The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Vanguard Total Stock Market ETF ETF 922908769 43,934 197,172 SH   SOLE   0 0 197,172
iShares Core US Aggregate Bond ETF 464287226 42,158 365,540 SH   SOLE   0 0 365,540
iShares Russell 1000 ETF ETF 464287622 34,054 140,672 SH   SOLE   0 0 140,672
Vanguard World Fd Mega Growth ETF ETF 921910816 13,487 58,290 SH   SOLE   0 0 58,290
Vanguard Short-Term Corporate Bond ETF ETF 92206C409 13,066 157,975 SH   SOLE   0 0 157,975
iShares Intermediate Corporate Bond ETF ETF 464288638 10,414 172,076 SH   SOLE   0 0 172,076
iShares S&P Mid-Cap 400 Value ETF 464287705 9,723 92,303 SH   SOLE   0 0 92,303
iShares S&P 500 Value ETF 464287408 9,459 64,066 SH   SOLE   0 0 64,066
iShares Core Total USD Bond Mkt ETF 46434V613 9,286 173,610 SH   SOLE   0 0 173,610
iShares Edge MSCI Min Vol USA ETF 46429B697 9,072 123,243 SH   SOLE   0 0 123,243
Vanguard FTSE Developed Markets ETF 921943858 8,049 156,230 SH   SOLE   0 0 156,230
iShares Core S&P Total US Stk Mkt ETF 464287150 7,802 78,999 SH   SOLE   0 0 78,999
iShares Core S&P Small-Cap ETF ETF 464287804 7,145 63,244 SH   SOLE   0 0 63,244
Vanguard FTSE Emerging Market ETF ETF 922042858 4,257 78,390 SH   SOLE   0 0 78,390
iShares S&P 500 Growth ETF 464287309 2,517 34,614 SH   SOLE   0 0 34,614
Dimensional US Equity ETF ETF 25434V401 1,649 34,999 SH   SOLE   0 0 34,999
iShares iBoxx Inv Grade Corp Bd ETF 464287242 1,426 10,616 SH   SOLE   0 0 10,616
Apple COM 037833100 1,381 10,080 SH   SOLE   0 0 10,080
Vanguard Small-Cap ETF ETF 922908751 1,365 6,057 SH   SOLE   0 0 6,057
iShares 0-5 Inv Grade Corp Bd Fd ETF ETF 46434V100 1,351 26,060 SH   SOLE   0 0 26,060
iShares Russell 3000 ETF 464287689 1,309 5,116 SH   SOLE   0 0 5,116
iShares Core MSCI Total Intl Stk ETF 46432F834 1,207 16,463 SH   SOLE   0 0 16,463
iShares Core MSCI EAFE ETF 46432F842 1,042 13,915 SH   SOLE   0 0 13,915
iShares Core MSCI Emer Mkt ETF 46434G103 1,029 15,354 SH   SOLE   0 0 15,354
iShares National Muni Bond ETF ETF 464288414 883 7,532 SH   SOLE   0 0 7,532
SPDR S&P 500 ETF Trust ETF 78462F103 728 1,700 SH   SOLE   0 0 1,700
iShares iBonds Dec 2022 Term Muni Bd ETF 46435G755 650 24,746 SH   SOLE   0 0 24,746
iShares iBonds Dec 2021 Term Muni Bd ETF 46435G789 639 24,933 SH   SOLE   0 0 24,933
iShares iBonds Dec 2023 Term Muni Bd ETF 46435G318 534 20,455 SH   SOLE   0 0 20,455
Texas Instruments Inc COM 882508104 524 2,727 SH   SOLE   0 0 2,727
Northrup Grumman COM 666807102 511 1,405 SH   SOLE   0 0 1,405
iShares ESG MSCI USA ETF ETF 46435G425 489 4,967 SH   SOLE   0 0 4,967
iShares ESG U.S. Aggregate Bond ETF ETF 46435U549 448 8,095 SH   SOLE   0 0 8,095
UnitedHealth Group COM 91324P102 324 809 SH   SOLE   0 0 809
iShares ESG MSCI USA Small-Cap ETF ETF 46435U663 334 8,273 SH   SOLE   0 0 8,273
Comcast Corp Class A COM 20030N101 321 5,626 SH   SOLE   0 0 5,626
Microsoft Corp COM 594918104 330 1,217 SH   SOLE   0 0 1,217
Autodesk Inc COM 052769106 318 1,090 SH   SOLE   0 0 1,090
Vanguard Interm-Term Corporate Bond ETF ETF 92206C870 291 3,060 SH   SOLE   0 0 3,060
Cerner Corp COM 156782104 289 3,700 SH   SOLE   0 0 3,700
Target Corp COM 87612E106 281 1,164 SH   SOLE   0 0 1,164
Johnson & Johnson COM 478160104 274 1,661 SH   SOLE   0 0 1,661
Invesco BulletShares 2022 Corp ETF 46138J882 268 12,436 SH   SOLE   0 0 12,436
Old Dominion Freight Line Inc Ordinary Shares COM 679580100 265 1,044 SH   SOLE   0 0 1,044
SPDR S&P 500 Fossil Fuel Rsrv Free ETF ETF 78468R796 258 2,427 SH   SOLE   0 0 2,427
Verizon Communications COM 92343V104 252 4,496 SH   SOLE   0 0 4,496
Citrix Systems Inc COM 177376100 241 2,051 SH   SOLE   0 0 2,051
Vanguard Total Bond Market ETF ETF 921937835 236 2,746 SH   SOLE   0 0 2,746
Vanguard Mid-Cap ETF ETF 922908629 232 978 SH   SOLE   0 0 978
Kansas City Southern COM 485170302 227 800 SH   SOLE   0 0 800
American Express Co COM 025816109 210 1,269 SH   SOLE   0 0 1,269
iShares iBonds Dec 2024 Term Muni Bd ETF 46435U697 204 7,570 SH   SOLE   0 0 7,570
Cirrus Logic Inc COM 172755100 204 2,400 SH   SOLE   0 0 2,400
iShares ESG 15Year USD Corp Bd ETF 46435G243 202 7,774 SH   SOLE   0 0 7,774