The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 47,520 196,820 SH   SOLE   0 0 196,820
iShares Russell 1000 ETF ETF 464287622 37,225 140,776 SH   SOLE   0 0 140,776
iShares Core US Aggregate Bond ETF 464287226 33,537 293,978 SH   SOLE   0 0 293,978
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 21,222 261,159 SH   SOLE   0 0 261,159
Vanguard Short Term Treasury ETF ETF 92206C102 14,801 243,324 SH   SOLE   0 0 243,324
Vanguard World Fd Mega Growth ETF ETF 921910816 14,673 56,270 SH   SOLE   0 0 56,270
iShares S&P Mid-Cap 400 Value ETF 464287705 10,762 97,236 SH   SOLE   0 0 97,236
iShares S&P 500 Value ETF 464287408 10,358 66,133 SH   SOLE   0 0 66,133
iShares Edge MSCI Min Vol USA ETF 46429B697 10,139 125,334 SH   SOLE   0 0 125,334
iShares Core S&P Total US Stk Mkt ETF 464287150 8,558 79,992 SH   SOLE   0 0 79,992
Vanguard FTSE Developed Markets ETF 921943858 8,232 161,215 SH   SOLE   0 0 161,215
iShares Core S&P Small-Cap ETF ETF 464287804 7,708 67,313 SH   SOLE   0 0 67,313
iShares Core Total USD Bond Mkt ETF 46434V613 7,685 145,183 SH   SOLE   0 0 145,183
Vanguard FTSE Emerging Market ETF ETF 922042858 4,167 84,250 SH   SOLE   0 0 84,250
iShares S&P 500 Growth ETF 464287309 2,824 33,750 SH   SOLE   0 0 33,750
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 2,430 47,604 SH   SOLE   0 0 47,604
Dimensional US Equity ETF ETF 25434V401 1,809 34,999 SH   SOLE   0 0 34,999
Apple COM 037833100 1,790 10,080 SH   SOLE   0 0 10,080
iShares Russell 3000 ETF 464287689 1,432 5,161 SH   SOLE   0 0 5,161
Vanguard Small-Cap ETF ETF 922908751 1,418 6,276 SH   SOLE   0 0 6,276
iShares Core MSCI Total Intl Stk ETF 46432F834 1,221 17,215 SH   SOLE   0 0 17,215
iShares Core MSCI EAFE ETF 46432F842 1,055 14,135 SH   SOLE   0 0 14,315
iShares Core MSCI Emer Mkt ETF 46434G103 947 15,820 SH   SOLE   0 0 15,820
iShares ESG MSCI USA ETF ETF 46435G425 943 8,735 SH   SOLE   0 0 8,735
iShares 5-10 Year Inv Grade Corp ETF 464288638 885 14,938 SH   SOLE   0 0 14,938
iShares National Muni Bond ETF ETF 464288414 869 7,474 SH   SOLE   0 0 7,474
SPDR S&P 500 ETF Trust ETF 78462F103 857 1,804 SH   SOLE   0 0 1,804
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549 740 13,414 SH   SOLE   0 0 13,414
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 645 24,746 SH   SOLE   0 0 24,746
iShares ESG MSCI USA Small-Cap ETF ETF 46435U663 615 15,260 SH   SOLE   0 0 15,260
Northrup Grumman COM 666807102 544 1,405 SH   SOLE   0 0 1,405
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 530 20,455 SH   SOLE   0 0 20,455
SPDR S&P 500 Fossil Fuel Rsrv Free ETF ETF 78468R796 498 4,233 SH   SOLE   0 0 4,233
UnitedHealth Group COM 91324P102 413 822 SH   SOLE   0 0 822
Texas Instruments Inc COM 882508104 382 2,027 SH   SOLE   0 0 2,027
Old Dominion Freight Line Inc Ordinary Shares COM 679580100 374 1,044 SH   SOLE   0 0 1,044
Cerner Corp COM 156782104 344 3,700 SH   SOLE   0 0 3,700
Autodesk Inc COM 052769106 306 1,090 SH   SOLE   0 0 1,090
Johnson & Johnson COM 478160104 284 1,661 SH   SOLE   0 0 1,661
Comcast Corp Class A COM 20030N101 283 5,626 SH   SOLE   0 0 5,626
Microsoft Corp COM 594918104 275 817 SH   SOLE   0 0 817
Target Corp COM 87612E106 269 1,164 SH   SOLE   0 0 1,164
Verizon Communications COM 92343V104 242 4,663 SH   SOLE   0 0 4,663
Accenture PLC Class A COM G1151C101 234 565 SH   SOLE   0 0 565
Cirrus Logic Inc COM 172755100 221 2,400 SH   SOLE   0 0 2,400
American Express COM 025816109 208 1,269 SH   SOLE   0 0 1,269