The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 38,155 202,284 SH   SOLE   0 0 202,284
iShares Core US Aggregate Bond ETF 464287226 31,184 306,690 SH   SOLE   0 0 306,690
iShares Russell 1000 ETF ETF 464287622 29,755 143,220 SH   SOLE   0 0 143,220
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 18,237 239,139 SH   SOLE   0 0 239,139
Vanguard Short Term Treasury ETF ETF 92206C102 12,937 219,792 SH   SOLE   0 0 219,792
Vanguard World Fd Mega Growth ETF ETF 921910816 10,884 59,905 SH   SOLE   0 0 59,905
iShares Core S&P Total US Stk Mkt ETF 464287150 9,499 113,376 SH   SOLE   0 0 113,376
iShares Edge MSCI Min Vol USA ETF 46429B697 9,328 132,856 SH   SOLE   0 0 132,856
iShares S&P Mid-Cap 400 Value ETF 464287705 9,191 97,350 SH   SOLE   0 0 97,350
iShares S&P 500 Value ETF 464287408 9,189 66,848 SH   SOLE   0 0 66,848
Vanguard FTSE Developed Markets ETF 921943858 7,045 172,683 SH   SOLE   0 0 172,683
iShares Core S&P Small-Cap ETF ETF 464287804 6,496 70,296 SH   SOLE   0 0 70,296
Vanguard FTSE Emerging Market ETF ETF 922042858 3,933 94,438 SH   SOLE   0 0 94,438
Vanguard Total Bond Market ETF ETF 921937835 3,908 51,929 SH   SOLE   0 0 51,929
iShares Core Total USD Bond Mkt ETF 46434V613 3,333 71,195 SH   SOLE   0 0 71,195
Vanguard Bd Index Short Term Bond ETF 921937827 2,722 35,444 SH   SOLE   0 0 35,444
iShares S&P 500 Growth ETF 464287309 2,212 36,659 SH   SOLE   0 0 36,659
SPDR Ser Tr Portfolio Sh TSR ETF 78468R101 2,178 73,968 SH   SOLE   0 0 73,968
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,940 40,029 SH   SOLE   0 0 40,029
Vanguard Scottsdale Fds VNG Rus1000 ETF 92206C730 1,871 10,888 SH   SOLE   0 0 10,888
Dimensional US Equity ETF ETF 25434V401 1,426 34,999 SH   SOLE   0 0 34,999
Vanguard Small-Cap ETF ETF 922908751 1,407 7,989 SH   SOLE   0 0 7,989
Apple COM 037833100 1,389 10,160 SH   SOLE   0 0 10,160
iShares Core MSCI EAFE ETF 46432F842 1,253 21,283 SH   SOLE   0 0 21,283
iShares Russell 3000 ETF 464287689 1,155 5,313 SH   SOLE   0 0 5,313
iShares Core MSCI Total Intl Stk ETF 46432F834 1,142 20,033 SH   SOLE   0 0 20,033
Vanguard Scottsdale Fds Rus1000GRW ETF 92206C680 933 16,573 SH   SOLE   0 0 16,573
iShares Core MSCI Emer Mkt ETF 46434G103 813 16,564 SH   SOLE   0 0 16,564
iShares ESG MSCI USA ETF ETF 46435G425 729 8,692 SH   SOLE   0 0 8,692
Northrup Grumman COM 666807102 672 1,405 SH   SOLE   0 0 1,405
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549 660 13,481 SH   SOLE   0 0 13,481
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 641 24,746 SH   SOLE   0 0 24,746
SPDR S&P 500 ETF Trust ETF 78462F103 606 1,607 SH   SOLE   0 0 1,607
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 522 20,455 SH   SOLE   0 0 20,455
iShares ESG MSCI USA Small-Cap ETF ETF 46435U663 506 16,069 SH   SOLE   0 0 16,069
UnitedHealth Group COM 91324P102 416 809 SH   SOLE   0 0 809
SPDR S&P 500 Fossil Fuel Rsrv Free ETF ETF 78468R796 385 4,169 SH   SOLE   0 0 4,169
Johnson & Johnson COM 478160104 315 1,775 SH   SOLE   0 0 1,775
Vanguard Index Fd MCAP VL IDX ETF 922908512 314 2,422 SH   SOLE   0 0 2,422
iShares ESG 1-5 Yr USD Corp Bd ETF ETF 46435G243 311 12,896 SH   SOLE   0 0 12,896
Texas Instruments Inc COM 882508104 311 2,027 SH   SOLE   0 0 2,027
iShares 5-10 Year Inv Grade Corp ETF 464288638 270 5,294 SH   SOLE   0 0 5,294
Old Dominion Freight Line Inc Ordinary Shares COM 679580100 268 1,044 SH   SOLE   0 0 1,044
Invesco Bulletshares 2022 Corp ETF ETF 46138J882 264 12,436 SH   SOLE   0 0 12,436
iShares Core S&P 500 ETF 464287200 259 683 SH   SOLE   0 0 683
iShares ESG Aware MSCI EAFE ETF 46435G516 237 3,784 SH   SOLE   0 0 3,784
iShares ESG Aware USD Corp Bd ETF ETF 46435G193 233 10,057 SH   SOLE   0 0 10,057
Verizon Communications COM 92343V104 228 4,496 SH   SOLE   0 0 4,496
Microsoft Corp COM 594918104 222 864 SH   SOLE   0 0 864