   0 0 135,459
iShares Core S&P Small-Cap ETF ETF 464287804   5,658,058 48,376 SH   SOLE   0 0 48,376
Vanguard Total Bond Market ETF ETF 921937835   5,600,727 74,567 SH   SOLE   0 0 74,567
Invesco QQQ Trust ETF 46090E103   5,236,272 10,729 SH   SOLE   0 0 10,729
iShares 5-10 Yr Investment Grade Corp Bd ETF 464288638   3,875,253 72,138 SH   SOLE   0 0 72,138
Vanguard FTSE Developed Markets ETF 921943858   3,064,986 58,038 SH   SOLE   0 0 58,038
Apple COM 037833100   2,466,771 10,587 SH   SOLE   0 0 10,587
Vanguard Russell 1000 Growth ETF 92206C680   2,207,716 22,873 SH   SOLE   0 0 22,873
Dimensional US Equity ETF ETF 25434V401   2,176,938 34,999 SH   SOLE   0 0 34,999
iShares Core MSCI EAFE ETF ETF 46432F842   1,928,459 24,708 SH   SOLE   0 0 24,708
Vanguard Small-Cap ETF ETF 922908751   1,759,813 7,419 SH   SOLE   0 0 7,419
Vanguard Russell 1000 ETF ETF 92206C730   1,700,858 6,540 SH   SOLE   0 0 6,540
iShares Russell 3000 ETF 464287689   1,646,347 5,039 SH   SOLE   0 0 5,039
iShares S&P 500 Growth ETF 464287309   1,601,308 16,724 SH   SOLE   0 0 16,724
iShares Core Total USD Bond Market ETF ETF 46434V613   1,350,601 28,663 SH   SOLE   0 0 28,663
Vanguard FTSE Emerging Mkt ETF ETF 922042858   992,456 20,741 SH   SOLE   0 0 20,741
iShares Core MSCI Total Intl ETF 46432F834   889,604 12,248 SH   SOLE   0 0 12,248
Microsoft Corp COM 594918104   769,807 1,789 SH   SOLE   0 0 1,789
Northrup Grumman COM 666807102   741,938 1,405 SH   SOLE   0 0 1,405
iShares Core MSCI Emer Mkt ETF 46434G103   663,545 11,558 SH   SOLE   0 0 11,558
Nuveen ESG Large-Cap Value ETF 67092P300   534,099 12,802 SH   SOLE   0 0 12,802
Vanguard Index Fd MCAP VL IDX ETF 922908512   523,298 3,121 SH   SOLE   0 0 3,121
UnitedHealth Group COM 91324P102   473,006 809 SH   SOLE   0 0 809
Vanguard Mid-Cap ETF ETF 922908629   443,762 1,682 SH   SOLE   0 0 1,682
Old Dominion Freight Line Inc Ordinary Shares COM 679580100   414,760 2,088 SH   SOLE   0 0 2,088
iShares MSCI USA ESG Select ETF 464288802   404,684 3,362 SH   SOLE   0 0 3,362
Vanguard Total World Stock ETF ETF 922042742   391,371 3,270 SH   SOLE   0 0 3,270
Vanguard Short-Term Corporate Bond ETF ETF 92206C409   374,172 4,711 SH   SOLE   0 0 4,711
Texas Instruments COM 882508104   365,216 1,768 SH   SOLE   0 0 1,768
Vanguard Tax-Exempt Bond ETF ETF 922907746   350,479 6,856 SH   SOLE   0 0 6,856
iShares National Muni Bond ETF ETF 464288414   349,897 3,221 SH   SOLE   0 0 3,221
American Express Co COM 025816109   344,153 1,269 SH   SOLE   0 0 1,269
iShares ESG Aware US Aggregate Bond ETF 46435U549   329,926 6,790 SH   SOLE   0 0 6,790
Autodesk COM 052769106   300,273 1,090 SH   SOLE   0 0 1,090
Cirrus Logic Inc COM 172755100   298,104 2,400 SH   SOLE   0 0 2,400
Vanguard S&P 500 Value ETF 921932703   284,554 1,492 SH   SOLE   0 0 1,492
SPDR Portfolio LN TSR ETF 78464A664   275,002 9,460 SH   SOLE   0 0 9,460
iShares ESG Aware MSCI USA ETF ETF 46435G425   273,684 2,169 SH   SOLE   0 0 2,169
Amazon.com Inc COM 023135106   272,042 1,460 SH   SOLE   0 0 1,460
Johnson & Johnson COM 478160104   269,182 1,661 SH   SOLE   0 0 1,661
Comcast Corp CL A COM 20030N101   234,998 5,626 SH   SOLE   0 0 5,626
Walmart Inc COM 931142103   230,864 2,859 SH   SOLE   0 0 2,859
O'Reilly Automotive Inc COM 67103H107   230,320 200 SH   SOLE   0 0 200
Proctor & Gamble COM 742718109   223,774 1,292 SH   SOLE   0 0 1,292
Coca-Cola Co COM 191216100   208,322 2,899 SH   SOLE   0 0 2,899
Nauticus Robotics Inc COM 63911H207   15,920 11,291 SH   SOLE   0 0 11,291