The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769   48,926,156 222,109 SH   SOLE   0 0 222,109
iShares Russell 1000 ETF ETF 464287622   35,095,348 143,987 SH   SOLE   0 0 143,987
iShares Core US Aggregate Bond ETF 464287226   33,618,480 343,221 SH   SOLE   0 0 343,221
Vanguard Long-Term Bond ETF ETF 921937793   24,011,336 320,493 SH   SOLE   0 0 320,493
Vanuguard Mega Cap Growth ETF 921910816   15,816,784 67,214 SH   SOLE   0 0 67,214
iShares 5-10 Yr Investment Grade Corp Bd ETF 464288638   15,757,844 311,605 SH   SOLE   0 0 311,605
iShares S&P 500 Value ETF 464287408   11,934,029 74,037 SH   SOLE   0 0 74,037
Vanguard FTSE Developed Markets ETF 921943858   11,787,190 255,244 SH   SOLE   0 0 255,244
iShares Core S&P Total US Stk Mkt ETF 464287150   11,712,320 119,709 SH   SOLE   0 0 119,709
iShares S&P Mid-Cap 400 Value ETF 464287705   11,189,187 104,445 SH   SOLE   0 0 104,445
Vanguard Meg Cap Value ETF ETF 921910840   10,853,190 104,599 SH   SOLE   0 0 104,599
iShares Core S&P Small-Cap ETF ETF 464287804   8,335,330 83,646 SH   SOLE   0 0 83,646
Vanguard Total Bond Market ETF ETF 921937835   6,582,661 90,558 SH   SOLE   0 0 90,558
Vanguard FTSE Emerging Mkt ETF ETF 922042858   4,545,078 111,728 SH   SOLE   0 0 111,728
iShares S&P 500 Growth ETF 464287309   3,020,779 42,860 SH   SOLE   0 0 42,860
iShares Core Total USD Bond Mkt ETF 46434V613   2,407,267 52,942 SH   SOLE   0 0 52,942
Apple COM 037833100   1,970,735 10,160 SH   SOLE   0 0 10,160
iShares Core MSCI EAFE ETF ETF 46432F842   1,952,573 28,927 SH   SOLE   0 0 28,927
Vanguard Russell 1000 ETF ETF 92206C730   1,818,877 9,024 SH   SOLE   0 0 9,024
iShares Core MSCI Total Intl Stk ETF 46432F834   1,775,769 28,358 SH   SOLE   0 0 28,358
Vanguard Small-Cap ETF ETF 922908751   1,730,717 8,702 SH   SOLE   0 0 8,702
Dimensional US Equity ETF ETF 25434V401   1,685,552 34,999 SH   SOLE   0 0 34,999
iShares Russell 3000 ETF 464287689   1,409,784 5,540 SH   SOLE   0 0 5,540
Vanguard Russell 1000 Growth ETF 92206C680   1,371,541 19,383 SH   SOLE   0 0 19,383
iShares ESG Aware MSCI USA ETF ETF 46435G425   921,484 9,455 SH   SOLE   0 0 9,455
SPDR S&P 500 ETF Trust ETF 78462F103   759,355 1,713 SH   SOLE   0 0 1,713
Vanguard Short-Term Corporate Bond ETF ETF 92206C409   724,541 9,576 SH   SOLE   0 0 9,576
iShares Core MSCI Emer Mkt ETF 46434G103   687,497 13,948 SH   SOLE   0 0 13,948
Northrup Grumman COM 666807102   640,399 1,405 SH   SOLE   0 0 1,405
iShares ESG Aware US Agg ETF 46435U549   610,097 12,934 SH   SOLE   0 0 12,934
iShares MSCI USA ESG Select ETF 464288802   546,577 5,837 SH   SOLE   0 0 5,837
Vanguard Index Fd MCAP VL IDX ETF 922908512   540,651 3,907 SH   SOLE   0 0 3,907
UnitedHealth Group COM 91324P102   388,838 809 SH   SOLE   0 0 809
Old Dominion Freight Line Inc Ordinary Shares COM 679580100   386,019 1,044 SH   SOLE   0 0 1,044
Vanguard Mid-Cap ETF ETF 922908629   366,346 1,664 SH   SOLE   0 0 1,664
Texas Instruments COM 882508104   364,901 2,027 SH   SOLE   0 0 2,027
Microsoft Corp COM 594918104   294,227 864 SH   SOLE   0 0 864
Johnson & Johnson COM 478160104   274,929 1,661 SH   SOLE   0 0 1,661
Schwab US Dividend Equity ETF 808524797   262,376 3,613 SH   SOLE   0 0 3,613
iShares ESG Aware USD Corp Bd ETF ETF 46435G193   245,637 10,802 SH   SOLE   0 0 10,802
iShares ESG Aware MSCI EAFE ETF 46435G516   241,544 3,312 SH   SOLE   0 0 3,312
Comcast Corp CL A COM 20030N101   233,760 5,626 SH   SOLE   0 0 5,626
Vanguard S&P 500 Value ETF 921932703   226,388 1,454 SH   SOLE   0 0 1,454
Autodesk Inc. COM 052769106   223,025 1,090 SH   SOLE   0 0 1,090
American Express COM 025816109   221,060 1,269 SH   SOLE   0 0 1,269
Sarepta Therapeutics Inc. COM 803607100   204,538 1,786 SH   SOLE   0 0 1,786
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318   203,996 8,003 SH   SOLE   0 0 8,003