The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769   59,421,156 222,127 SH   SOLE   0 0 222,127
Vanguard Meg Cap Value ETF ETF 921910840   42,383,710 357,668 SH   SOLE   0 0 357,668
iShares Core US Aggregate Bond ETF 464287226   39,943,477 411,491 SH   SOLE   0 0 411,491
Vanguard Long-Term Bond ETF ETF 921937793   26,369,027 375,146 SH   SOLE   0 0 375,146
iShares S&P 500 Value ETF 464287408   19,650,368 107,963 SH   SOLE   0 0 107,963
Vanguard Mega Cap Growth ETF ETF 921910816   16,424,191 52,271 SH   SOLE   0 0 52,271
iShares S&P Mid-Cap 400 Value ETF 464287705   14,738,144 129,897 SH   SOLE   0 0 129,897
iShares Core S&P Total US Stk Mkt ETF 464287150   12,903,146 108,631 SH   SOLE   0 0 108,631
Vanguard FTSE All-World ex-US ETF ETF 922042775   10,982,036 187,279 SH   SOLE   0 0 187,279
iShares Russell 1000 ETF ETF 464287622   10,795,478 36,282 SH   SOLE   0 0 36,282
iShares Core 10 Year USD Bond ETF ETF 464289479   7,547,817 151,837 SH   SOLE   0 0 151,837
Vanguard Short-Term Treasury ETF ETF 92206C102   7,003,307 120,768 SH   SOLE   0 0 120,768
Invesco QQQ Trust ETF 46090E103   5,471,921 11,421 SH   SOLE   0 0 11,421
Vanguard Total Bond Market ETF ETF 921937835   5,409,586 75,081 SH   SOLE   0 0 75,081
iShares Core S&P Small-Cap ETF ETF 464287804   5,243,857 49,164 SH   SOLE   0 0 49,164
iShares 5-10 Year Invmt Grd Corp Bd ETF ETF 464288638   4,032,727 78,672 SH   SOLE   0 0 78,672
iShares S&P 500 Growth ETF 464287309   2,980,143 32,204 SH   SOLE   0 0 32,204
Vanguard FTSE Developed Markets ETF 921943858   2,958,132 59,857 SH   SOLE   0 0 59,857
Apple COM 037833100   2,229,834 10,587 SH   SOLE   0 0 10,587
Dimensional US Equity ETF ETF 25434V401   2,059,691 34,999 SH   SOLE   0 0 34,999
Vanguard Russell 1000 Growth ETF ETF 92206C680   1,954,345 20,833 SH   SOLE   0 0 20,833
iShares Core MSCI EAFE ETF ETF 46432F842   1,794,789 24,708 SH   SOLE   0 0 24,708
iShares Russell 3000 ETF 464287689   1,628,808 5,277 SH   SOLE   0 0 5,277
Vanguard Small-Cap ETF ETF 922908751   1,610,592 7,387 SH   SOLE   0 0 7,387
Vanguard Russell 1000 ETF ETF 92206C730   1,609,298 6,540 SH   SOLE   0 0 6,540
iShares Core Total USD Bond Mkt ETF 46434V613   1,499,814 33,167 SH   SOLE   0 0 33,167
Vanguard FTSE Emerging Mkt ETF ETF 922042858   957,511 21,881 SH   SOLE   0 0 21,881
iShares Core MSCI Total Intl Stk ETF 46432F834   830,680 12,295 SH   SOLE   0 0 12,295
Microsoft Corp COM 594918104   799,594 1,789 SH   SOLE   0 0 1,789
iShares Core MSCI Emerging Markets ETF ETF 46434G103   632,992 11,825 SH   SOLE   0 0 11,825
Northrup Grumman COM 666807102   612,510 1,405 SH   SOLE   0 0 1,405
iShares ESG Aware MSCI USA ETF ETF 46435G425   546,605 4,581 SH   SOLE   0 0 4,581
Vanguard Mid-Cap Value ETF ETF 922908512   521,992 3,470 SH   SOLE   0 0 3,470
Vanguard Mid-Cap ETF ETF 922908629   424,159 1,752 SH   SOLE   0 0 1,752
UnitedHealth Group COM 91324P102   411,991 809 SH   SOLE   0 0 809
Vanguard Total World Stock ETF ETF 922042742   392,452 3,484 SH   SOLE   0 0 3,484
iShares MSCI USA ESG Select ETF ETF 464288802   371,945 3,310 SH   SOLE   0 0 3,310
Old Dominion Freight Line Inc Ordinary Shares COM 679580100   368,741 2,088 SH   SOLE   0 0 2,088
Vanguard Short-Term Corporate Bond ETF ETF 92206C409   364,066 4,711 SH   SOLE   0 0 4,711
Texas Instruments COM 882508104   343,929 1,768 SH   SOLE   0 0 1,768
Vanguard Tax-Exempt Bond ETF ETF 922907746   343,554 6,856 SH   SOLE   0 0 6,856
iShares National Muni Bond ETF ETF 464288414   343,198 3,221 SH   SOLE   0 0 3,221
Cirrus Logic Inc COM 172755100   306,384 2,400 SH   SOLE   0 0 2,400
American Express Co COM 025816109   293,837 1,269 SH   SOLE   0 0 1,269
Amazon.com Inc COM 023135106   282,145 1,460 SH   SOLE   0 0 1,460
iShares ESG US Aggregate Bond ETF ETF 46435U549   281,618 6,042 SH   SOLE   0 0 6,042
Autodesk Inc. COM 052769106   269,721 1,090 SH   SOLE   0 0 1,090
Vanguard Admiral Fd 500 Value ETF ETF 921932703   262,264 1,492 SH   SOLE   0 0 1,492
Johnson & Johnson COM 478160104   242,772 1,661 SH   SOLE   0 0 1,661
Comcast Corp CL A COM 20030N101   220,314 5,626 SH   SOLE   0 0 5,626
Procter & Gamble Co COM 742718109   213,077 1,292 SH   SOLE   0 0 1,292
O'Reilly Automotive Inc COM 67103H107   211,212 200 SH   SOLE   0 0 200
Nauticus Robotics Inc COM 63911H108   3,403 25,000 SH   SOLE   0 0 25,000